Auburn National Bancorporation, Inc. (AUBN)

AUBN Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	7.26	6.4	1.4	10.35	8.04
Depreciation & Amortization	2.11	1.93	1.7	1.53	1.24
Provision for Credit Losses	0.63	0.04	0.14	1	-0.6
Stock-Based Compensation	0.06	-	-	-	-
Net Change in Loans Held-for-Sale	-0.07	0.18	0.03	1.57	2.96
Other Adjustments	0.68	1.28	8	-0.26	2.42
Changes in Accrued Expenses	0.68	2.15	-2.01	-0.77	-2.98
Changes in Other Operating Activities	1	-1.17	2.65	-2.44	1.24
Operating Cash Flow	12.35	10.81	11.9	10.98	12.32
Operating Cash Flow Growth	14.25%	-9.18%	8.40%	-10.88%	26.65%
Net Change in Loans Held-for-Investment	-1.74	-6.71	-52.89	-46.27	2.88
Net Change in Securities and Investments	22.02	25.62	141.6	-42.33	-99.64
Capital Expenditures	-1.49	-2.09	-0.42	-7.05	-20.18
Sale of Property, Plant & Equipment	-	-	-	4.22	-
Other Investing Activities	-	0.03	3.09	0.46	-1.91
Investing Cash Flow	18.8	16.85	91.38	-90.96	-118.84
Net Change in Deposits	27.1	-0.42	-54.09	-43.91	154.45
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-1.49	-1.07	-0.9	1.06
Repurchase of Common Stock	-	-	-0.23	-0.5	-1.62
Net Common Stock Issued (Repurchased)	-	-	-0.23	-0.5	-1.62
Common Dividends Paid	-3.77	-3.77	-3.78	-3.72	-3.68
Financing Cash Flow	23.33	-5.68	-59.16	-49.03	150.21
Net Cash Flow	54.48	21.99	44.12	-129.01	43.68
Free Cash Flow	10.86	8.72	11.48	3.93	-7.86
Free Cash Flow Growth	24.59%	-24.07%	192.14%	-	-
FCF Margin	33.78%	28.53%	49.47%	12.03%	-27.20%
Free Cash Flow Per Share	3.11	2.50	3.28	1.12	-2.22
Levered Free Cash Flow	9.56	7.22	3.32	1.61	-12.64
Unlevered Free Cash Flow	2.31	0.83	1.92	-8.73	-20.68

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q