Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
42.20
+1.15 (2.80%)
Aug 21, 2026, 4:00 PM EDT - Market closed
Banco de Chile Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Interest Income on Loans | 703,951 | 672,447 | 682,655 | 687,107 | 681,015 | 664,976 | 686,160 | 691,255 | 741,786 | 800,766 | 813,781 | 798,103 | 796,595 | 773,145 | 2,846,467 | 629,903 | 540,993 | 449,518 | 388,938 | 340,488 |
Interest Paid on Deposits | 239,983 | 227,416 | 235,086 | 248,900 | 250,238 | 235,414 | 244,386 | 266,476 | 290,125 | 337,325 | 379,510 | 421,986 | 427,984 | 405,228 | 1,517,551 | 316,751 | 223,147 | 143,303 | 96,357 | 63,521 |
Net Interest Income | 463,968 | 445,031 | 447,569 | 438,207 | 430,777 | 429,562 | 441,774 | 424,779 | 451,661 | 463,441 | 434,271 | 376,117 | 368,611 | 367,917 | 1,328,916 | 313,152 | 317,846 | 306,215 | 292,581 | 276,967 |
Net Interest Income Growth (YoY) | 7.70% | 3.60% | 1.31% | 3.16% | -4.62% | -7.31% | 1.73% | 12.94% | 22.53% | 25.96% | -67.32% | 20.11% | 15.97% | 20.15% | 354.20% | 13.06% | 19.28% | 16.71% | -16.47% | -4.11% |
Income From Trading Activities | 36,664 | 42,204 | -12,730 | 42,386 | 35,661 | 42,146 | -36,946 | 63,663 | 79,827 | -4,243 | 111,054 | 3,447 | 103,066 | 133,785 | -124,876 | 75,256 | 22,249 | 27,371 | 60,181 | 102,381 |
Gain (Loss) on Sale of Assets | 1,009 | 3,492 | -4,126 | 2,789 | 732 | 240 | -4,000 | -647 | -805 | -1,013 | 937 | 80 | 3,530 | -1,401 | 4,982 | -1,194 | 83 | 977 | 524 | 820 |
Gain (Loss) on Sale of Investments | -85 | 8,005 | 1,726 | 9,400 | 1,033 | 1,013 | -4 | 3,212 | 2,542 | 2,539 | -3,916 | -199 | 51 | -117 | 57,902 | -58,376 | -34 | 508 | -3,412 | -50 |
Gain (Loss) on Sale of Equity Investments | 2,597 | 102 | 3,976 | 2,670 | 4,077 | 1,734 | 9,968 | 3,004 | 3,862 | 218 | 5,075 | 3,561 | 3,818 | 1,978 | 4,604 | 2,740 | 4,153 | 1,534 | 5,087 | -353 |
Other Non-Interest Income | 417,873 | 250,051 | 312,165 | 240,231 | 290,284 | 304,521 | 367,360 | 226,835 | 233,854 | 319,404 | 315,640 | 298,479 | 268,749 | 200,339 | -439,042 | 446,608 | 502,469 | 348,580 | 344,503 | 151,321 |
Total Non-Interest Income | 458,058 | 303,854 | 301,011 | 297,476 | 331,787 | 349,654 | 336,378 | 296,067 | 319,280 | 316,905 | 428,790 | 305,368 | 379,214 | 334,584 | -496,430 | 465,034 | 528,920 | 378,970 | 406,883 | 254,119 |
Non-Interest Income Growth (YoY) | 38.06% | -13.10% | -10.51% | 0.48% | 3.92% | 10.33% | -21.55% | -3.05% | -15.80% | -5.28% | - | -34.33% | -28.30% | -11.71% | - | 83.00% | 135.56% | 76.20% | 215.31% | 65.57% |
Revenues Before Loan Losses | 922,026 | 748,885 | 748,580 | 735,683 | 762,564 | 779,216 | 778,152 | 720,846 | 770,941 | 780,346 | 863,061 | 681,485 | 747,825 | 702,501 | 832,486 | 778,186 | 846,766 | 685,185 | 699,464 | 531,086 |
