Ames National Corporation (ATLO)

Ames National Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	95.21	101.23	55.1	27.88	89.13	173.1
Investment Securities	547.96	563.63	643.43	684.37	698.32	465.23
Trading Asset Securities	0.84	1	1.23	1.1	-	-
Mortgage-Backed Securities	103.66	91.05	101.86	116.74	149.6	150.2
Total Investments	652.46	655.68	746.52	802.2	847.93	615.43
Gross Loans	1,297	1,321	1,295	1,242	1,161	1,148
Allowance for Loan Losses	-16.97	-17.06	-16.78	-15.7	-16.62	-17.22
Other Adjustments to Gross Loans	-	-	-	-	-	-0.86
Net Loans	1,280	1,304	1,278	1,226	1,144	1,130
Property, Plant & Equipment	21.24	21.57	22.55	18.9	17.51	17.34
Goodwill	12.42	12.42	12.42	12.42	12.42	12.42
Other Intangible Assets	0.94	1.09	1.43	1.93	2.51	3.13
Loans Held for Sale	0.34	0.34	0.12	0.15	-	1.62
Accrued Interest Receivable	12.17	13.86	12.95	11.28	10.12	11.14
Long-Term Deferred Tax Assets	9.95	14.06	16.5	22.13	1.92	-
Other Long-Term Assets	5.3	5.13	6.99	7.41	7.97	8.81
Total Assets	2,093	2,133	2,155	2,135	2,137	1,976
Accrued Expenses	7.02	7.18	5.4	4.98	6.03	7.69
Interest Bearing Deposits	1,421	1,403	1,373	1,463	1,426	1,307
Institutional Deposits	88.69	85	67.73	42.89	40.79	60.02
Non-Interest Bearing Deposits	309.38	358.39	370.94	391.58	411.59	349.5
Total Deposits	1,819	1,847	1,812	1,898	1,878	1,716
Short-Term Borrowings	40.47	79.66	161.84	76.08	39.85	37.29
Current Portion of Long-Term Debt	-	0.6	-	-	-	-
Accrued Interest Payable	2.47	3.21	4.71	0.67	-	-
Other Current Liabilities	-	1.79	2.43	2.43	2.36	-
Long-Term Debt	3.15	19.35	3.49	3.72	-	-
Federal Home Loan Bank Debt, Long-Term	27.5	-	-	-	3	3
Long-Term Deferred Tax Liabilities	-	-	-	-	-	1.73
Total Liabilities	1,900	1,958	1,990	1,986	1,929	1,766
Common Stock	17.8	17.9	17.98	17.98	18.18	18.25
Additional Paid-In Capital	12.91	13.64	14.25	14.25	16.35	17
Retained Earnings	188.44	182.24	180.44	179.93	170.38	158.22
Comprehensive Income & Other	-26.12	-39.06	-46.89	-63.07	2.86	16.02
Shareholders' Equity	193.03	174.71	165.79	149.1	207.78	209.49
Total Liabilities & Equity	2,093	2,133	2,155	2,135	2,137	1,976
Total Debt	71.12	99.61	165.33	79.8	42.85	40.29
Net Cash (Debt)	31.85	8.78	-100.1	-36.15	63.2	151.23
Net Cash Growth	-	-	-	-	-58.21%	72.25%
Net Cash Per Share	3.56	0.98	-11.13	-4.00	6.93	16.53
Filing Date Shares Outstanding	8.9	8.92	8.99	8.99	9.09	9.12
Total Common Shares Outstanding	8.9	8.95	8.99	8.99	9.09	9.12
Book Value Per Share	21.69	19.52	18.44	16.58	22.85	22.96
Tangible Book Value	179.67	161.19	151.94	134.74	192.85	193.93
Tangible Book Value Per Share	20.19	18.01	16.90	14.98	21.21	21.26

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q