Ames National Corporation (ATLO)

Ames National Statistics

Total Valuation

Ames National has a market cap or net worth of $238.22 million. The enterprise value is $165.94 million.

Market Cap	238.22M
Enterprise Value	165.94M

Important Dates

The last earnings date was Friday, January 23, 2026, after market close.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	Dec 1, 2025

Share Statistics

Ames National has 8.89 million shares outstanding. The number of shares has decreased by -1.07% in one year.

Current Share Class	8.89M
Shares Outstanding	8.89M
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	-0.28%
Owned by Insiders (%)	1.91%
Owned by Institutions (%)	33.34%
Float	8.72M

Valuation Ratios

The trailing PE ratio is 12.52.

PE Ratio	12.52
Forward PE	n/a
PS Ratio	3.62
Forward PS	n/a
PB Ratio	1.14
P/TBV Ratio	1.22
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	8.72
EV / Sales	2.52
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.95%.

Return on Equity (ROE)	9.95%
Return on Assets (ROA)	0.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.11%
Revenue Per Employee	$255,019
Profits Per Employee	$73,748
Employee Count	258
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Ames National has paid $4.84 million in taxes.

Income Tax	4.84M
Effective Tax Rate	20.28%

Stock Price Statistics

The stock price has increased by +47.88% in the last 52 weeks. The beta is 0.39, so Ames National's price volatility has been lower than the market average.

Beta (5Y)	0.39
52-Week Price Change	+47.88%
50-Day Moving Average	23.21
200-Day Moving Average	20.03
Relative Strength Index (RSI)	82.87
Average Volume (20 Days)	28,568

Short Selling Information

The latest short interest is 198,404, so 2.23% of the outstanding shares have been sold short.

Short Interest	198,404
Short Previous Month	131,625
Short % of Shares Out	2.23%
Short % of Float	2.27%
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, Ames National had revenue of $65.80 million and earned $19.03 million in profits. Earnings per share was $2.14.

Revenue	65.80M
Gross Profit	65.80M
Operating Income	25.19M
Pretax Income	23.87M
Net Income	19.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.14

Balance Sheet

The company has $132.43 million in cash and $60.15 million in debt, with a net cash position of $72.28 million or $8.13 per share.

Cash & Cash Equivalents	132.43M
Total Debt	60.15M
Net Cash	72.28M
Net Cash Per Share	$8.13
Equity (Book Value)	207.89M
Book Value Per Share	23.47
Working Capital	-1.76B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	38.29%
Pretax Margin	36.27%
Profit Margin	28.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.99%.

Dividend Per Share	$0.80
Dividend Yield	2.99%
Dividend Growth (YoY)	-20.79%
Years of Dividend Growth	n/a
Payout Ratio	37.40%
Buyback Yield	1.07%
Shareholder Yield	4.05%
Earnings Yield	7.99%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 18, 2005. It was a forward split with a ratio of 3:1.

Last Split Date	Jul 18, 2005
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2