Axos Financial, Inc. (AX)

Axos Financial Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Net Income	427.11	450.01	307.17	240.72	215.71	183.44
Depreciation & Amortization	-70.97	-31.19	21.77	28.53	30.44	40.79
Other Amortization	-	-	-	-	-	0.21
Gain (Loss) on Sale of Assets	-	-	-	-	-	-0.45
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.29
Provision for Credit Losses	46.75	32.5	24.25	23.75	23.75	42.2
Net Decrease (Increase) in Loans Originated / Sold - Operating	-3.49	12.2	-11.52	33.04	62.82	12.8
Change in Accounts Payable	-27.79	20.43	-0.37	34.7	-0.82	17.72
Change in Other Net Operating Assets	-23.9	1.48	-78.57	-113.95	-80.69	-74.13
Other Operating Activities	30.41	30.24	-17.95	-11.4	-5.95	-5.33
Operating Cash Flow	416.73	449.83	262.88	240.39	224.77	175.11
Operating Cash Flow Growth	14.21%	71.11%	9.36%	6.95%	28.36%	-14.97%
Capital Expenditures	-42.91	-35.96	-30.22	-21.5	-10.44	-12.33
Cash Acquisitions	-	-	-5.53	-54.6	-	-
Investment in Securities	113.51	84.24	16.29	-18.3	-47.67	20.77
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,380	-2,644	-2,387	-2,697	-810.86	-1,359
Other Investing Activities	-110.11	6.75	7.23	8.75	2.2	1.91
Investing Cash Flow	-1,419	-2,589	-2,399	-2,783	-866.77	-1,348
Long-Term Debt Issued	-	-	-	225.3	370.7	216.95
Long-Term Debt Repaid	-	-36.14	-111.8	-236	-272.95	-366.3
Net Debt Issued (Repaid)	16.97	-36.14	-111.8	-10.7	97.75	-149.35
Repurchase of Common Stock	-62.88	-112.48	-55.11	-14.48	-27.41	-46.32
Preferred Share Repurchases	-	-	-	-	-5.15	-
Preferred Dividends Paid	-	-	-	-	-0.1	-0.39
Total Dividends Paid	-	-	-	-	-0.1	-0.39
Net Increase (Decrease) in Deposit Accounts	960.41	2,092	3,111	3,107	-333.09	2,463
Other Financing Activities	-	-	-	-2.12	-2.75	-
Financing Cash Flow	914.5	1,943	2,944	3,080	-270.74	2,266
Net Cash Flow	-88.22	-196.31	807.39	536.92	-912.74	1,093
Free Cash Flow	373.82	413.87	232.67	218.89	214.33	162.78
Free Cash Flow Growth	13.66%	77.88%	6.30%	2.13%	31.67%	-12.41%
Free Cash Flow Margin	31.64%	39.07%	26.46%	31.41%	34.56%	30.23%
Free Cash Flow Per Share	6.42	7.05	3.84	3.61	3.54	2.65
Cash Interest Paid	720.66	698.96	368.31	50.27	78	145.45
Cash Income Tax Paid	198.54	200.81	131.37	99.7	92.51	80.43

Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q