BCB Bancorp, Inc. (BCBP)
NASDAQ: BCBP · Real-Time Price · USD
9.05
-0.12 (-1.31%)
Nov 10, 2026, 10:50 AM EST - Market open
BCB Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 500.31 | 276.58 | 317.28 | 279.52 | 229.36 | 411.63 |
Investment Securities | 60.68 | 61.82 | 66.41 | 62.98 | 85.27 | 80.2 |
Mortgage-Backed Securities | 75.03 | 74.49 | 45.51 | 34.61 | 24.87 | 30.91 |
Total Investments | 135.71 | 136.3 | 111.92 | 97.6 | 110.14 | 111.11 |
Gross Loans | 2,252 | 2,727 | 3,034 | 3,317 | 3,082 | 2,344 |
Allowance for Loan Losses | -70.27 | -33.69 | -34.79 | -33.61 | -32.37 | -37.12 |
Other Adjustments to Gross Loans | -1.55 | -1.74 | -2.74 | -4.09 | -4.71 | -1.88 |
Net Loans | 2,180 | 2,691 | 2,996 | 3,280 | 3,045 | 2,305 |
Property, Plant & Equipment | 21.75 | 22.72 | 25.26 | 25.99 | 24.03 | 24.69 |
Goodwill | - | 5.25 | 5.25 | 5.25 | 5.25 | 5.25 |
Other Intangible Assets | - | - | - | - | 0.13 | 0.18 |
Loans Held for Sale | 67.56 | - | - | 1.29 | 0.66 | 0.95 |
Accrued Interest Receivable | 13.63 | 13.83 | 15.18 | 16.07 | 13.46 | 9.18 |
Long-Term Deferred Tax Assets | - | 22.21 | 17.18 | 18.21 | 16.46 | 12.96 |
Other Real Estate Owned & Foreclosed | - | 5 | - | - | 0.08 | 0.08 |
Other Long-Term Assets | 94.53 | 92.3 | 86.52 | 83.84 | 81.19 | 80.47 |
Total Assets | 3,021 | 3,279 | 3,599 | 3,832 | 3,546 | 2,968 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 2,086 | 1,706 | 1,832 | 2,101 | 1,990 | 1,698 |
Institutional Deposits | - | 436 | 398 | 341.9 | 207.7 | 275 |
Non-Interest Bearing Deposits | 523.08 | 531.14 | 520.39 | 536.26 | 613.91 | 588.21 |
Total Deposits | 2,609 | 2,674 | 2,751 | 2,979 | 2,812 | 2,561 |
Short-Term Borrowings | - | - | - | - | 60 | - |
Current Portion of Long-Term Debt | 100 | 235 | 220.36 | 18 | 250 | - |
Current Portion of Leases | 0.92 | 3.31 | 3.19 | 3.09 | 3.06 | 3.3 |
Long-Term Debt | 39.3 | 39.11 | 38.86 | 33.52 | 33.41 | 37.28 |
Federal Home Loan Bank Debt, Long-Term | - | - | 235 | 454.81 | 72.26 | 71.71 |
Long-Term Leases | 9.72 | 7.83 | 9.95 | 10.22 | 10.8 | 9.46 |
Trust Preferred Securities | 4.1 | 4.1 | 4.1 | 4.1 | 4.1 | - |
Pension & Post-Retirement Benefits | - | - | - | - | 1.03 | 0.65 |
Other Long-Term Liabilities | 11.82 | 12.26 | 12.87 | 15.51 | 8.67 | 9.71 |
Total Liabilities | 2,775 | 2,975 | 3,275 | 3,518 | 3,255 | 2,694 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Other | 25.24 | 25.24 | 24.72 | 25.04 | 21 | 28.92 |
Total Preferred Equity | 25.24 | 25.24 | 24.72 | 25.04 | 21 | 28.92 |
Additional Paid-In Capital | 296.62 | 203.43 | 200.94 | 198.92 | 196.16 | 193.93 |
Retained Earnings | -29.23 | 116.42 | 141.85 | 135.93 | 115.11 | 81.17 |
Treasury Stock | -38.35 | -38.35 | -38.35 | -38.35 | -34.53 | -31.13 |
Comprehensive Income & Other | -8.21 | -2.46 | -5.24 | -7.49 | -6.49 | 1.13 |
Total Common Equity | 220.84 | 279.04 | 299.2 | 289.01 | 270.25 | 245.1 |
Shareholders' Equity | 246.08 | 304.28 | 323.93 | 314.06 | 291.25 | 274.02 |
Total Liabilities & Equity | 3,021 | 3,279 | 3,599 | 3,832 | 3,546 | 2,968 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 154.04 | 289.35 | 511.46 | 523.75 | 433.63 | 121.74 |
Net Cash (Debt) | 347.01 | -12.03 | -193.44 | -243.49 | -203.53 | 290.63 |
Net Cash Growth | - | - | - | - | - | 1467.82% |
Net Cash Per Share | 19.57 | -0.70 | -11.37 | -14.38 | -11.73 | 16.86 |
Filing Date Shares Outstanding | 30.75 | 17.36 | 17.16 | 16.96 | 16.94 | 16.98 |
Total Common Shares Outstanding | 30.75 | 17.27 | 17.06 | 16.9 | 16.93 | 16.94 |
Book Value Per Share | 7.18 | 16.15 | 17.54 | 17.10 | 15.96 | 14.47 |
Tangible Book Value | 220.84 | 273.79 | 293.95 | 283.76 | 264.87 | 239.67 |
Tangible Book Value Per Share | 7.18 | 15.85 | 17.23 | 16.79 | 15.64 | 14.15 |