Axos Financial Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	1,178	1,128	961.43	783.12	607.16	538.74
Net Interest Income Growth	7.73%	17.30%	22.77%	28.98%	12.70%	12.80%
Non-Interest Income	160.38	131.07	222.66	120.49	113.36	105.26
Non-Interest Income Growth	33.17%	-41.14%	84.80%	6.29%	7.70%	2.21%
Revenues Before Loan Losses	1,339	1,259	1,184	903.61	720.52	644
Provision for Credit Losses	71.75	55.75	32.5	24.25	23.75	23.75
Revenue	1,267	1,203	1,152	879.36	696.77	620.25
Revenue Growth (YoY)	7.74%	4.47%	30.96%	26.21%	12.34%	15.20%
Compensation Expenses	308.37	297.96	250.87	204.27	167.39	152.58
Selling, General & Admin	285.44	247.12	226.43	214.38	162.42	140.18
Other Non-Interest Expenses	43.92	44.62	38.81	28.97	27.01	21.76
Total Non-Interest Expense	637.73	589.7	516.11	447.62	356.81	314.51
Pretax Income	629.28	613.4	635.48	431.74	339.96	305.74
Provision for Income Taxes	172.65	180.49	185.47	124.58	99.24	90.04
Net Income	456.63	432.91	450.01	307.17	240.72	215.52
Net Income to Common	456.63	432.91	450.01	307.17	240.72	215.52
Net Income Growth	5.55%	-3.80%	46.50%	27.61%	11.69%	17.69%
Shares Outstanding (Basic)	57	57	58	60	60	59
Shares Outstanding (Diluted)	58	58	59	61	61	61
Shares Change (YoY)	-0.58%	-0.83%	-3.04%	-0.07%	0.15%	-1.49%
EPS (Basic)	8.06	7.61	7.82	5.15	4.04	3.64
EPS (Diluted)	7.89	7.61	7.82	5.15	4.04	3.64
EPS Growth	3.54%	-2.69%	51.84%	27.47%	10.99%	20.93%
Shares Outstanding	56.68	56.48	56.89	58.94	59.78	59.32
Free Cash Flow	456.31	471.04	293.08	187.67	195.12	402.15
Free Cash Flow Growth	-3.13%	60.72%	56.16%	-3.82%	-51.48%	47.96%
Free Cash Flow Per Share	7.89	8.09	4.99	3.10	3.22	6.64
Profit Margin	36.04%	35.98%	39.08%	34.93%	34.55%	34.78%
FCF Margin	36.01%	39.15%	25.45%	21.34%	28.00%	64.84%
EBITDA	46.08	29.02	27.09	23.39	24.6	24.12
EBITDA Margin	3.64%	2.41%	2.35%	2.66%	3.53%	3.89%
Effective Tax Rate	27.44%	29.42%	29.19%	28.85%	29.19%	29.45%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q