Banner Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	719.59	702.02	655.59	577.89	450.92	445.73
Interest Income on Investments	100.48	102.93	110.51	123.68	121.65	74.77
Total Interest Income	820.06	804.96	766.1	701.57	572.57	520.5
Interest Paid on Deposits	191.75	200.8	199.47	100.13	10.12	11.77
Interest Paid on Borrowings	10.07	16.24	24.92	25.44	9.27	11.84
Total Interest Expense	201.81	217.04	224.39	125.57	19.39	23.61
Net Interest Income	618.25	587.92	541.72	576.01	553.18	496.89
Net Interest Income Growth	7.33%	8.53%	-5.95%	4.13%	11.33%	3.24%
Mortgage Banking Activities	12.2	13.24	12.21	11.82	10.83	33.95
Gain (Loss) on Sale of Assets	-	-	-	-	7.8	-
Gain (Loss) on Sale of Investments	-3.34	0.37	-5.19	-19.24	-3.25	0.48
Other Non-Interest Income	13.84	15.96	16.5	10.2	15.41	22.49
Total Non-Interest Income	67.99	72.81	66.89	44.41	75.26	96.42
Non-Interest Income Growth	-12.41%	8.86%	50.62%	-40.99%	-21.95%	-2.23%
Revenues Before Loan Losses	686.24	660.73	608.6	620.41	628.43	593.31
Provision for Loan Losses	8.29	13.05	7.58	10.79	10.36	-33.39
Revenue	677.96	647.69	601.02	609.63	618.07	626.7
Revenue Growth	5.93%	7.76%	-1.41%	-1.37%	-1.38%	22.39%
Salaries and Employee Benefits	263.62	250.36	240.52	235.39	233.4	235.09
Occupancy Expenses	27.92	32.19	33.99	33.12	34.18	33.53
Federal Deposit Insurance	11	11.31	11.4	10.53	6.65	5.58
Amortization of Goodwill & Intangibles	1.49	1.57	2.63	3.76	5.28	6.57
Selling, General & Administrative	78.49	74.18	66.98	67	70.66	81.25
Other Non-Interest Expense	41	38.67	35.72	31.94	21.15	3.12
Total Non-Interest Expense	425	408.77	391.54	381.2	371.21	365.12
EBT Excluding Unusual Items	252.95	238.91	209.49	228.42	246.86	261.58
Other Unusual Items	-	-	-	-	-0.79	-2.72
Pretax Income	247.54	238.91	209.49	227.09	240.78	246.59
Income Tax Expense	44.98	43.53	40.59	43.46	45.4	45.55
Net Income	202.56	195.38	168.9	183.62	195.38	201.05
Net Income to Common	202.56	195.38	168.9	183.62	195.38	201.05
Net Income Growth	6.32%	15.68%	-8.02%	-6.02%	-2.82%	73.42%
Basic Shares Outstanding	34	34	34	34	34	35
Diluted Shares Outstanding	34	35	35	34	34	35
Shares Change	-0.79%	0.08%	0.52%	-0.03%	-1.31%	-1.72%
EPS (Basic)	5.91	5.67	4.90	5.35	5.70	5.81
EPS (Diluted)	5.88	5.64	4.88	5.33	5.67	5.76
EPS Growth	7.13%	15.57%	-8.44%	-6.00%	-1.56%	76.69%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.040	1.940	1.920	1.920	1.760	1.640
Dividend Growth	6.25%	1.04%	0%	9.09%	7.32%	33.33%
Effective Tax Rate	18.17%	18.22%	19.38%	19.14%	18.86%	18.47%

SEC Filings: 10-K · 10-Q