BCB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	93.87	93.04	92.02	104.06	113.95	97.39
Net Interest Income Growth	3.29%	1.11%	-11.57%	-8.67%	16.99%	21.12%
Non-Interest Income	8.87	8.56	2.94	4.09	1.6	8.7
Non-Interest Income Growth	238.23%	190.99%	-28.08%	156.30%	-81.66%	-30.38%
Revenues Before Loan Losses	102.74	101.6	94.96	108.15	115.54	106.09
Provision for Credit Losses	23.95	42.01	11.57	6.1	-3.08	3.86
Revenue	78.78	59.59	83.39	102.05	118.62	102.23
Revenue Growth (YoY)	24.70%	-28.55%	-18.28%	-13.97%	16.02%	22.50%
Compensation Expenses	32.32	31.4	28.23	30.83	28.02	26.41
Selling, General & Admin	22.71	22.77	20.77	21.13	21.68	20.35
Other Non-Interest Expenses	23.74	23.72	8.12	8.64	5.81	7.22
Total Non-Interest Expense	78.77	77.88	57.12	60.59	55.51	53.98
Pretax Income	0.01	-18.3	26.27	41.46	63.11	48.26
Provision for Income Taxes	-0.69	-5.77	7.65	11.97	17.53	14.02
Net Income	-1.23	-14.46	16.79	28.78	44.78	33.08
Net Income Attributable to Preferred Dividends	1.93	1.93	1.83	0.7	0.8	1.16
Net Income to Common	-1.23	-14.46	16.79	28.78	44.78	33.08
Net Income Growth	-	-	-41.66%	-35.73%	35.38%	69.15%
Shares Outstanding (Basic)	17	17	17	17	17	17
Shares Outstanding (Diluted)	17	17	17	17	17	17
Shares Change (YoY)	0.96%	0.99%	0.51%	-2.40%	0.64%	0.07%
EPS (Basic)	-0.07	-0.84	0.99	1.71	2.64	1.94
EPS (Diluted)	-0.07	-0.84	0.99	1.70	2.58	1.92
EPS Growth	-	-	-41.77%	-34.11%	34.38%	68.42%
Shares Outstanding	17.36	17.27	17.06	16.9	17.12	16.94
Free Cash Flow	35.06	34.87	66.5	30.63	40.37	45.57
Free Cash Flow Growth	0.54%	-47.56%	117.11%	-24.13%	-11.40%	-66.97%
Free Cash Flow Per Share	2.03	2.03	3.91	1.81	2.33	2.64
Dividends Per Share	0.480	0.560	0.640	0.640	0.640	0.600
Dividend Growth	-14.29%	-12.50%	-	-	6.67%	7.14%
Profit Margin	0.89%	-21.02%	22.33%	28.89%	38.43%	33.49%
FCF Margin	44.50%	58.52%	79.75%	30.02%	34.04%	44.57%
EBITDA	0.89	0.97	0.25	-0.56	0.58	2.22
EBITDA Margin	1.13%	1.62%	0.30%	-0.54%	0.49%	2.17%
Effective Tax Rate	-6910.00%	31.54%	29.11%	28.88%	27.78%	29.05%

Updated May 1, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q