Ames National Corporation (ATLO)

Ames National Statistics

Total Valuation

Ames National has a market cap or net worth of $176.11 million. The enterprise value is $144.25 million.

Market Cap	176.11M
Enterprise Value	144.25M

Important Dates

The last earnings date was Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

Ames National has 8.90 million shares outstanding. The number of shares has decreased by -0.47% in one year.

Current Share Class	8.90M
Shares Outstanding	8.90M
Shares Change (YoY)	-0.47%
Shares Change (QoQ)	-0.19%
Owned by Insiders (%)	2.14%
Owned by Institutions (%)	30.77%
Float	8.71M

Valuation Ratios

The trailing PE ratio is 12.94.

PE Ratio	12.94
Forward PE	n/a
PS Ratio	3.07
Forward PS	n/a
PB Ratio	0.91
P/TBV Ratio	0.98
P/FCF Ratio	8.93
P/OCF Ratio	8.73
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.54
EV / Sales	2.50
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.31

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.61
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.60%.

Return on Equity (ROE)	7.60%
Return on Assets (ROA)	0.65%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$215,414
Profits Per Employee	$51,060
Employee Count	268
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ames National has paid $3.14 million in taxes.

Income Tax	3.14M
Effective Tax Rate	18.67%

Stock Price Statistics

The stock price has increased by +8.98% in the last 52 weeks. The beta is 0.50, so Ames National's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+8.98%
50-Day Moving Average	18.38
200-Day Moving Average	17.75
Relative Strength Index (RSI)	64.90
Average Volume (20 Days)	10,935

Short Selling Information

The latest short interest is 78,462, so 0.88% of the outstanding shares have been sold short.

Short Interest	78,462
Short Previous Month	77,329
Short % of Shares Out	0.88%
Short % of Float	0.90%
Short Ratio (days to cover)	5.53

Income Statement

In the last 12 months, Ames National had revenue of $57.73 million and earned $13.68 million in profits. Earnings per share was $1.53.

Revenue	57.73M
Gross Profit	57.73M
Operating Income	18.25M
Pretax Income	11.29M
Net Income	13.68M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.53

Balance Sheet

The company has $102.97 million in cash and $71.12 million in debt, giving a net cash position of $31.85 million or $3.58 per share.

Cash & Cash Equivalents	102.97M
Total Debt	71.12M
Net Cash	31.85M
Net Cash Per Share	$3.58
Equity (Book Value)	193.03M
Book Value Per Share	21.69
Working Capital	-1.75B

Cash Flow

In the last 12 months, operating cash flow was $20.17 million and capital expenditures -$444,000, giving a free cash flow of $19.73 million.

Operating Cash Flow	20.17M
Capital Expenditures	-444,000
Free Cash Flow	19.73M
FCF Per Share	$2.22

Margins

Gross Margin	n/a
Operating Margin	31.60%
Pretax Margin	29.14%
Profit Margin	23.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.17%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.04%.

Dividend Per Share	$0.80
Dividend Yield	4.04%
Dividend Growth (YoY)	-25.93%
Years of Dividend Growth	n/a
Payout Ratio	52.32%
Buyback Yield	0.47%
Shareholder Yield	4.52%
Earnings Yield	7.77%
FCF Yield	11.20%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2005. It was a forward split with a ratio of 3:1.

Last Split Date	Jul 18, 2005
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4