Banco de Chile (BCH)

Banco de Chile Cash Flow Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	2,384,524	2,496,952	2,748,054	2,891,602	2,112,634
Depreciation & Amortization	95,110	94,601	92,308	84,205	76,798
Provision for Credit Losses	453,305	418,019	265,200	477,870	89,579
Other Adjustments	494,885	535,756	174,741	-875,981	-461,712
Changes in Trading Assets	-226,127	1,627,801	-55,256	432,800	654,841
Changes in Accrued Interest and Accounts Receivable	263,618	1,853,194	-340,369	-640,682	1,409,687
Changes in Accounts Payable	233,686	-280,475	1,168,109	221,592	3,427,466
Changes in Other Operating Activities	-518,217	-1,803,235	-952,973	-1,016,993	-3,247,335
Operating Cash Flow	1,302,397	3,694,137	1,725,787	128,612	3,005,641
Operating Cash Flow Growth	-64.74%	114.05%	1241.86%	-95.72%	-
Net Change in Securities and Investments	-1,093,328	2,117,534	-236,018	-742,268	-2,884,383
Payments for Business Acquisitions	-	-	-	-	-7,847
Proceeds from Business Divestments	-	11,791	-	-	-
Capital Expenditures	-49,599	-47,217	-58,828	-53,610	-66,164
Purchases of Intangible Assets	-58,597	-57,617	-59,955	-56,891	-30,222
Sale of Property, Plant & Equipment	9,065	1,294	3,626	1,332	214
Other Investing Activities	3,848	3,019	4,675	3,622	1,097
Investing Cash Flow	-64,386	2,028,804	-346,500	-847,815	-2,987,305
Long-Term Debt Issued	2,742,341	1,012,638	1,224,480	1,355,816	1,661,016
Long-Term Debt Repaid	-2,043,405	-1,499,044	-1,866,445	-1,598,950	-1,339,861
Net Long-Term Debt Issued (Repaid)	698,936	-486,406	-641,965	-243,134	321,155
Common Dividends Paid	-995,380	-815,932	-866,930	-539,828	-220,272
Other Financing Activities	407,203	-4,311,841	-47,125	621,173	1,275,530
Financing Cash Flow	-327,341	-5,614,179	-1,556,020	-161,803	1,376,413
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-78,110	164,743	15,637	38,010	324,965
Net Cash Flow	910,670	108,762	-176,733	-881,006	1,394,749
Free Cash Flow	1,252,798	3,646,920	1,666,959	75,002	2,939,477
Free Cash Flow Growth	-65.65%	118.78%	2122.55%	-97.45%	-
FCF Margin	48.70%	134.33%	59.28%	2.75%	133.27%
Free Cash Flow Per Share	2480.37	7220.40	3300.35	148.49	5819.76
Levered Free Cash Flow	1,689,669	2,206,739	585,052	229,977	3,632,764
Unlevered Free Cash Flow	-201,529	1,444,669	-147,009	-972,688	2,255,293

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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