Axos Financial, Inc. (AX)
NYSE: AX · Real-Time Price · USD
91.29
-0.46 (-0.50%)
Nov 12, 2026, 4:00 PM EST - Market closed
Axos Financial Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Income | 507.67 | 490.37 | 432.91 | 450.01 | 307.17 | 240.72 |
Depreciation & Amortization | 18.2 | -10.26 | -79.06 | -31.19 | 21.77 | 28.53 |
Provision for Credit Losses | 108.35 | 101.11 | 55.75 | 32.5 | 24.25 | 23.75 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -12.71 | -17.24 | -4.64 | 12.2 | -11.52 | 33.04 |
Change in Accounts Payable | 151.36 | 111.04 | 31.02 | 20.43 | -0.37 | 34.7 |
Change in Other Net Operating Assets | -135.81 | -267.98 | -1.12 | 1.48 | -78.57 | -113.95 |
Other Operating Activities | 62.91 | 96.31 | -26.38 | 30.24 | -17.95 | -11.4 |
Operating Cash Flow | 733.09 | 542.41 | 440.85 | 449.83 | 262.88 | 240.39 |
Operating Cash Flow Growth | 56.60% | 23.04% | -1.99% | 71.11% | 9.36% | 6.95% |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Capital Expenditures | -316.75 | -266.45 | -54.21 | -35.96 | -30.22 | -21.5 |
Cash Acquisitions | -7.46 | -474.45 | - | - | -5.53 | -54.6 |
Investment in Securities | -775.66 | -770.86 | 58.64 | 84.24 | 16.29 | -18.3 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -3,314 | -3,531 | -1,735 | -2,644 | -2,387 | -2,697 |
Other Investing Activities | 6.77 | 6.62 | -110.16 | 6.75 | 7.23 | 8.75 |
Investing Cash Flow | -4,407 | -5,036 | -1,841 | -2,589 | -2,399 | -2,783 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Long-Term Debt Issued | - | 294 | - | - | - | 225.3 |
Long-Term Debt Repaid | - | -365.04 | -43.17 | -36.14 | -111.8 | -236 |
Net Debt Issued (Repaid) | -428.95 | -71.04 | -43.17 | -36.14 | -111.8 | -10.7 |
Repurchase of Common Stock | -54.91 | -52.23 | -85.84 | -112.48 | -55.11 | -14.48 |
Net Increase (Decrease) in Deposit Accounts | 3,149 | 3,751 | 1,520 | 2,092 | 3,111 | 3,107 |
Other Financing Activities | -0.31 | -2.86 | - | - | - | -2.12 |
Financing Cash Flow | 2,665 | 3,625 | 1,391 | 1,943 | 2,944 | 3,080 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Net Cash Flow | -1,009 | -868.55 | -9.42 | -196.31 | 807.39 | 536.92 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Free Cash Flow | 416.35 | 275.96 | 386.64 | 413.87 | 232.67 | 218.89 |
Free Cash Flow Growth | -1.47% | -28.63% | -6.58% | 77.88% | 6.30% | 2.13% |
Free Cash Flow Margin | 28.84% | 20.01% | 32.14% | 39.07% | 26.46% | 31.41% |
Free Cash Flow Per Share | 7.21 | 4.77 | 6.64 | 7.05 | 3.84 | 3.61 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 |
Cash Interest Paid | 712.55 | 705.17 | 687.24 | 698.96 | 368.31 | 50.27 |
Cash Income Tax Paid | 105.45 | 105.45 | 153.67 | 200.49 | 131.37 | 99.7 |