Ames National Corporation (ATLO)

Ames National Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	58.18	55.66	44.98	44.63	53.24	56
Net Interest Income Growth	23.82%	23.76%	0.79%	-16.19%	-4.92%	2.10%
Non-Interest Income	11.82	11.17	9.84	9.22	9.69	10.54
Non-Interest Income Growth	15.75%	13.55%	6.75%	-4.87%	-8.07%	-0.78%
Revenues Before Loan Losses	69.99	66.83	54.81	53.84	62.93	66.53
Provision for Credit Losses	-0.27	1.04	0.59	0.79	-0.87	-0.76
Revenue	70.27	65.8	54.22	53.05	63.81	67.29
Revenue Growth (YoY)	25.91%	21.35%	2.21%	-16.85%	-5.18%	12.56%
Compensation Expenses	26.58	26.18	25.15	23.66	22.91	22.28
Selling, General & Admin	14.08	13.69	14.64	13.99	13.6	12.55
Other Non-Interest Expenses	1.88	2.06	2.2	2.51	2.14	1.79
Total Non-Interest Expense	42.54	41.93	41.98	40.16	38.64	36.62
Pretax Income	27.32	23.87	12.24	12.89	25.16	30.67
Provision for Income Taxes	5.78	4.84	2.02	2.07	5.87	6.76
Net Income	21.54	19.03	10.22	10.82	19.29	23.91
Net Income to Common	21.54	19.03	10.22	10.82	19.29	23.91
Net Income Growth	89.70%	86.21%	-5.54%	-43.93%	-19.32%	26.86%
Shares Outstanding (Basic)	9	9	9	9	9	9
Shares Outstanding (Diluted)	9	9	9	9	9	9
Shares Change (YoY)	-1.03%	-1.07%	-0.01%	-0.46%	-0.89%	-0.37%
EPS (Basic)	2.42	2.14	1.14	1.20	2.14	2.62
EPS (Diluted)	2.42	2.14	1.14	1.20	2.14	2.62
EPS Growth	90.55%	87.72%	-5.00%	-43.92%	-18.32%	27.18%
Shares Outstanding	8.86	8.86	8.95	8.99	8.99	9.09
Free Cash Flow	-	20.7	14	14.31	18.37	28.6
Free Cash Flow Growth	-	47.83%	-2.18%	-22.10%	-35.75%	0.47%
Free Cash Flow Per Share	-	2.33	1.56	1.59	2.03	3.14
Dividends Per Share	0.640	0.600	0.940	1.080	1.080	1.040
Dividend Growth	6.67%	-36.17%	-12.96%	-	3.85%	4.00%
Profit Margin	30.66%	28.92%	18.85%	20.39%	30.24%	35.54%
FCF Margin	-	31.46%	25.82%	26.98%	28.80%	42.50%
EBITDA	-	1.55	2.54	3.28	4.13	4.63
EBITDA Margin	-	2.36%	4.68%	6.18%	6.47%	6.88%
Effective Tax Rate	21.14%	20.28%	16.53%	16.08%	23.32%	22.04%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q