Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
36.55
-1.72 (-4.49%)
At close: Oct 30, 2026, 4:00 PM EDT
36.58
+0.03 (0.07%)
After-hours: Oct 30, 2026, 7:30 PM EDT
Banco de Chile Cash Flow Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,212,465 | 1,192,262 | 1,207,392 | 1,243,634 | 1,445,799 | 1,056,316 |
Depreciation & Amortization | 52,007 | 53,657 | 58,336 | 62,962 | 62,703 | 58,967 |
Other Amortization | 45,010 | 41,453 | 36,265 | 29,346 | 21,502 | 17,831 |
Gain (Loss) on Sale of Assets | -8,748 | -8,581 | -2,209 | -4,600 | -5,096 | -2,051 |
Gain (Loss) on Sale of Investments | 7,966 | -5,183 | -1,712 | 2,318 | 2,288 | 7,569 |
Total Asset Writedown | 17,863 | 19,418 | 16,063 | 7,031 | 169 | 2,108 |
Provision for Credit Losses | 523,122 | 523,493 | 458,797 | 423,501 | 469,807 | 88,578 |
Change in Trading Asset Securities | -949,673 | -1,699,563 | 1,908,561 | -65,862 | 432,800 | 654,841 |
Change in Other Net Operating Assets | -734,341 | 712,365 | -3,815,363 | -1,857,951 | -1,513,689 | -2,014,017 |
Other Operating Activities | 492,025 | 431,026 | 539,241 | -13,634 | -852,246 | -466,543 |
Operating Cash Flow | 649,340 | 1,248,364 | 396,641 | -186,664 | 51,006 | -598,194 |
Operating Cash Flow Growth | 2365.60% | 214.73% | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -22,214 | -18,702 | -17,226 | -26,744 | -21,235 | -35,579 |
Sale of Property, Plant and Equipment | 10,572 | 9,065 | 1,294 | 3,626 | 1,332 | 214 |
Investment in Securities | - | - | 11,791 | - | -742,268 | -2,892,230 |
Income (Loss) Equity Investments | -8,356 | -11,983 | -8,730 | -13,409 | -13,031 | -1,793 |
Purchase / Sale of Intangibles | -61,264 | -58,597 | -57,617 | -59,955 | -56,891 | -30,222 |
Other Investing Activities | 3,358 | 3,848 | 3,416 | 5,698 | -28,753 | -29,488 |
Investing Cash Flow | -69,548 | -64,386 | -58,342 | -77,375 | -847,815 | -2,987,305 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 819,195 | 28,049 | 286,354 | 215,249 | - |
Long-Term Debt Issued | - | 1,923,146 | 984,589 | 938,126 | 1,761,740 | 2,981,967 |
Total Debt Issued | 1,863,374 | 2,742,341 | 1,012,638 | 1,224,480 | 1,976,989 | 2,981,967 |
Long-Term Debt Repaid | - | -2,074,302 | -1,529,018 | -1,898,471 | -1,598,964 | -1,385,282 |
Lease Payments | -30,228 | -30,897 | -29,991 | -32,084 | - | - |
Net Debt Issued (Repaid) | -774,831 | 668,039 | -516,380 | -673,991 | 378,025 | 1,596,685 |
Common Dividends Paid | -1,009,925 | -995,380 | -815,932 | -866,929 | -539,827 | -220,271 |
Net Increase (Decrease) in Deposit Accounts | 129,392 | 54,033 | -225,291 | 1,228,081 | 77,606 | 3,603,835 |
Other Financing Activities | - | - | - | -1 | -1 | -1 |
Financing Cash Flow | -1,655,364 | -273,308 | -1,557,603 | -312,840 | -84,197 | 4,980,248 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 68,576 | -78,110 | 164,743 | 15,637 | 38,010 | 324,965 |
Net Cash Flow | -1,006,996 | 832,560 | -1,054,561 | -561,242 | -842,996 | 1,719,714 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 627,126 | 1,229,662 | 379,415 | -213,408 | 29,771 | -633,773 |
Free Cash Flow Growth | 6323.50% | 224.09% | - | - | - | - |
Free Cash Flow Margin | 23.35% | 46.51% | 14.27% | -8.10% | 1.09% | -28.73% |
Free Cash Flow Per Share | 6.21 | 12.17 | 3.76 | -2.11 | 0.29 | -6.27 |
Free Cash Flow After Leases | 596,898 | 1,198,765 | 349,424 | -245,492 | 29,771 | -633,773 |