Banco de Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	4,140,160	4,325,510	3,841,580	2,266,130	1,574,020
Net Interest Income Growth	-4.29%	12.60%	69.52%	43.97%	19.54%
Non-Interest Income	911,042	852,985	1,020,450	873,350	650,849
Non-Interest Income Growth	6.81%	-16.41%	16.84%	34.19%	7.49%
Revenues Before Loan Losses	3,029,600	3,067,520	3,014,180	3,139,480	2,224,870
Provision for Credit Losses	394,862	352,706	201,944	412,130	19,172
Revenue	2,634,740	2,714,810	2,812,240	2,727,350	2,205,700
Revenue Growth (YoY)	-2.95%	-3.46%	3.11%	23.65%	60.39%
Compensation Expenses	570,355	582,547	582,684	528,226	450,952
Selling, General & Admin	429,633	416,696	403,255	350,367	324,625
Other Non-Interest Expenses	96,992	97,452	94,070	113,746	97,836
Total Non-Interest Expense	1,130,940	1,132,730	1,116,100	992,339	873,413
Pretax Income	1,503,800	1,582,080	1,696,140	1,735,010	1,332,290
Provision for Income Taxes	318,388	333,601	322,114	289,209	275,969
Net Income	1,185,410	1,248,480	1,374,030	1,445,800	1,056,320
Minority Interest in Earnings	-	-	1	-	-
Net Income to Common	1,185,410	1,248,480	1,374,030	1,445,800	1,056,320
Net Income Growth	-5.05%	-9.14%	-4.96%	36.87%	163.01%
Shares Outstanding (Basic)	505	505	505	505	505
Shares Outstanding (Diluted)	505	505	505	505	505
EPS (Basic)	2346.00	2472.00	2720.00	2862.00	2092.00
EPS (Diluted)	2346.00	2472.00	2720.00	2862.00	2092.00
EPS Growth	-5.10%	-9.12%	-4.96%	36.81%	162.81%
Free Cash Flow	807,373	3,676,910	1,699,040	75,002	2,939,480
Free Cash Flow Growth	-78.04%	116.41%	2165.33%	-97.45%	-
Free Cash Flow Per Share	1598.49	7279.78	3363.87	148.49	5819.76
Dividends Per Share	9.998	9.854	8.077	8.582	5.344
Dividend Growth	1.46%	21.99%	-5.88%	60.59%	145.07%
Profit Margin	44.99%	45.99%	48.86%	53.01%	47.89%
FCF Margin	30.64%	135.44%	60.42%	2.75%	133.27%
Effective Tax Rate	21.17%	21.09%	18.99%	16.67%	20.71%

SEC Filings: 10-K · 10-Q