Axos Financial, Inc. (AX)

Axos Financial Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	1,934	1,980	2,233	1,203	715.62
Investment Securities	3.68	69.3	36.68	50.38	95.81
Trading Asset Securities	0.65	107.15	1.68	2.22	4.26
Mortgage-Backed Securities	62.33	138.19	228.95	212.14	91.53
Total Investments	66.66	314.63	267.31	264.74	191.6
Gross Loans	21,804	20,023	16,961	14,563	11,881
Allowance for Loan Losses	-290.05	-260.54	-166.68	-148.62	-132.96
Other Adjustments to Gross Loans	-212.04	-310.88	-28.62	-14	-6.97
Net Loans	21,302	19,452	16,766	14,400	11,741
Property, Plant & Equipment	-	132.61	116.93	105.41	90.37
Goodwill	-	97.67	97.67	95.67	71.22
Other Intangible Assets	134.5	44.1	54.48	60.73	44.75
Loans Held for Sale	10.01	16.48	23.98	15.91	42.06
Other Receivables	-	17.89	57.74	101.96	38.89
Restricted Cash	242.51	205.8	149.06	372.11	322.15
Other Current Assets	-	1.9	7.03	6.24	4.75
Long-Term Deferred Tax Assets	-	51.67	85.9	66.26	54.36
Other Real Estate Owned & Foreclosed	-	2.45	8.1	0.8	6.78
Other Long-Term Assets	1,093	538.54	481.21	708.47	942.01
Total Assets	24,783	22,855	20,348	17,401	14,266
Accounts Payable	410.16	205.05	151.28	177.12	133.64
Accrued Expenses	-	18.11	74.76	18.6	31.2
Interest Bearing Deposits	17,789	16,013	13,843	8,509	7,392
Institutional Deposits	-	370.9	382.13	403.62	949.42
Non-Interest Bearing Deposits	3,041	2,976	2,898	5,034	2,474
Total Deposits	20,830	19,359	17,123	13,946	10,816
Short-Term Borrowings	139.43	177.13	160.52	474.4	729.06
Current Portion of Long-Term Debt	-	30	-	27.5	236
Current Portion of Leases	-	12.75	-	-	-
Long-Term Debt	312.67	320.52	356.62	440.09	216.2
Federal Home Loan Bank Debt, Long-Term	60	60	90	90	117.5
Long-Term Leases	-	53.18	69.63	74.88	70.12
Trust Preferred Securities	-	5.16	5.16	5.16	5.16
Other Long-Term Liabilities	350.61	323.63	400.23	504.03	509.95
Total Liabilities	22,102	20,565	18,431	15,758	12,865
Common Stock	0.71	0.7	0.7	0.69	0.68
Additional Paid-In Capital	548.9	510.23	479.88	453.78	432.55
Retained Earnings	2,619	2,186	1,736	1,428	1,188
Treasury Stock	-487.8	-403.49	-292.41	-237.01	-222.53
Comprehensive Income & Other	0.35	-2.47	-6.61	-2.93	2.51
Total Common Equity	2,681	2,291	1,917	1,643	1,401
Shareholders' Equity	2,681	2,291	1,917	1,643	1,401
Total Liabilities & Equity	24,783	22,855	20,348	17,401	14,266
Total Debt	512.1	658.73	681.93	1,112	1,374
Net Cash (Debt)	1,422	1,428	1,553	92.79	-654.15
Net Cash Growth	-0.42%	-8.01%	1573.48%	-	-
Net Cash Per Share	24.42	24.32	25.64	1.53	-10.81
Filing Date Shares Outstanding	56.48	56.89	59.98	59.97	59.36
Total Common Shares Outstanding	56.48	56.89	58.94	59.78	59.32
Book Value Per Share	47.46	40.26	32.53	27.48	23.62
Tangible Book Value	2,546	2,149	1,765	1,487	1,285
Tangible Book Value Per Share	45.08	37.77	29.94	24.87	21.66

Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q