Axos Financial, Inc. (AX)
NYSE: AX · Real-Time Price · USD
99.18
-0.86 (-0.86%)
At close: Aug 10, 2026, 4:00 PM EDT
101.00
+1.82 (1.84%)
After-hours: Aug 10, 2026, 7:45 PM EDT
Axos Financial Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Income | 476.1 | 432.91 | 450.01 | 307.17 | 240.72 | 215.71 |
Depreciation & Amortization | 61.5 | 29.02 | 27.09 | 23.39 | 24.6 | 24.12 |
Provision for Credit Losses | 98.25 | 55.75 | 32.5 | 24.25 | 23.75 | 23.75 |
Stock-Based Compensation | 43.85 | 41.97 | 35.19 | 26.1 | 21.24 | 20.69 |
Net Change in Loans Held-for-Sale | -30.61 | -14.24 | 3.56 | -19.52 | 16.81 | 21.64 |
Other Adjustments | -50.41 | -134.45 | -120.43 | -19.57 | -7.47 | 0.37 |
Changes in Securities Borrowed | -41.1 | -72.18 | 67.13 | 204.64 | 280.11 | -396.72 |
Changes in Accrued Interest and Accounts Receivable | -32.79 | -12.69 | 134.05 | 43.34 | -43.93 | -149.55 |
Changes in Accounts Payable | 24.19 | 49.48 | -144.35 | -66.18 | -23.77 | 187.81 |
Changes in Other Operating Activities | -96.8 | 114.78 | -179.26 | -326.92 | -315.43 | 464.77 |
Operating Cash Flow | 447.92 | 490.33 | 305.48 | 196.71 | 216.62 | 412.58 |
Operating Cash Flow Growth | 30.23% | 60.51% | 55.30% | -9.19% | -47.50% | 45.21% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Change in Loans Held-for-Investment | -3,702 | -1,735 | -2,644 | -2,387 | -2,697 | -810.86 |
Net Change in Securities and Investments | -799.22 | 65.57 | 98.63 | 25.61 | -18.21 | -47.06 |
Cash Acquisitions | -528.66 | -54.21 | -35.96 | -30.22 | -54.6 | - |
Capital Expenditures | -157.99 | -19.3 | -12.4 | -9.04 | -21.5 | -10.44 |
Sale of Property, Plant & Equipment | 2.34 | 2.21 | 4.76 | 4.17 | 8.65 | 1.59 |
Other Investing Activities | - | -100 | - | -2.75 | - | - |
Investing Cash Flow | -5,147 | -1,841 | -2,589 | -2,399 | -2,783 | -866.77 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Change in Deposits | 2,251 | 1,470 | 2,236 | 3,177 | 3,131 | -520.9 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -35.5 | - | -27.2 | -84.3 | -110.7 | 195.7 |
Long-Term Debt Issued | 200 | - | - | - | 150 | 175 |
Long-Term Debt Repaid | -1.37 | -43.17 | -8.94 | -27.5 | -50 | -272.95 |
Net Long-Term Debt Issued (Repaid) | 198.63 | -43.17 | -8.94 | -27.5 | 100 | -97.95 |
Repurchase of Common Stock | -63.09 | -85.84 | -112.48 | -55.11 | -14.48 | -27.41 |
Net Common Stock Issued (Repurchased) | -63.09 | -85.84 | -112.48 | -55.11 | -14.48 | -27.41 |
Repurchase of Preferred Stock | - | - | - | - | - | -5.15 |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | - | -5.15 |
Preferred Share Dividends Paid | - | - | - | - | - | -0.1 |
Other Financing Activities | -2.86 | - | - | - | -2.12 | -2.75 |
Financing Cash Flow | 3,793 | 1,341 | 2,087 | 3,010 | 3,103 | -458.56 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Net Cash Flow | 10.77 | -9.42 | -196.31 | 807.39 | 536.92 | -912.74 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 |
Free Cash Flow | 289.93 | 471.04 | 293.08 | 187.67 | 195.12 | 402.15 |
Free Cash Flow Growth | -3.69% | 60.72% | 56.16% | -3.82% | -51.48% | 47.96% |
FCF Margin | 21.90% | 39.15% | 25.45% | 21.34% | 28.00% | 64.84% |
Free Cash Flow Per Share | 5.02 | 8.09 | 4.99 | 3.10 | 3.22 | 6.64 |