Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	40.25	36.92	43.54	44.85	43.56	39.3
Depreciation & Amortization	6.25	5.82	5.13	5.13	5.22	5.54
Provision for Credit Losses	5	5.27	2.13	2.91	2.9	-1.3
Stock-Based Compensation	3.4	3.08	3.29	2.65	1.94	2.15
Net Change in Loans Held-for-Sale	-10.27	-4.21	0.95	-2.19	5.52	18.58
Other Adjustments	-1.18	-0.85	-2.11	-0.93	0.34	-3.32
Changes in Other Operating Activities	2.55	2.25	-0.57	-5.02	-3.58	-1.77
Operating Cash Flow	43.98	48.28	52.37	47.4	55.91	59.17
Operating Cash Flow Growth	-17.30%	-7.82%	10.48%	-15.21%	-5.51%	186.06%
Net Change in Loans Held-for-Investment	-56.94	-42.1	-147.34	-96.84	-370.71	34.32
Net Change in Securities and Investments	-0.89	57.7	11.45	36.77	-35.66	-38.67
Payments for Business Acquisitions	-	77.52	-	-	-	-
Capital Expenditures	-5.29	-4.81	-7.4	-6.53	-2.52	-1.72
Sale of Property, Plant & Equipment	0.41	0.41	1.41	0.41	-	0.29
Other Investing Activities	8.42	-	-	3.9	-	1.03
Investing Cash Flow	66.79	88.71	-141.89	-62.29	-408.89	-4.75
Net Change in Deposits	39.62	22.31	126.53	97.73	-5.11	142.33
Short-Term Debt Issued	-119.45	-114.91	-21.05	-60.6	235.57	1.35
Net Short-Term Debt Issued (Repaid)	-119.45	-114.91	-21.05	-60.6	235.57	1.35
Long-Term Debt Issued	-	-	0.16	-	-	-
Long-Term Debt Repaid	-14.47	-14.48	-20.01	-2.32	-20.24	-159.02
Net Long-Term Debt Issued (Repaid)	-14.47	-14.48	-19.85	-2.32	-20.24	-159.02
Issuance of Common Stock	-1.19	-0.83	-1.01	-0.81	-	-0.62
Net Common Stock Issued (Repurchased)	-1.19	-0.83	-1.01	-0.81	-	-0.62
Common Dividends Paid	-21.19	-20.4	-17.79	-16.57	-15.33	-14.07
Financing Cash Flow	-116.68	-128.31	66.83	17.43	194.89	-30.03
Net Cash Flow	-5.92	8.68	-22.68	2.55	-158.09	24.38
Free Cash Flow	38.69	43.47	44.98	40.87	53.39	57.45
Free Cash Flow Growth	-10.99%	-3.36%	10.04%	-23.45%	-7.07%	313.09%
FCF Margin	27.13%	81.61%	77.72%	75.99%	36.71%	41.29%
Free Cash Flow Per Share	2.37	2.72	2.94	2.69	3.53	3.82
Levered Free Cash Flow	-90.17	-89.21	-0.19	-24.49	258.02	-116.33
Unlevered Free Cash Flow	3.51	3.26	-2.83	-6.42	-0.87	2.05

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q