Axos Financial, Inc. (AX)

Axos Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	1,741	1,680	1,522	1,068	647.14	604.88
Interest Income on Investments	114.08	135.19	133.63	89.61	12.59	12.99
Total Interest Income	1,855	1,815	1,656	1,157	659.73	617.86
Interest Paid on Deposits	646.32	667.75	670.57	339.48	33.62	60.53
Interest Paid on Borrowings	30.01	19.94	23.61	34.54	18.95	18.59
Total Interest Expense	676.33	687.69	694.18	374.02	52.57	79.12
Net Interest Income	1,178	1,128	961.43	783.12	607.16	538.74
Net Interest Income Growth (YoY)	7.73%	17.30%	22.77%	28.98%	12.70%	12.80%
Mortgage Banking Activities	16.39	13.01	10	7.1	19.2	42.64
Other Non-Interest Income	143.98	118.06	120.26	113.39	94.17	62.62
Total Non-Interest Income	160.38	131.07	130.26	120.49	113.36	105.26
Non-Interest Income Growth (YoY)	33.17%	0.62%	8.11%	6.29%	7.70%	2.21%
Revenues Before Loan Losses	1,339	1,259	1,092	903.61	720.52	644
Provision for Loan Losses	71.75	55.75	32.5	24.25	23.75	23.75
Revenue	1,267	1,203	1,059	879.36	696.77	620.25
Revenue Growth (YoY)	7.74%	13.59%	20.45%	26.21%	12.34%	15.20%
Salaries and Employee Benefits	264.92	255.98	215.68	178.17	146.15	131.89
Occupancy Expenses	53.78	35.42	31.39	27.63	27.54	26.93
Federal Deposit Insurance	26.98	27.56	20.55	15.53	11.82	10.6
Selling, General & Administrative	275.12	253.67	230.23	212.84	145.14	133.94
Other Non-Interest Expense	16.94	17.07	18.26	13.43	15.18	11.15
Total Non-Interest Expense	637.73	589.7	516.11	447.62	345.84	314.51
EBT Excluding Unusual Items	629.28	613.4	543.08	431.74	350.93	305.74
Other Unusual Items	-	-	92.4	-	-10.98	-
Pretax Income	629.28	613.4	635.48	431.74	339.96	305.74
Income Tax Expense	172.65	180.49	185.47	124.58	99.24	90.04
Net Income	456.63	432.91	450.01	307.17	240.72	215.71
Preferred Dividends & Other Adjustments	-	-	-	-	-	0.19
Net Income to Common	456.63	432.91	450.01	307.17	240.72	215.52
Net Income Growth	5.55%	-3.80%	46.50%	27.61%	11.59%	17.59%
Basic Shares Outstanding	57	57	58	60	60	59
Diluted Shares Outstanding	58	58	59	61	61	61
Shares Change (YoY)	-0.66%	-0.83%	-3.04%	-0.07%	0.15%	-1.49%
EPS (Basic)	8.06	7.61	7.82	5.15	4.04	3.64
EPS (Diluted)	7.88	7.43	7.66	5.07	3.97	3.56
EPS Growth	6.48%	-3.00%	51.09%	27.71%	11.52%	19.46%
Effective Tax Rate	27.44%	29.42%	29.19%	28.85%	29.19%	29.45%

Updated Jan 29, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q