Ames National Corporation (ATLO)
NASDAQ: ATLO · Real-Time Price · USD
31.59
+0.58 (1.87%)
Aug 11, 2026, 4:00 PM EDT - Market closed
Ames National Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 22.96 | 19.03 | 10.22 | 10.82 | 19.29 | 23.91 |
Depreciation & Amortization | 0.55 | 1.55 | 2.54 | 3.28 | 4.13 | 4.63 |
Provision for Credit Losses | -0.17 | 1.04 | 0.59 | 0.79 | -0.77 | -0.78 |
Net Change in Loans Held-for-Sale | 0.06 | 0.41 | 0.31 | 0.39 | 0.45 | 3.29 |
Other Adjustments | -0.71 | -0.32 | 0.3 | 1.06 | 1.2 | -0.58 |
Changes in Accrued Interest and Accounts Receivable | -0.75 | -0.2 | -0.91 | -1.68 | -1.15 | 1.02 |
Changes in Accounts Payable | -0.18 | -0.65 | -1.5 | 4.04 | 0.31 | - |
Changes in Accrued Expenses | 0.11 | 0.8 | 1.43 | 0.87 | -0.8 | -1.64 |
Changes in Other Operating Activities | 0.13 | -0.31 | 1.33 | -0.37 | -1.44 | 0.62 |
Operating Cash Flow | 22.01 | 21.34 | 14.3 | 19.21 | 21.23 | 30.47 |
Operating Cash Flow Growth | 9.10% | 49.23% | -25.55% | -9.53% | -30.32% | 2.55% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 1.74 | 0.49 | 2.74 | 5.77 | 2.25 | 1.5 |
Net Change in Loans Held-for-Investment | 26.16 | 19.9 | -26.76 | -52.9 | -80.53 | -13.92 |
Net Change in Securities and Investments | -41.58 | 21.34 | 96.22 | 71.1 | -46.38 | -255.04 |
Capital Expenditures | -1.01 | -0.64 | -0.3 | -4.89 | -2.86 | -1.87 |
Sale of Property, Plant & Equipment | - | - | - | - | 0.13 | - |
Other Investing Activities | 3.38 | 3.13 | 0.08 | - | - | 0.76 |
Investing Cash Flow | -11.31 | 44.21 | 71.98 | 19.06 | -127.38 | -268.57 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 33.36 | 7.99 | 34.85 | -86.13 | 19.94 | 161.67 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -9.16 | -13.61 | -1.58 | 13.32 | 0.83 | 2.56 |
Net Short-Term Debt Issued (Repaid) | -9 | -6 | -18 | -11.42 | 35.42 | - |
Long-Term Debt Issued | - | 2.8 | 131.45 | 269.85 | 4 | - |
Long-Term Debt Repaid | -5.2 | -22.4 | -177.09 | -186.96 | -3.3 | - |
Net Long-Term Debt Issued (Repaid) | -5.2 | -19.6 | -45.64 | 82.89 | 0.7 | - |
Repurchase of Common Stock | -0.86 | -1.68 | -0.7 | - | -2.3 | -0.71 |
Net Common Stock Issued (Repurchased) | -0.86 | -1.68 | -0.7 | - | -2.3 | -0.71 |
Common Dividends Paid | -7.8 | -7.11 | -9.08 | -9.71 | -9.68 | -9.39 |
Financing Cash Flow | 1.34 | -40.03 | -40.15 | -11.05 | 44.91 | 154.13 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 12.03 | 25.53 | 46.13 | 27.22 | -61.25 | -83.97 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 21 | 20.7 | 14 | 14.31 | 18.37 | 28.6 |
Free Cash Flow Growth | 6.43% | 47.83% | -2.18% | -22.10% | -35.75% | 0.47% |
FCF Margin | 28.87% | 31.46% | 25.82% | 26.98% | 28.80% | 42.50% |
Free Cash Flow Per Share | 2.37 | 2.33 | 1.56 | 1.59 | 2.03 | 3.14 |