Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
40.44
-0.96 (-2.32%)
Jul 28, 2026, 4:00 PM EDT - Market closed

Banco de Chile Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,589,8162,644,1212,658,5312,633,6212,680,6751,841,959
Revenue Growth
-3.38%-0.54%0.95%-1.75%45.53%24.79%
Net Income
1,131,9461,192,2621,207,3921,243,6341,409,433792,191
Earnings Per Share
2241.102346.002472.002720.002862.002092.00
EPS Growth
-8.62%-5.10%-9.12%-4.96%36.81%162.81%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wholesale Banking
837,131872,789964,108905,003502,742
Retail Banking
1,525,9511,529,7131,450,6701,465,1061,117,460
Treasury
62,87359,82125,046102,18147,330
Subsidiaries
252,570243,095233,275229,767196,425
Consolidation Adjustment
-34,404-46,887-39,478--
Total
2,644,1212,658,5312,633,6212,730,4932,205,699

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
2,479,5483,005,4053,071,5322,880,1533,537,0804,040,180
Total Debt
13,656,75713,626,36112,221,23816,191,32816,122,03814,686,445
Net Cash (Debt)
-13,656,757-13,626,361-12,221,238-16,191,328-16,122,038-14,686,445
Net Cash Growth
------
Net Cash Per Share
-27038.53-26978.33-24196.38-32056.61-31919.43-29077.15

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-177,904826,0753,694,1371,725,787-333,5811,253,885
Capital Expenditures
-19,808-18,702-17,226-26,744-18,706-34,193
Free Cash Flow
-197,712807,3733,676,9111,699,043-352,2871,219,692
Free Cash Flow Growth
--78.04%116.41%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
56.07%57.23%57.39%57.62%62.86%52.69%
Profit Margin
43.71%45.09%45.42%47.22%52.58%43.01%
FCF Margin
-7.63%30.53%138.31%64.51%-13.14%66.22%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.6559.9989.8548.0778.5825.344
Dividend Per Share Growth
5.43%1.46%21.99%-5.88%60.59%145.07%
Dividend Yield
4.09%5.76%7.16%8.47%6.05%3.26%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.4514.589.127.456.176.40
P/FCF Ratio
-21.403.106.03-5.54
PS Ratio
7.026.534.283.893.333.67