Avidia Bancorp, Inc. (AVBC)
NYSE: AVBC · Real-Time Price · USD
23.50
-0.04 (-0.17%)
Oct 30, 2026, 4:00 PM EDT - Market closed
Avidia Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 122.61 | 117.54 | 111.54 | 111.12 | 84.3 | 75.13 |
Interest Income on Investments | 12.79 | 13.04 | 12.2 | - | - | - |
Total Interest Income | 135.4 | 130.58 | 123.73 | 111.12 | 84.3 | 75.13 |
Interest Paid on Deposits | 28.5 | 29.55 | 32.87 | 39.79 | 7.95 | 5.94 |
Interest Paid on Borrowings | 10.17 | 14.49 | 17.6 | - | - | - |
Total Interest Expense | 38.67 | 44.04 | 50.47 | 39.79 | 7.95 | 5.94 |
Net Interest Income | 96.73 | 86.54 | 73.26 | 71.33 | 76.35 | 69.18 |
Net Interest Income Growth | 17.47% | 18.13% | 2.71% | -6.58% | 10.36% | 11.21% |
Mortgage Banking Activities | 1.09 | 0.4 | 1.57 | - | - | - |
Gain (Loss) on Sale of Assets | - | - | - | 3.26 | - | - |
Gain (Loss) on Sale of Investments | -0.22 | -0.84 | -1.64 | -1.22 | -5.84 | 6.32 |
Other Non-Interest Income | 18.49 | 17.46 | 17.09 | 18.64 | 19.57 | 14.7 |
Total Non-Interest Income | 19.36 | 17.02 | 17.02 | 20.68 | 13.73 | 21.02 |
Non-Interest Income Growth | 16.21% | 0.03% | -17.69% | 50.61% | -34.70% | 26.19% |
Revenues Before Loan Losses | 116.09 | 103.57 | 90.28 | 92 | 90.08 | 90.21 |
Provision for Loan Losses | 3.41 | 21.44 | 1.78 | 1.91 | 1.23 | 3.13 |
| 112.68 | 82.12 | 88.5 | 90.09 | 88.85 | 87.08 | |
Revenue Growth | 41.81% | -7.21% | -1.76% | 1.39% | 2.03% | 19.34% |
Salaries and Employee Benefits | 38.76 | 38.65 | 34.72 | 33.99 | - | - |
Occupancy Expenses | 4.33 | 5.52 | 7.46 | 7.95 | - | - |
Federal Deposit Insurance | 1.2 | 2.28 | 2.48 | 2.62 | - | - |
Selling, General & Administrative | 19 | 27.76 | 23.85 | 24.88 | - | - |
Other Non-Interest Expense | 11.75 | 12.86 | 4.23 | 3.89 | 76.54 | 64.11 |
Total Non-Interest Expense | 75.71 | 87.81 | 73.1 | 73.58 | 76.54 | 64.11 |
EBT Excluding Unusual Items | 36.97 | -5.68 | 15.4 | 16.51 | 12.31 | 22.98 |
Pretax Income | 36.97 | -5.68 | 15.4 | 16.51 | 12.31 | 22.98 |
Income Tax Expense | 9.87 | -2.39 | 3.92 | 4.07 | 3.35 | 5.62 |
Net Income | 27.1 | -3.29 | 11.48 | 12.44 | 8.96 | 17.35 |
Net Income to Common | 27.1 | -3.29 | 11.48 | 12.44 | 8.96 | 17.35 |
Net Income Growth | - | - | -7.69% | 38.89% | -48.39% | 48.45% |
Basic Shares Outstanding | 18 | 19 | - | - | - | - |
Diluted Shares Outstanding | 18 | 19 | - | - | - | - |
Shares Change | -0.23% | - | - | - | - | - |
EPS (Basic) | 1.47 | -0.18 | - | - | - | - |
EPS (Diluted) | 1.47 | -0.18 | - | - | - | - |
EPS Growth | - | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Effective Tax Rate | 26.70% | - | 25.44% | 24.66% | 27.24% | 24.47% |