Ames National Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	126.75	101.23	55.1	27.88	89.13
Investment Securities	661.63	563.63	643.43	684.37	698.32
Trading Asset Securities	-	1	1.23	1.1	-
Mortgage-Backed Securities	-	91.05	101.86	116.74	149.6
Total Investments	661.63	655.68	746.52	802.2	847.93
Gross Loans	1,298	1,321	1,295	1,242	1,161
Allowance for Loan Losses	-17.7	-17.06	-16.78	-15.7	-16.62
Net Loans	1,280	1,304	1,278	1,226	1,144
Property, Plant & Equipment	20.92	21.57	22.55	18.9	17.51
Goodwill	12.42	12.42	12.42	12.42	12.42
Other Intangible Assets	0.79	1.09	1.43	1.93	2.51
Loans Held for Sale	0.47	0.34	0.12	0.15	-
Accrued Interest Receivable	14.07	13.86	12.95	11.28	10.12
Long-Term Deferred Tax Assets	7.49	14.06	16.5	22.13	1.92
Other Real Estate Owned & Foreclosed	0.2	-	-	-	-
Other Long-Term Assets	5.77	5.13	6.99	7.41	7.97
Total Assets	2,134	2,133	2,155	2,135	2,137
Accrued Expenses	8.27	7.18	5.4	4.98	6.03
Interest Bearing Deposits	1,415	1,403	1,373	1,463	1,426
Institutional Deposits	85.8	85	67.73	42.89	40.79
Non-Interest Bearing Deposits	353.77	358.39	370.94	391.58	411.59
Total Deposits	1,855	1,847	1,812	1,898	1,878
Short-Term Borrowings	38.8	79.66	161.84	76.08	39.85
Current Portion of Long-Term Debt	-	0.6	-	-	-
Accrued Interest Payable	2.56	3.21	4.71	0.67	-
Other Current Liabilities	-	1.79	2.43	2.43	2.36
Long-Term Debt	21.35	19.35	3.49	3.72	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	3
Total Liabilities	1,926	1,958	1,990	1,986	1,929
Common Stock	17.71	17.9	17.98	17.98	18.18
Additional Paid-In Capital	12.14	13.64	14.25	14.25	16.35
Retained Earnings	195.99	182.24	180.44	179.93	170.38
Comprehensive Income & Other	-17.95	-39.06	-46.89	-63.07	2.86
Shareholders' Equity	207.89	174.71	165.79	149.1	207.78
Total Liabilities & Equity	2,134	2,133	2,155	2,135	2,137
Total Debt	60.15	99.61	165.33	79.8	42.85
Net Cash (Debt)	72.28	8.78	-100.1	-36.15	63.2
Net Cash Growth	723.52%	-	-	-	-58.21%
Net Cash Per Share	8.13	0.98	-11.13	-4.00	6.93
Filing Date Shares Outstanding	8.86	8.92	8.99	8.99	9.09
Total Common Shares Outstanding	8.86	8.95	8.99	8.99	9.09
Book Value Per Share	23.47	19.52	18.44	16.58	22.85
Tangible Book Value	194.68	161.19	151.94	134.74	192.85
Tangible Book Value Per Share	21.98	18.01	16.90	14.98	21.21

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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