Axos Financial, Inc. (AX)

Stock Price: $25.93 USD -0.07 (-0.27%)

Updated Oct 29, 2020 11:50 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap	1.55B
Revenue (ttm)	538.40M
Net Income (ttm)	183.13M
Shares Out	59.70M
EPS (ttm)	2.98
PE Ratio	8.70
Forward PE	n/a
Dividend	n/a
Dividend Yield	n/a

Stock Quote

Trading Day	Oct 29, 2020
Last Price	$25.93
Previous Close	$26.00
Change ($)	-0.07
Change (%)	-0.27%
Day's Open	25.71
Day's Range	25.50 - 26.28
Day's Volume	68,178
52-Week Range	13.69 - 30.86

More Stats

Market Cap	1.55B
Enterprise Value	75.87M
Earnings Date (est)	Oct 29, 2020
Ex-Dividend Date	n/a
Shares Outstanding	59.70M
Float	53.40M
EPS (basic)	3.01
EPS (diluted)	2.98
FCF / Share	4.56

Dividend	n/a
Dividend Yield	n/a
Earnings Yield	11.49%
FCF Yield	17.56%
Payout Ratio	n/a
Shares Short	2.98M
Short Ratio	7.52
Short % of Float	5.59%
Beta	1.48

PE Ratio	8.70
Forward PE	n/a
P/FCF Ratio	5.70
PS Ratio	2.88
PB Ratio	1.35
Revenue	538.40M
Operating Income	262.63M
Net Income	183.13M
Free Cash Flow	271.79M

Net Cash	1.47B
Net Cash / Share	24.66
Gross Margin	100.00%
Operating Margin	48.78%
Profit Margin	34.00%
FCF Margin	50.48%
ROA	1.46%
ROE	15.92%
ROIC	2.20%

Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (6)

Buy	5
Overweight	0
Hold	1
Underweight	0
Sell	0

What these ratings mean

Analyst Consensus: Buy

Price Target

$27.42*

(5.75% upside)

Low

26.0

Current: $25.93

High

30.0

Target: 27.42

*Average 12-month price target from 6 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
Revenue	538	464	414	370	318	218	154	122	87.50	60.71
Revenue Growth	16.03%	12.18%	11.7%	16.57%	45.49%	41.59%	26.62%	39.19%	44.13%	-
Gross Profit	538	464	414	370	318	218	154	122	87.50	60.71
Operating Income	263	213	240	233	205	141	94.27	68.20	49.54	34.17
Net Income	183	155	152	134	119	82.37	55.65	39.46	28.21	20.27
Shares Outstanding	59.66	61.29	62.55	63.39	63.06	61.41	56.79	54.64	45.73	41.41
Earnings Per Share	2.98	2.48	2.37	2.10	1.87	1.34	0.96	0.72	0.58	0.47
EPS Growth	20.16%	4.64%	12.86%	12.3%	39.55%	39.58%	32.78%	24.01%	24.57%	-
Operating Cash Flow	284	204	168	198	167	116	21.32	15.75	-56.27	4.12
Capital Expenditures	-12.33	-20.08	-11.82	-8.76	-10.24	-5.12	-3.16	-3.91	-2.57	-3.15
Free Cash Flow	272	184	156	190	157	111	18.16	11.84	-58.84	0.97
Cash & Equivalents	1,951	857	623	644	487	223	156	202	35.43	9.05
Total Debt	478	627	512	714	818	793	960	706	547	443
Net Cash / Debt	1,472	230	111	-70.92	-331	-570	-805	-504	-512	-434
Assets	13,852	11,220	9,540	8,502	7,599	5,824	4,403	3,091	2,387	1,940
Liabilities	12,621	10,147	8,579	7,667	6,916	5,290	4,032	2,823	2,180	1,792
Book Value	1,231	1,073	961	834	684	534	371	268	207	148

Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name	Axos Financial, Inc.
Country	United States
Employees	1,099
CEO	Gregory Garrabrants

Stock Information

Ticker Symbol	AX
Stock Exchange	New York Stock Exchange
Sector	Financial Services
Industry	Banks—Regional
Unique Identifier	NYSE: AX
IPO Date	March 15, 2005

Description

Axos Financial, together with its subsidiaries, provides consumer and business banking products in the United States. The company offers deposits products, including consumer and business checking, demand, savings, time deposit, and money market accounts. It also provides single family and multifamily mortgage secured lending products; commercial real estate secured loans; automobile and RV secured loans; factoring loans; commercial and industrial loans and leases; and other loans, such as unsecured consumer loans, and other small balance business and consumer loans. In addition, Axos Financial, Inc. offers commercial lending, specialty finance factoring, and overdraft lines of credit, as well as fixed rate term unsecured loans to individual borrowers. Further, it provides prepaid card and refund transfer, debit card or ATM card, portfolio management, online bill payment, money transfer, overdraft protection, online and mobile banking, and text message banking services. Additionally, the company offers concierge banking services, bankruptcy and non-bankruptcy trustee and fiduciary services, mobile deposit services, peer to peer payment services, interbank transfer services, digital wallets, securities clearing services, and digital investment advisory services, as well as introduces broker-dealers and registered investment advisor correspondents. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is headquartered in Las Vegas, Nevada.