Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	134.48	113.84	117.68	113.68	95.57
Net Interest Income Growth	18.13%	-3.26%	3.51%	18.95%	-3.64%
Non-Interest Income	34.46	36.89	35.07	34.65	42.26
Non-Interest Income Growth	-6.59%	5.17%	1.23%	-18.02%	-1.62%
Revenues Before Loan Losses	168.93	150.73	152.75	148.33	137.83
Provision for Credit Losses	4.64	0.96	2.91	2.9	-1.3
Revenue	164.3	149.77	149.84	145.42	139.14
Revenue Growth (YoY)	9.70%	-0.04%	3.04%	4.52%	1.92%
Compensation Expenses	60.53	54.85	52.52	48.66	47.12
Selling, General & Admin	21.27	19.54	19.04	18.91	22.51
Other Non-Interest Expenses	35.92	21.6	21.17	23.01	20.88
Total Non-Interest Expense	117.73	95.99	92.72	90.58	90.51
Pretax Income	45.94	52.61	57.12	54.85	48.63
Provision for Income Taxes	9.02	9.07	12.27	11.29	9.33
Net Income	36.92	43.54	44.85	43.56	39.3
Net Income to Common	36.92	43.54	44.85	43.56	39.3
Net Income Growth	-15.21%	-2.92%	2.97%	10.84%	18.21%
Shares Outstanding (Basic)	16	15	15	15	15
Shares Outstanding (Diluted)	16	15	15	15	15
Shares Change (YoY)	4.21%	0.76%	0.55%	0.45%	-1.48%
EPS (Basic)	2.32	2.86	2.95	2.89	2.63
EPS (Diluted)	2.31	2.84	2.95	2.89	2.61
EPS Growth	-18.66%	-3.73%	2.08%	10.73%	19.73%
Free Cash Flow	4.64	44.98	40.87	53.39	57.45
Free Cash Flow Growth	-89.69%	10.04%	-23.45%	-7.07%	313.09%
Free Cash Flow Per Share	0.29	2.94	2.69	3.53	3.82
Dividends Per Share	1.260	1.180	1.100	1.020	0.940
Dividend Growth	6.78%	7.27%	7.84%	8.51%	6.82%
Profit Margin	22.47%	29.30%	29.93%	29.95%	28.25%
FCF Margin	2.82%	30.27%	27.28%	36.71%	41.29%
EBITDA	0	5.13	5.13	5.22	5.54
EBITDA Margin	0.00%	3.45%	3.42%	3.59%	3.98%
Effective Tax Rate	19.63%	17.24%	21.47%	20.58%	19.18%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q