Banco de Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	305,769	359,196	343,744	2,266,129	1,574,022
Net Interest Income Growth	-14.87%	4.50%	-84.83%	43.97%	19.54%
Non-Interest Income	974,159	909,434	1,104,212	873,350	650,849
Non-Interest Income Growth	7.12%	-17.64%	26.43%	34.19%	7.49%
Revenues Before Loan Losses	3,026,043	3,050,285	2,994,872	3,139,479	2,224,871
Provision for Credit Losses	381,922	391,754	-	412,130	19,172
Revenue	2,644,121	2,658,531	2,994,872	2,727,349	2,205,699
Revenue Growth (YoY)	-0.54%	-11.23%	9.81%	23.65%	60.39%
Compensation Expenses	570,355	582,547	582,684	528,226	450,952
Selling, General & Admin	429,633	416,696	403,255	350,367	324,625
Other Non-Interest Expenses	135,362	134,500	130,160	113,746	97,836
Total Non-Interest Expense	1,130,938	1,132,734	1,116,099	992,339	873,413
Pretax Income	1,513,183	1,525,797	1,517,522	1,735,010	1,332,286
Provision for Income Taxes	320,921	318,405	273,887	289,209	275,969
Net Income	1,192,262	1,207,392	1,243,634	1,445,799	1,056,316
Minority Interest in Earnings	-	-	1	2	1
Net Income to Common	1,192,262	1,207,392	1,243,634	1,445,799	1,056,316
Net Income Growth	-1.25%	-2.91%	-13.98%	36.87%	163.01%
Shares Outstanding (Basic)	505	505	505	505	505
Shares Outstanding (Diluted)	505	505	505	505	505
EPS (Basic)	2360.00	2390.00	2720.00	2862.00	2092.00
EPS (Diluted)	2360.00	2390.00	2720.00	2862.00	2092.00
EPS Growth	-1.26%	-12.13%	-4.96%	36.81%	162.81%
Shares Outstanding	505.09	505.09	505.09	505.09	505.09
Free Cash Flow	1,283,695	154,124	1,666,959	75,002	2,939,477
Free Cash Flow Growth	732.90%	-90.75%	2122.55%	-97.45%	-
Free Cash Flow Per Share	2541.54	305.14	3300.35	148.49	5819.76
Dividends Per Share	9.998	9.854	8.077	8.582	5.344
Dividend Growth	1.46%	21.99%	-5.88%	60.59%	145.07%
Profit Margin	47.62%	46.56%	45.61%	53.01%	47.89%
FCF Margin	51.27%	5.94%	61.13%	2.75%	133.27%
EBITDA	95,110	94,601	92,308	84,205	76,798
EBITDA Margin	3.80%	3.65%	3.39%	3.09%	3.48%
Effective Tax Rate	21.21%	20.87%	18.05%	16.67%	20.71%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q