BCB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	93.04	92.02	104.06	113.95	97.39
Net Interest Income Growth	1.11%	-11.57%	-8.67%	16.99%	21.12%
Non-Interest Income	8.56	2.94	4.09	1.6	8.7
Non-Interest Income Growth	190.99%	-28.08%	156.30%	-81.66%	-30.38%
Revenues Before Loan Losses	101.6	94.96	108.15	115.54	106.09
Provision for Credit Losses	42.01	11.57	6.1	-3.08	3.86
Revenue	59.59	83.39	102.05	118.62	102.23
Revenue Growth (YoY)	-28.55%	-18.28%	-13.97%	16.02%	22.50%
Compensation Expenses	31.4	28.23	30.83	28.02	26.41
Selling, General & Admin	22.77	20.77	21.13	21.68	20.35
Other Non-Interest Expenses	23.72	8.12	8.64	5.81	7.22
Total Non-Interest Expense	77.88	57.12	60.59	55.51	53.98
Pretax Income	-18.3	26.27	41.46	63.11	48.26
Provision for Income Taxes	-5.77	7.65	11.97	17.53	14.02
Net Income	-14.46	16.79	28.78	44.78	33.08
Net Income Attributable to Preferred Dividends	1.93	1.83	0.7	0.8	1.16
Net Income to Common	-14.46	16.79	28.78	44.78	33.08
Net Income Growth	-	-41.66%	-35.73%	35.38%	69.15%
Shares Outstanding (Basic)	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17
Shares Change (YoY)	0.99%	0.51%	-2.40%	0.64%	0.07%
EPS (Basic)	-0.84	0.99	1.71	2.64	1.94
EPS (Diluted)	-0.84	0.99	1.70	2.58	1.92
EPS Growth	-	-41.77%	-34.11%	34.38%	68.42%
Free Cash Flow	42.01	66.5	30.63	40.37	45.57
Free Cash Flow Growth	-36.83%	117.11%	-24.13%	-11.40%	-66.97%
Free Cash Flow Per Share	2.44	3.91	1.81	2.33	2.64
Dividends Per Share	0.560	0.640	0.640	0.640	0.600
Dividend Growth	-12.50%	-	-	6.67%	7.14%
Profit Margin	-21.02%	22.33%	28.89%	38.43%	33.49%
FCF Margin	70.51%	79.75%	30.02%	34.04%	44.57%
EBITDA	0	0.25	-0.56	0.58	2.22
EBITDA Margin	0.00%	0.30%	-0.54%	0.49%	2.17%
Effective Tax Rate	31.54%	29.11%	28.88%	27.78%	29.05%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q