Provision for Loan Losses | 165,080 | 114,178 | 115,842 | 79,560 | 96,316 | 90,204 | 103,296 | 80,354 | 94,936 | 113,168 | 127,900 | 60,471 | 67,372 | 105,508 | 100,381 | 106,218 | 106,127 | 99,404 | 138,180 | 89,077 |
| 756,946 | 634,707 | 632,738 | 656,123 | 666,248 | 689,012 | 674,856 | 640,492 | 676,005 | 667,178 | 735,161 | 621,014 | 680,453 | 596,993 | 732,105 | 671,968 | 740,639 | 585,781 | 561,284 | 442,009 | |
Revenue Growth (YoY) | 13.61% | -7.88% | -6.24% | 2.44% | -1.44% | 3.27% | -8.20% | 3.14% | -0.65% | 11.76% | 0.42% | -7.58% | -8.13% | 1.91% | 30.43% | 52.03% | 77.44% | 39.05% | 42.41% | 34.03% |
Salaries and Employee Benefits | 141,416 | 140,332 | 151,792 | 138,125 | 139,522 | 140,916 | 163,178 | 139,535 | 138,424 | 141,410 | 177,049 | 136,841 | 134,776 | 134,018 | 145,899 | 137,349 | 122,911 | 122,067 | 115,023 | 111,335 |
Occupancy Expenses | 24,215 | 23,848 | 24,087 | 23,668 | 23,708 | 23,647 | 23,650 | 24,163 | 23,386 | 23,402 | 23,520 | 22,486 | 23,543 | 22,759 | 21,386 | 21,806 | 21,088 | 19,925 | 19,795 | 19,235 |
Selling, General & Administrative | 109,036 | 113,184 | 107,868 | 106,927 | 107,074 | 106,360 | 101,029 | 101,563 | 102,681 | 108,553 | 97,670 | 101,468 | 98,927 | 98,377 | 89,256 | 91,978 | 86,590 | 86,324 | 82,475 | 78,115 |
Other Non-Interest Expense | 13,853 | 10,237 | 8,333 | 7,240 | 8,199 | 9,853 | 14,119 | 7,721 | 6,894 | 10,548 | 18,943 | 8,420 | 7,155 | 8,287 | 10,048 | 7,311 | 5,279 | 6,078 | 5,560 | 6,915 |
Total Non-Interest Expense | 288,520 | 287,601 | 292,080 | 275,960 | 278,503 | 280,776 | 301,976 | 272,982 | 271,385 | 283,913 | 317,182 | 269,215 | 264,401 | 263,441 | 266,589 | 258,444 | 235,868 | 234,394 | 222,853 | 215,600 |
EBT Excluding Unusual Items | 468,426 | 347,106 | 340,658 | 380,163 | 387,745 | 408,236 | 372,880 | 367,510 | 404,620 | 383,265 | 417,979 | 351,799 | 416,052 | 333,552 | 465,516 | 413,524 | 504,771 | 351,387 | 338,431 | 226,409 |
Asset Writedown | -154 | -3 | -451 | -386 | -2,431 | -5 | -1,119 | 41 | -1,418 | - | -1,752 | -129 | -12 | -1 | - | -160 | 2 | - | -1,687 | 12 |
Legal Settlements | - | -321 | -89 | - | - | -257 | -51 | - | - | 69 | 34 | - | - | - | -17 | - | - | -13 | 38 | - |
Pretax Income | 468,272 | 346,782 | 340,118 | 379,777 | 385,314 | 407,974 | 371,710 | 367,551 | 403,202 | 383,334 | 416,261 | 351,670 | 416,040 | 333,551 | 465,499 | 413,364 | 504,773 | 351,374 | 336,782 | 226,421 |
Income Tax Expense | 77,705 | 78,154 | 74,581 | 86,863 | 80,447 | 79,030 | 73,644 | 79,480 | 79,602 | 85,679 | 30,717 | 91,677 | 83,893 | 67,600 | 82,523 | 73,788 | 73,251 | 59,647 | 49,767 | 46,933 |
