Avidia Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024
Net Interest Income	94.66	86.54	73.26
Net Interest Income Growth	22.63%	18.13%	-
Non-Interest Income	18.24	17.02	17.02
Non-Interest Income Growth	16.23%	0.03%	-
Revenues Before Loan Losses	112.9	103.57	90.28
Provision for Credit Losses	4.74	21.44	1.78
Revenue	108.16	82.12	88.5
Revenue Growth	48.72%	-7.21%	-
Compensation Expenses	39.41	39.72	34.72
Selling, General & Admin	24.35	24.67	22.55
Other Non-Interest Expenses	10.94	23.41	15.83
Total Non-Interest Expense	74.7	87.81	73.1
Pretax Income	23.46	-5.68	15.4
Provision for Income Taxes	5.86	-2.39	3.92
Net Income	17.59	-3.29	11.48
Net Income to Common	17.59	-3.29	11.48
Net Income Growth	-	-	-
Shares Outstanding (Basic)	19	19	-
Shares Outstanding (Diluted)	19	19	-
Shares Change	-	-	-
EPS (Basic)	0.95	-0.18	-
EPS (Diluted)	0.95	-0.18	-
EPS Growth	-	-	-
Free Cash Flow	-	24.09	20.45
Free Cash Flow Growth	-	17.78%	-
Free Cash Flow Per Share	-	1.30	-
Profit Margin	16.27%	-4.01%	12.98%
FCF Margin	-	29.33%	23.11%
Effective Tax Rate	25.00%	42.13%	25.44%