Ames National Corporation (ATLO)

Ames National Statistics

Total Valuation

Ames National has a market cap or net worth of $212.88 million. The enterprise value is $162.22 million.

Market Cap	212.88M
Enterprise Value	162.22M

Important Dates

The next estimated earnings date is Friday, January 23, 2026, after market close.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

Ames National has 8.89 million shares outstanding. The number of shares has decreased by -0.75% in one year.

Current Share Class	8.89M
Shares Outstanding	8.89M
Shares Change (YoY)	-0.75%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	1.89%
Owned by Institutions (%)	33.06%
Float	8.72M

Valuation Ratios

The trailing PE ratio is 13.30.

PE Ratio	13.30
Forward PE	n/a
PS Ratio	3.52
Forward PS	n/a
PB Ratio	1.06
P/TBV Ratio	1.13
P/FCF Ratio	10.98
P/OCF Ratio	10.71
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.12
EV / Sales	2.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.39

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.35%.

Return on Equity (ROE)	8.35%
Return on Assets (ROA)	0.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$226,000
Profits Per Employee	$59,799
Employee Count	268
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ames National has paid $3.90 million in taxes.

Income Tax	3.90M
Effective Tax Rate	19.57%

Stock Price Statistics

The stock price has increased by +38.60% in the last 52 weeks. The beta is 0.42, so Ames National's price volatility has been lower than the market average.

Beta (5Y)	0.42
52-Week Price Change	+38.60%
50-Day Moving Average	21.13
200-Day Moving Average	19.02
Relative Strength Index (RSI)	81.57
Average Volume (20 Days)	20,618

Short Selling Information

The latest short interest is 116,106, so 1.31% of the outstanding shares have been sold short.

Short Interest	116,106
Short Previous Month	96,557
Short % of Shares Out	1.31%
Short % of Float	1.33%
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, Ames National had revenue of $60.57 million and earned $16.03 million in profits. Earnings per share was $1.80.

Revenue	60.57M
Gross Profit	60.57M
Operating Income	21.31M
Pretax Income	19.93M
Net Income	16.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.80

Balance Sheet

The company has $114.65 million in cash and $64.53 million in debt, giving a net cash position of $50.12 million or $5.64 per share.

Cash & Cash Equivalents	114.65M
Total Debt	64.53M
Net Cash	50.12M
Net Cash Per Share	$5.64
Equity (Book Value)	200.59M
Book Value Per Share	22.56
Working Capital	-1.75B

Cash Flow

In the last 12 months, operating cash flow was $19.82 million and capital expenditures -$478,000, giving a free cash flow of $19.34 million.

Operating Cash Flow	19.82M
Capital Expenditures	-478,000
Free Cash Flow	19.34M
FCF Per Share	$2.18

Margins

Gross Margin	n/a
Operating Margin	35.18%
Pretax Margin	32.90%
Profit Margin	26.46%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.94%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.34%.

Dividend Per Share	$0.80
Dividend Yield	3.34%
Dividend Growth (YoY)	-20.79%
Years of Dividend Growth	n/a
Payout Ratio	44.55%
Buyback Yield	0.75%
Shareholder Yield	4.09%
Earnings Yield	7.55%
FCF Yield	9.11%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2005. It was a forward split with a ratio of 3:1.

Last Split Date	Jul 18, 2005
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4