Axos Financial, Inc. (AX)

Axos Financial Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	2,571	1,980	2,233	1,203	715.62	1,756
Investment Securities	68.03	69.3	36.68	50.38	95.81	152.47
Trading Asset Securities	66.77	107.15	1.68	2.22	4.26	9.24
Mortgage-Backed Securities	134.43	138.19	228.95	212.14	91.53	35.16
Total Investments	269.23	314.63	267.31	264.74	191.6	196.86
Gross Loans	20,089	20,023	16,961	14,563	11,881	10,919
Allowance for Loan Losses	-263.85	-260.54	-166.68	-148.62	-132.96	-75.81
Other Adjustments to Gross Loans	-281.37	-310.88	-28.62	-14	-6.97	-
Net Loans	19,543	19,452	16,766	14,400	11,741	10,843
Property, Plant & Equipment	-	132.61	116.93	105.41	90.37	103.58
Goodwill	97.67	97.67	97.67	95.67	71.22	71.22
Other Intangible Assets	41.54	44.1	54.48	60.73	44.75	54.17
Loans Held for Sale	14.57	16.48	23.98	15.91	42.06	96.56
Other Receivables	-	17.89	57.74	101.96	38.89	6.78
Restricted Cash	233.35	205.8	149.06	372.11	322.15	194.04
Other Current Assets	-	1.9	7.03	6.24	4.75	2.1
Long-Term Deferred Tax Assets	-	51.67	85.9	66.26	54.36	31.77
Other Real Estate Owned & Foreclosed	0.71	2.45	8.1	0.8	6.78	6.41
Other Long-Term Assets	798.12	538.54	481.21	708.47	942.01	489.2
Total Assets	23,569	22,855	20,348	17,401	14,266	13,852
Accounts Payable	257.33	205.05	151.28	177.12	133.64	123.65
Accrued Expenses	16	18.11	74.76	18.6	31.2	20.38
Interest Bearing Deposits	16,554	16,013	13,843	8,509	7,392	8,028
Institutional Deposits	364.22	370.9	382.13	403.62	949.42	1,373
Non-Interest Bearing Deposits	3,056	2,976	2,898	5,034	2,474	1,937
Total Deposits	19,973	19,359	17,123	13,946	10,816	11,337
Short-Term Borrowings	159.11	177.13	160.52	474.4	729.06	257.66
Current Portion of Long-Term Debt	-	30	-	27.5	236	75
Current Portion of Leases	-	12.75	-	-	-	-
Long-Term Debt	313.52	320.52	356.62	440.09	216.2	230.63
Federal Home Loan Bank Debt, Long-Term	90	60	90	90	117.5	167.5
Long-Term Leases	-	53.18	69.63	74.88	70.12	76.83
Trust Preferred Securities	-	5.16	5.16	5.16	5.16	5.16
Other Long-Term Liabilities	354.07	323.63	400.23	504.03	509.95	327.56
Total Liabilities	21,163	20,565	18,431	15,758	12,865	12,621
Preferred Stock, Convertible	-	-	-	-	-	5.06
Common Stock	0.71	0.7	0.7	0.69	0.68	0.67
Additional Paid-In Capital	520.8	510.23	479.88	453.78	432.55	411.87
Retained Earnings	2,298	2,186	1,736	1,428	1,188	1,009
Treasury Stock	-412.97	-403.49	-292.41	-237.01	-222.53	-195.13
Comprehensive Income & Other	-0.77	-2.47	-6.61	-2.93	2.51	-0.94
Total Common Equity	2,406	2,291	1,917	1,643	1,401	1,226
Shareholders' Equity	2,406	2,291	1,917	1,643	1,401	1,231
Total Liabilities & Equity	23,569	22,855	20,348	17,401	14,266	13,852
Total Debt	562.63	658.73	681.93	1,112	1,374	812.78
Net Cash (Debt)	2,075	1,428	1,553	92.79	-654.15	952.94
Net Cash Growth	43.94%	-8.01%	1573.48%	-	-	-
Net Cash Per Share	35.58	24.32	25.64	1.53	-10.81	15.51
Filing Date Shares Outstanding	57.09	56.89	59.98	59.97	59.36	59.51
Total Common Shares Outstanding	57.09	56.89	58.94	59.78	59.32	59.61
Book Value Per Share	42.14	40.26	32.53	27.48	23.62	20.56
Tangible Book Value	2,267	2,149	1,765	1,487	1,285	1,100
Tangible Book Value Per Share	39.70	37.77	29.94	24.87	21.66	18.46

Source: S&P Capital IQ. Banks template. Financial Sources.