Auburn National Bancorporation, Inc. (AUBN)

AUBN Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	28.15	27.13	26.33	27.17	23.99	24.34
Net Interest Income Growth	9.54%	3.03%	-3.08%	13.24%	-1.43%	-6.62%
Non-Interest Income	3.23	3.47	-2.98	6.51	4.29	5.38
Non-Interest Income Growth	-8.17%	-	-	51.73%	-20.22%	-2.17%
Revenues Before Loan Losses	31.38	30.6	23.35	33.67	28.28	29.71
Provision for Credit Losses	-0.07	0.04	0.14	1	-0.6	1.1
Revenue	31.45	30.56	23.21	32.67	28.88	28.61
Revenue Growth (YoY)	10.08%	31.67%	-28.95%	13.14%	0.93%	-10.04%
Compensation Expenses	12.89	12.53	12.1	13.88	11.71	11.32
Selling, General & Admin	1.22	1.19	1.3	0.98	1	1.05
Other Non-Interest Expenses	5.42	5.94	6.24	5.37	4.99	4.68
Total Non-Interest Expense	22.55	22.17	22.59	19.82	19.43	19.55
Pretax Income	8.89	8.4	0.62	12.85	9.45	9.06
Provision for Income Taxes	2.24	2	-0.78	2.5	1.41	1.61
Net Income	6.66	6.4	1.4	10.35	8.04	7.45
Net Income to Common	6.66	6.4	1.4	10.35	8.04	7.45
Net Income Growth	994.57%	358.57%	-86.52%	28.70%	7.85%	-23.48%
Shares Outstanding (Basic)	3	3	3	4	4	4
Shares Outstanding (Diluted)	3	3	3	4	4	4
Shares Change (YoY)	-0.02%	-0.12%	-0.37%	-0.97%	-0.59%	-0.43%
EPS (Basic)	1.90	1.83	0.40	2.95	2.27	2.09
EPS (Diluted)	1.90	1.83	0.40	2.95	2.27	2.09
EPS Growth	955.56%	357.50%	-86.44%	29.96%	8.61%	-23.16%
Free Cash Flow	8.8	8.72	11.48	3.93	-7.86	1.37
Free Cash Flow Growth	0.89%	-24.07%	192.14%	-	-	-84.81%
Free Cash Flow Per Share	2.52	2.50	3.28	1.12	-2.22	0.39
Dividends Per Share	1.080	1.080	1.080	1.060	1.040	1.020
Dividend Growth	-	-	1.89%	1.92%	1.96%	2.00%
Profit Margin	21.16%	20.93%	6.01%	31.67%	27.84%	26.05%
FCF Margin	27.98%	28.53%	49.47%	12.03%	-27.20%	4.80%
EBITDA	2.06	1.93	1.7	1.53	1.24	1.67
EBITDA Margin	6.56%	6.32%	7.32%	4.68%	4.31%	5.82%
Effective Tax Rate	25.17%	23.82%	-125.73%	19.48%	14.89%	17.72%

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q