Earnings From Continuing Operations | 390,567 | 268,628 | 265,537 | 292,914 | 304,867 | 328,944 | 298,066 | 288,071 | 323,600 | 297,655 | 385,544 | 259,993 | 332,147 | 265,951 | 382,976 | 339,576 | 431,522 | 291,727 | 287,015 | 179,488 |
Minority Interest in Earnings | - | - | - | - | - | - | - | - | - | - | -1 | - | - | - | - | -2 | - | - | - | -1 |
Net Income | 390,567 | 268,628 | 265,537 | 292,914 | 304,867 | 328,944 | 298,066 | 288,071 | 323,600 | 297,655 | 385,543 | 259,993 | 332,147 | 265,951 | 382,976 | 339,574 | 431,522 | 291,727 | 287,015 | 179,487 |
Net Income to Common | 390,567 | 268,628 | 265,537 | 292,914 | 304,867 | 328,944 | 298,066 | 288,071 | 323,600 | 297,655 | 385,543 | 259,993 | 332,147 | 265,951 | 382,976 | 339,574 | 431,522 | 291,727 | 287,015 | 179,487 |
Net Income Growth (YoY) | 28.11% | -18.34% | -10.91% | 1.68% | -5.79% | 10.51% | -22.69% | 10.80% | -2.57% | 11.92% | 0.67% | -23.44% | -23.03% | -8.84% | 33.43% | 89.19% | 163.56% | 80.12% | 127.28% | 103.41% |
Basic Shares Outstanding | 100,922 | 101,017 | 101,017 | 101,005 | 101,285 | 101,017 | 101,017 | 101,078 | 101,125 | 101,017 | 101,017 | 101,165 | 100,957 | 101,017 | 101,017 | 101,064 | 101,059 | 101,017 | 101,017 | 100,835 |
Diluted Shares Outstanding | 100,922 | 101,017 | 101,017 | 101,005 | 101,285 | 101,017 | 101,017 | 101,078 | 101,125 | 101,017 | 101,017 | 101,165 | 100,957 | 101,017 | 101,017 | 101,064 | 101,059 | 101,017 | 101,017 | 100,835 |
Shares Change (YoY) | -0.36% | - | - | -0.07% | 0.16% | - | - | -0.09% | 0.17% | - | - | 0.10% | -0.10% | - | - | 0.23% | -0.01% | - | - | -0.18% |
EPS (Basic) | 3.87 | 2.66 | 2.63 | 2.90 | 3.01 | 3.26 | 2.95 | 2.85 | 3.20 | 2.95 | 3.82 | 2.57 | 3.29 | 2.63 | 3.79 | 3.36 | 4.27 | 2.89 | 2.84 | 1.78 |
EPS (Diluted) | 3.87 | 2.66 | 2.63 | 2.90 | 3.01 | 3.26 | 2.95 | 2.85 | 3.20 | 2.95 | 3.82 | 2.57 | 3.29 | 2.63 | 3.79 | 3.36 | 4.27 | 2.89 | 2.84 | 1.78 |
EPS Growth (YoY) | 28.57% | -18.34% | -10.89% | 1.75% | -5.94% | 10.51% | -22.71% | 10.90% | -2.74% | 12.04% | 0.70% | -23.51% | -22.95% | -8.93% | 33.45% | 88.76% | 163.58% | 80.49% | 127.20% | 104.60% |
Additional Metrics
Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share | - | - | 9.998 | - | - | - | 9.854 | - | - | - | 8.077 | - | - | - | 8.582 | - | - | - | 5.344 | - |
Dividend Growth (YoY) | - | - | 1.46% | - | - | - | 21.99% | - | - | - | -5.88% | - | - | - | 60.59% | - | - | - | 145.07% | - |
Effective Tax Rate | 16.59% | 22.54% | 21.93% | 22.87% | 20.88% | 19.37% | 19.81% | 21.62% | 19.74% | 22.35% | 7.38% | 26.07% | 20.16% | 20.27% | 17.73% | 17.85% | 14.51% | 16.98% | 14.78% | 20.73% |