Banco de Chile (BCH)

Banco de Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,333,923	2,289,727	3,152,850	2,654,962	1,884,792	1,908,498
Investment Securities	4,182,745	7,588,943	6,995,960	5,186,644	3,703,272	2,325,096
Trading Asset Securities	3,965,279	5,735,971	6,470,523	6,775,024	7,013,737	4,334,530
Mortgage-Backed Securities	-	-	-	-	128,763	122,291
Total Investments	8,148,024	13,324,914	13,466,483	11,961,668	10,845,772	6,781,917
Gross Loans	39,097,156	38,338,964	37,338,711	34,841,819	31,671,339	30,720,026
Allowance for Loan Losses	-783,836	-711,528	-823,250	-718,768	-747,575	-686,176
Other Adjustments to Gross Loans	-291,753	-268,692	-238,722	-171,870	-174,748	-190,418
Net Loans	38,021,567	37,358,744	36,276,739	33,951,181	30,749,016	29,843,432
Property, Plant & Equipment	294,386	310,546	305,045	322,508	336,757	370,927
Goodwill	-	16,714	16,714	-	-	-
Other Intangible Assets	153,307	153,900	123,316	72,532	60,701	58,307
Investments in Real Estate	11,495	11,763	12,120	12,477	12,833	13,190
Other Receivables	1,258,798	737,866	512,189	316,279	120,725	106,426
Restricted Cash	654,320	918,648	703,830	1,840,771	1,257,732	1,068,340
Other Current Assets	74,862	67,804	39,744	49,692	277,284	589,848
Long-Term Deferred Tax Assets	526,658	320,406	368,186	434,277	357,945	320,948
Other Real Estate Owned & Foreclosed	29,594	25,457	13,773	15,458	5,618	12,335
Other Long-Term Assets	180,924	181,552	117,865	126,521	185,956	199,165
Total Assets	51,687,858	55,718,041	55,108,854	51,758,326	46,095,131	41,273,333
Accounts Payable	504,560	336,944	379,540	326,451	273,143	231,465
Accrued Expenses	124,585	153,741	133,324	118,662	96,255	96,171
Interest Bearing Deposits	17,165,128	18,183,304	16,779,005	11,704,369	11,589,051	13,231,224
Non-Interest Bearing Deposits	10,741,026	11,025,685	11,172,137	15,349,225	12,477,719	8,951,527
Total Deposits	27,906,154	29,208,989	27,951,142	27,053,594	24,066,770	22,182,751
Short-Term Borrowings	2,513,744	2,800,245	3,755,998	3,557,033	3,765,625	4,071,268
Current Portion of Long-Term Debt	2,183,700	6,359,022	2,413,678	2,259,228	1,271,417	1,700,026
Current Portion of Leases	25,812	23,150	27,615	26,400	26,917	27,970
Current Income Taxes Payable	447	808	932	113,129	311	76,289
Other Current Liabilities	1,490,761	1,083,646	1,462,906	1,294,834	1,718,086	802,400
Long-Term Debt	10,112,021	9,115,218	13,047,601	11,668,432	10,356,979	7,732,252
Long-Term Leases	70,690	78,330	61,754	69,270	88,100	118,043
Long-Term Unearned Revenue	73,521	80,119	92,867	106,480	76,228	125,418
Pension & Post-Retirement Benefits	8,469	9,677	10,735	6,446	33,309	30,415
Other Long-Term Liabilities	1,198,751	386,207	339,325	864,845	595,723	550,642
Total Liabilities	46,213,215	49,636,096	49,677,417	47,464,804	42,368,863	37,745,110
Common Stock	2,420,538	2,418,833	2,418,833	2,420,538	2,418,833	2,418,833
Retained Earnings	2,327,517	2,430,306	1,909,835	1,123,772	1,326,970	1,134,210
Comprehensive Income & Other	726,588	1,232,804	1,102,767	749,211	-19,536	-24,821
Total Common Equity	5,474,643	6,081,943	5,431,435	4,293,521	3,726,267	3,528,222
Minority Interest	-	2	2	1	1	1
Shareholders' Equity	5,474,643	6,081,945	5,431,437	4,293,522	3,726,268	3,528,223
Total Liabilities & Equity	51,687,858	55,718,041	55,108,854	51,758,326	46,095,131	41,273,333
Total Debt	14,905,967	18,375,965	19,306,646	17,580,363	15,509,038	13,649,559
Net Cash (Debt)	-7,388,703	-8,055,926	-7,619,782	-6,911,043	-3,198,254	-5,346,906
Net Cash Per Share	-73.14	-79.75	-75.43	-68.41	-31.66	-52.93
Filing Date Shares Outstanding	101,017	101,017	101,017	101,017	101,017	101,017
Total Common Shares Outstanding	101,017	101,017	101,017	101,017	101,017	101,017
Book Value Per Share	54.20	60.21	53.77	42.50	36.89	34.93
Tangible Book Value	5,321,336	5,911,329	5,291,405	4,220,989	3,665,566	3,469,915
Tangible Book Value Per Share	52.68	58.52	52.38	41.78	36.29	34.35

Source: S&P Capital IQ. Banks template. Financial Sources.