Banco de Chile (BCH)

Banco de Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	215,779	4,140,160	4,325,510	3,841,580	2,266,130	1,574,020
Net Interest Income Growth	-47.17%	-4.29%	12.60%	69.52%	43.97%	19.54%
Non-Interest Income	1,239,240	911,042	852,985	1,020,450	873,350	650,849
Non-Interest Income Growth	19.45%	6.81%	-16.41%	16.84%	34.19%	7.49%
Revenues Before Loan Losses	2,995,710	3,029,600	3,067,520	3,014,180	3,139,480	2,224,870
Provision for Credit Losses	405,896	394,862	352,706	201,944	412,130	19,172
Revenue	2,589,820	2,634,740	2,714,810	2,812,240	2,727,350	2,205,700
Revenue Growth (YoY)	-3.38%	-2.95%	-3.46%	3.11%	23.65%	60.39%
Compensation Expenses	569,771	570,355	582,547	582,684	528,226	450,952
Selling, General & Admin	436,501	429,633	416,696	403,255	350,367	324,625
Other Non-Interest Expenses	132,923	96,992	97,452	94,070	113,746	97,836
Total Non-Interest Expense	1,137,830	1,130,940	1,132,730	1,116,100	992,339	873,413
Pretax Income	1,451,990	1,503,800	1,582,080	1,696,140	1,735,010	1,332,290
Provision for Income Taxes	320,045	318,388	333,601	322,114	289,209	275,969
Net Income	1,131,950	1,185,410	1,248,480	1,374,030	1,445,800	1,056,320
Minority Interest in Earnings	-	-	-	1	-	-
Net Income to Common	1,131,950	1,185,410	1,248,480	1,374,030	1,445,800	1,056,320
Net Income Growth	-27.54%	-5.05%	-9.14%	-4.96%	36.87%	163.01%
Shares Outstanding (Basic)	505	505	505	505	505	505
Shares Outstanding (Diluted)	505	505	505	505	505	505
EPS (Basic)	2242.00	2346.00	2472.00	2720.00	2862.00	2092.00
EPS (Diluted)	2242.00	2346.00	2472.00	2720.00	2862.00	2092.00
EPS Growth	-8.56%	-5.10%	-9.12%	-4.96%	36.81%	162.81%
Shares Outstanding	505.09	505.09	505.09	505.09	505.09	505.09
Free Cash Flow	-434,044	807,373	3,676,910	1,699,040	75,002	2,939,480
Free Cash Flow Growth	-	-78.04%	116.41%	2165.33%	-97.45%	-
Free Cash Flow Per Share	-859.35	1598.49	7279.78	3363.87	148.49	5819.76
Dividends Per Share	9.998	9.998	9.854	8.077	8.582	5.344
Dividend Growth	-	1.46%	21.99%	-5.88%	60.59%	145.07%
Profit Margin	43.71%	44.99%	45.99%	48.86%	53.01%	47.89%
FCF Margin	-16.76%	30.64%	135.44%	60.42%	2.75%	133.27%
EBITDA	95,311	95,110	94,601	92,308	84,205	76,798
EBITDA Margin	3.68%	3.61%	3.48%	3.28%	3.09%	3.48%
Effective Tax Rate	22.04%	21.17%	21.09%	18.99%	16.67%	20.71%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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