Ames National Corporation (ATLO)

NASDAQ: ATLO · Real-Time Price · USD

31.49

-0.11 (-0.35%)

Aug 31, 2026, 4:00 PM EDT - Market closed

Ames National Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	71.97	65.03	53.46	52.28	63.05	66.65
Revenue Growth	24.66%	21.65%	2.24%	-17.08%	-5.40%	12.70%
Net Income	22.96	19.03	10.22	10.82	19.29	23.91
Earnings Per Share	2.59	2.14	1.14	1.20	2.14	2.62
EPS Growth	69.34%	88.22%	-5.53%	-43.68%	-18.60%	27.33%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	113.07	133.15	108.39	65.23	43.65	106.05
Total Debt	47.41	60.47	99.61	165.33	79.8	42.85
Net Cash (Debt)	65.66	72.69	8.78	-100.1	-36.15	63.2
Net Cash Growth	106.12%	728.13%	-	-	-	-58.21%
Net Cash Per Share	7.40	8.17	0.98	-11.13	-4.00	6.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	22.01	21.34	14.3	19.21	21.23	30.47
Capital Expenditures	-1.01	-0.64	-0.3	-4.89	-2.86	-1.87
Free Cash Flow	21	20.7	14	14.31	18.37	28.6
Free Cash Flow Growth	6.43%	47.83%	-2.18%	-22.10%	-35.75%	0.47%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	31.91%	29.26%	19.11%	20.69%	30.60%	35.88%
FCF Margin	29.17%	31.83%	26.19%	27.38%	29.14%	42.90%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.960	0.600	0.940	1.080	1.080	1.040
Dividend Per Share Growth	15.00%	-36.17%	-12.96%	0%	3.85%	4.00%
Dividend Yield	3.05%	2.66%	6.07%	5.64%	5.39%	5.24%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.16	10.73	14.46	17.74	11.00	9.31
Forward PE	11.37	14.71	14.71	14.71	14.71	14.71
P/FCF Ratio	13.28	9.86	10.55	13.41	11.56	7.79
PS Ratio	3.88	3.14	2.76	3.67	3.37	3.34