BCB Bancorp, Inc. (BCBP)

BCB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	90.35	92.02	104.06	113.95	97.39	80.41
Net Interest Income Growth	-6.26%	-11.57%	-8.67%	16.99%	21.12%	-2.66%
Non-Interest Income	-	2.94	4.09	1.6	8.7	12.49
Non-Interest Income Growth	-	-28.08%	156.30%	-81.66%	-30.38%	131.68%
Revenues Before Loan Losses	90.35	94.96	108.15	115.54	106.09	92.9
Provision for Credit Losses	32.78	11.57	6.1	-3.08	3.86	9.44
Revenue	57.57	83.39	102.05	118.62	102.23	83.46
Revenue Growth (YoY)	-34.38%	-18.28%	-13.97%	16.02%	22.50%	-2.87%
Compensation Expenses	29.37	28.23	30.83	28.02	26.41	25.92
Selling, General & Admin	21.09	20.49	21.39	21.37	19.86	20.04
Other Non-Interest Expenses	7.76	8.41	8.37	6.12	7.71	8.08
Total Non-Interest Expense	58.22	57.12	60.59	55.51	53.98	54.04
Pretax Income	-0.66	26.27	41.46	63.11	48.26	29.42
Provision for Income Taxes	2.09	7.65	11.97	17.53	14.02	8.57
Net Income	3.27	16.79	28.78	44.78	33.08	19.56
Net Income Attributable to Preferred Dividends	1.91	1.83	0.7	0.8	1.16	1.3
Net Income to Common	3.27	16.79	28.78	44.78	33.08	19.56
Net Income Growth	-83.85%	-41.66%	-35.73%	35.38%	69.15%	-0.66%
Shares Outstanding (Basic)	17	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17	17
Shares Change (YoY)	1.11%	0.51%	-2.40%	0.64%	0.07%	4.89%
EPS (Basic)	0.20	0.99	1.71	2.64	1.94	1.14
EPS (Diluted)	0.20	0.99	1.70	2.58	1.92	1.14
EPS Growth	-83.33%	-41.77%	-34.11%	34.38%	68.42%	-5.00%
Free Cash Flow	65.17	66.5	30.63	40.37	45.57	137.96
Free Cash Flow Growth	-2.01%	117.11%	-24.13%	-11.40%	-66.97%	534.17%
Free Cash Flow Per Share	3.81	3.91	1.81	2.33	2.64	8.01
Dividends Per Share	0.640	0.640	0.640	0.640	0.600	0.560
Dividend Growth	-	-	-	6.67%	7.14%	-
Profit Margin	9.00%	22.33%	28.89%	38.43%	33.49%	24.99%
FCF Margin	113.20%	79.75%	30.02%	34.04%	44.57%	165.30%
EBITDA	0.67	0.25	-0.56	0.58	2.22	0.44
EBITDA Margin	1.16%	0.30%	-0.54%	0.49%	2.17%	0.53%
Effective Tax Rate	-318.24%	29.11%	28.88%	27.78%	29.05%	29.11%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q