Banco de Chile (BCH)

Banco de Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,035,056	2,289,727	3,152,850	2,654,962	1,884,792
Investment Securities	3,285,702	7,588,943	6,995,960	5,186,644	3,703,272
Trading Asset Securities	4,414,159	5,490,187	6,470,523	6,775,024	7,013,737
Mortgage-Backed Securities	-	-	-	-	128,763
Total Investments	7,699,861	13,079,130	13,466,483	11,961,668	10,845,772
Gross Loans	39,853,656	38,288,394	37,338,711	34,841,819	31,671,339
Allowance for Loan Losses	-786,972	-769,719	-823,250	-718,768	-747,575
Other Adjustments to Gross Loans	-310,833	-268,692	-238,722	-171,870	-174,748
Net Loans	38,755,851	37,249,983	36,276,739	33,951,181	30,749,016
Property, Plant & Equipment	285,952	310,546	305,045	322,508	336,757
Goodwill	-	-	16,714	-	-
Other Intangible Assets	158,556	137,204	123,316	72,532	60,701
Investments in Real Estate	11,406	11,763	12,120	12,477	12,833
Other Receivables	921,956	737,866	512,189	316,279	120,725
Restricted Cash	1,399,070	918,648	703,830	1,840,771	1,257,732
Other Current Assets	53,645	313,424	39,744	49,692	277,284
Long-Term Deferred Tax Assets	556,829	539,818	368,186	434,277	357,945
Other Real Estate Owned & Foreclosed	33,450	22,891	13,773	15,458	5,618
Other Long-Term Assets	183,809	181,552	117,865	126,521	185,956
Total Assets	52,095,441	55,792,552	55,108,854	51,758,326	46,095,131
Accounts Payable	425,733	342,312	379,540	326,451	273,143
Accrued Expenses	147,382	153,741	133,324	118,662	96,255
Interest Bearing Deposits	16,662,587	17,661,537	16,779,005	11,704,369	11,589,051
Non-Interest Bearing Deposits	11,769,419	11,025,685	11,172,137	15,349,225	12,477,719
Total Deposits	28,432,006	28,687,222	27,951,142	27,053,594	24,066,770
Short-Term Borrowings	2,723,689	2,801,050	3,755,998	3,557,033	3,765,625
Current Portion of Long-Term Debt	2,212,291	6,226,499	2,413,678	2,259,228	1,271,417
Current Portion of Leases	26,026	23,150	27,615	26,400	26,917
Current Income Taxes Payable	132	808	932	113,129	311
Other Current Liabilities	1,356,289	1,495,139	1,462,906	1,294,834	1,718,086
Long-Term Debt	9,984,097	9,591,287	13,047,601	11,668,432	10,356,979
Long-Term Leases	65,403	78,330	61,754	69,270	88,100
Long-Term Unearned Revenue	80,404	80,119	92,867	106,480	76,228
Pension & Post-Retirement Benefits	8,328	9,677	10,735	6,446	33,309
Long-Term Deferred Tax Liabilities	166	-	-	-	-
Other Long-Term Liabilities	1,010,494	1,065,933	339,325	864,845	595,723
Total Liabilities	46,472,440	50,555,267	49,677,417	47,464,804	42,368,863
Common Stock	2,420,538	2,420,538	2,418,833	2,420,538	2,418,833
Retained Earnings	2,488,942	2,082,761	1,909,835	1,123,772	1,326,970
Comprehensive Income & Other	713,519	733,984	1,102,767	749,211	-19,536
Total Common Equity	5,622,999	5,237,283	5,431,435	4,293,521	3,726,267
Minority Interest	2	2	2	1	1
Shareholders' Equity	5,623,001	5,237,285	5,431,437	4,293,522	3,726,268
Total Liabilities & Equity	52,095,441	55,792,552	55,108,854	51,758,326	46,095,131
Total Debt	15,011,506	18,720,316	19,306,646	17,580,363	15,509,038
Net Cash (Debt)	-8,385,777	-8,646,061	-7,619,782	-6,911,043	-3,198,254
Net Cash Per Share	-83.01	-85.59	-75.43	-68.41	-31.66
Filing Date Shares Outstanding	101,017	101,017	101,017	101,017	101,017
Total Common Shares Outstanding	101,017	101,017	101,017	101,017	101,017
Book Value Per Share	55.66	51.85	53.77	42.50	36.89
Tangible Book Value	5,464,443	5,100,079	5,291,405	4,220,989	3,665,566
Tangible Book Value Per Share	54.09	50.49	52.38	41.78	36.29

Source: S&P Capital IQ. Banks template. Financial Sources.