Banco de Chile (BCH)
NYSE: BCH · Real-Time Price · USD
42.20
+1.15 (2.80%)
Aug 21, 2026, 4:00 PM EDT - Market closed

Banco de Chile Income Statement

Millions CLP. Fiscal year is Jan - Dec.
Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Interest Income on Loans
703,951672,447682,655687,107681,015664,976686,160691,255741,786800,766813,781798,103796,595773,1452,846,467629,903540,993449,518388,938340,488
Interest Paid on Deposits
239,983227,416235,086248,900250,238235,414244,386266,476290,125337,325379,510421,986427,984405,2281,517,551316,751223,147143,30396,35763,521
Net Interest Income
463,968445,031447,569438,207430,777429,562441,774424,779451,661463,441434,271376,117368,611367,9171,328,916313,152317,846306,215292,581276,967
Net Interest Income Growth (YoY)
7.70%3.60%1.31%3.16%-4.62%-7.31%1.73%12.94%22.53%25.96%-67.32%20.11%15.97%20.15%354.20%13.06%19.28%16.71%-16.47%-4.11%
Income From Trading Activities
36,66442,204-12,73042,38635,66142,146-36,94663,66379,827-4,243111,0543,447103,066133,785-124,87675,25622,24927,37160,181102,381
Gain (Loss) on Sale of Assets
1,0093,492-4,1262,789732240-4,000-647-805-1,013937803,530-1,4014,982-1,19483977524820
Gain (Loss) on Sale of Investments
-858,0051,7269,4001,0331,013-43,2122,5422,539-3,916-19951-11757,902-58,376-34508-3,412-50
Gain (Loss) on Sale of Equity Investments
2,5971023,9762,6704,0771,7349,9683,0043,8622185,0753,5613,8181,9784,6042,7404,1531,5345,087-353
Other Non-Interest Income
417,873250,051312,165240,231290,284304,521367,360226,835233,854319,404315,640298,479268,749200,339-439,042446,608502,469348,580344,503151,321
Total Non-Interest Income
458,058303,854301,011297,476331,787349,654336,378296,067319,280316,905428,790305,368379,214334,584-496,430465,034528,920378,970406,883254,119
Non-Interest Income Growth (YoY)
38.06%-13.10%-10.51%0.48%3.92%10.33%-21.55%-3.05%-15.80%-5.28%--34.33%-28.30%-11.71%-83.00%135.56%76.20%215.31%65.57%
Revenues Before Loan Losses
922,026748,885748,580735,683762,564779,216778,152720,846770,941780,346863,061681,485747,825702,501832,486778,186846,766685,185699,464531,086
Provision for Loan Losses
165,080114,178115,84279,56096,31690,204103,29680,35494,936113,168127,90060,47167,372105,508100,381106,218106,12799,404138,18089,077
756,946634,707632,738656,123666,248689,012674,856640,492676,005667,178735,161621,014680,453596,993732,105671,968740,639585,781561,284442,009
Revenue Growth (YoY)
13.61%-7.88%-6.24%2.44%-1.44%3.27%-8.20%3.14%-0.65%11.76%0.42%-7.58%-8.13%1.91%30.43%52.03%77.44%39.05%42.41%34.03%
Salaries and Employee Benefits
141,416140,332151,792138,125139,522140,916163,178139,535138,424141,410177,049136,841134,776134,018145,899137,349122,911122,067115,023111,335
Occupancy Expenses
24,21523,84824,08723,66823,70823,64723,65024,16323,38623,40223,52022,48623,54322,75921,38621,80621,08819,92519,79519,235
Selling, General & Administrative
109,036113,184107,868106,927107,074106,360101,029101,563102,681108,55397,670101,46898,92798,37789,25691,97886,59086,32482,47578,115
Other Non-Interest Expense
13,85310,2378,3337,2408,1999,85314,1197,7216,89410,54818,9438,4207,1558,28710,0487,3115,2796,0785,5606,915
Total Non-Interest Expense
288,520287,601292,080275,960278,503280,776301,976272,982271,385283,913317,182269,215264,401263,441266,589258,444235,868234,394222,853215,600
EBT Excluding Unusual Items
468,426347,106340,658380,163387,745408,236372,880367,510404,620383,265417,979351,799416,052333,552465,516413,524504,771351,387338,431226,409
Asset Writedown
-154-3-451-386-2,431-5-1,11941-1,418--1,752-129-12-1--1602--1,68712
Legal Settlements
--321-89---257-51--6934----17---1338-
Pretax Income
468,272346,782340,118379,777385,314407,974371,710367,551403,202383,334416,261351,670416,040333,551465,499413,364504,773351,374336,782226,421
Income Tax Expense
77,70578,15474,58186,86380,44779,03073,64479,48079,60285,67930,71791,67783,89367,60082,52373,78873,25159,64749,76746,933
Earnings From Continuing Operations
390,567268,628265,537292,914304,867328,944298,066288,071323,600297,655385,544259,993332,147265,951382,976339,576431,522291,727287,015179,488
Minority Interest in Earnings
-----------1-----2----1
Net Income
390,567268,628265,537292,914304,867328,944298,066288,071323,600297,655385,543259,993332,147265,951382,976339,574431,522291,727287,015179,487
Net Income to Common
390,567268,628265,537292,914304,867328,944298,066288,071323,600297,655385,543259,993332,147265,951382,976339,574431,522291,727287,015179,487
Net Income Growth (YoY)
28.11%-18.34%-10.91%1.68%-5.79%10.51%-22.69%10.80%-2.57%11.92%0.67%-23.44%-23.03%-8.84%33.43%89.19%163.56%80.12%127.28%103.41%
Basic Shares Outstanding
100,922101,017101,017101,005101,285101,017101,017101,078101,125101,017101,017101,165100,957101,017101,017101,064101,059101,017101,017100,835
Diluted Shares Outstanding
100,922101,017101,017101,005101,285101,017101,017101,078101,125101,017101,017101,165100,957101,017101,017101,064101,059101,017101,017100,835
Shares Change (YoY)
-0.36%---0.07%0.16%---0.09%0.17%--0.10%-0.10%--0.23%-0.01%---0.18%
EPS (Basic)
3.872.662.632.903.013.262.952.853.202.953.822.573.292.633.793.364.272.892.841.78
EPS (Diluted)
3.872.662.632.903.013.262.952.853.202.953.822.573.292.633.793.364.272.892.841.78
EPS Growth (YoY)
28.57%-18.34%-10.89%1.75%-5.94%10.51%-22.71%10.90%-2.74%12.04%0.70%-23.51%-22.95%-8.93%33.45%88.76%163.58%80.49%127.20%104.60%

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021Q3 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21 Sep '21
Dividend Per Share
--9.998---9.854---8.077---8.582---5.344-
Dividend Growth (YoY)
--1.46%---21.99%----5.88%---60.59%---145.07%-
Effective Tax Rate
16.59%22.54%21.93%22.87%20.88%19.37%19.81%21.62%19.74%22.35%7.38%26.07%20.16%20.27%17.73%17.85%14.51%16.98%14.78%20.73%
SEC Filings: 10-K · 10-Q