Axos Financial, Inc. (AX)
NYSE: AX · Real-Time Price · USD
84.86
-0.63 (-0.74%)
May 12, 2026, 3:33 PM EDT - Market open

Axos Financial Cash Flow Statement

Millions USD. Fiscal year is Jul - Jun.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Jun '25 Jun '24 Jun '23 Jun '22 Jun '21
Net Income
476.1432.91450.01307.17240.72215.71
Depreciation & Amortization
61.529.0227.0923.3924.624.12
Provision for Credit Losses
98.2555.7532.524.2523.7523.75
Stock-Based Compensation
43.8541.9735.1926.121.2420.69
Net Change in Loans Held-for-Sale
-30.61-14.243.56-19.5216.8121.64
Other Adjustments
-50.41-134.45-120.43-19.57-7.470.37
Changes in Securities Borrowed
-41.1-72.1867.13204.64280.11-396.72
Changes in Accrued Interest and Accounts Receivable
-32.79-12.69134.0543.34-43.93-149.55
Changes in Accounts Payable
24.1949.48-144.35-66.18-23.77187.81
Changes in Other Operating Activities
-96.8114.78-179.26-326.92-315.43464.77
Operating Cash Flow
447.92490.33305.48196.71216.62412.58
Operating Cash Flow Growth
30.23%60.51%55.30%-9.19%-47.50%45.21%
Net Change in Loans Held-for-Investment
-3,702-1,735-2,644-2,387-2,697-810.86
Net Change in Securities and Investments
-799.2265.5798.6325.61-18.21-47.06
Payments for Business Acquisitions
-528.66-54.21-35.96-30.22-54.6-
Capital Expenditures
-157.99-19.3-12.4-9.04-21.5-10.44
Sale of Property, Plant & Equipment
2.342.214.764.178.651.59
Other Investing Activities
--100--2.75--
Investing Cash Flow
-5,147-1,841-2,589-2,399-2,783-866.77
Net Change in Deposits
2,2511,4702,2363,1773,131-520.9
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
-35.5--27.2-84.3-110.7195.7
Long-Term Debt Issued
200---150175
Long-Term Debt Repaid
-179.61-43.17-8.94-27.5-50-272.95
Net Long-Term Debt Issued (Repaid)
20.39-43.17-8.94-27.5100-97.95
Repurchase of Common Stock
-63.09-85.84-112.48-55.11-14.48-27.41
Net Common Stock Issued (Repurchased)
-63.09-85.84-112.48-55.11-14.48-27.41
Repurchase of Preferred Stock
------5.15
Net Preferred Stock Issued (Repurchased)
------5.15
Preferred Share Dividends Paid
------0.1
Other Financing Activities
-2.86----2.12-2.75
Financing Cash Flow
3,7931,3412,0873,0103,103-458.56
Net Cash Flow
220.75-9.42-196.31807.39536.92-912.74
Free Cash Flow
289.93471.04293.08187.67195.12402.15
Free Cash Flow Growth
-38.45%60.72%56.16%-3.82%-51.48%47.96%
FCF Margin
21.90%39.15%25.45%21.34%28.00%64.84%
Free Cash Flow Per Share
5.028.094.993.103.226.64
Levered Free Cash Flow
253.51478.84333.32148.9240.79237.56
Unlevered Free Cash Flow
-242.9889.1-107.75-130.76-99.93120
Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q