Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	49.37	36.92	43.54	44.85	43.56	39.3
Depreciation & Amortization	7	6.15	5.13	6.33	6.42	6.6
Gain (Loss) on Sale of Assets	0.57	0.26	-0.19	0.18	0.01	0.38
Gain (Loss) on Sale of Investments	-0.23	4.93	1.61	2.4	2.82	1.6
Total Asset Writedown	-	-	-	-	-	-2.27
Provision for Credit Losses	5.72	5.27	2.13	2.91	2.9	-1.3
Net Decrease (Increase) in Loans Originated / Sold - Operating	-7.21	-4.21	0.95	-2.19	5.52	18.58
Change in Other Net Operating Assets	15.09	1.78	0.3	-6.34	-4.55	-4.11
Other Operating Activities	-10.22	-5.9	-4.38	-3.39	-2.71	-1.75
Operating Cash Flow	64.09	48.28	52.37	47.4	55.91	59.17
Operating Cash Flow Growth	24.82%	-7.82%	10.48%	-15.21%	-5.51%	186.06%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-6.92	-4.81	-7.4	-6.53	-2.52	-1.72
Sale of Property, Plant and Equipment	0.41	0.41	1.41	0.41	-	0.29
Cash Acquisitions	77.52	77.52	-	-	-	-
Investment in Securities	43.98	52.4	10.9	34.66	-28.15	-45.32
Net Decrease (Increase) in Loans Originated / Sold - Investing	-55.42	-42.1	-147.34	-96.84	-370.71	34.32
Other Investing Activities	12.06	5.3	0.55	6.01	-7.51	7.68
Investing Cash Flow	71.64	88.71	-141.89	-62.29	-408.89	-4.75

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	235.57	1.35
Long-Term Debt Issued	-	-	0.16	-	-	-
Total Debt Issued	4.25	-	0.16	-	235.57	1.35
Short-Term Debt Repaid	-	-114.91	-21.05	-60.6	-	-
Long-Term Debt Repaid	-	-14.48	-20.01	-2.32	-20.02	-159.02
Total Debt Repaid	-129.38	-129.39	-41.06	-62.92	-20.02	-159.02
Net Debt Issued (Repaid)	-125.13	-129.39	-40.9	-62.92	215.55	-157.68
Repurchase of Common Stock	-0.14	-	-	-	-	-
Common Dividends Paid	-21.88	-20.4	-17.79	-16.57	-15.33	-14.07
Net Increase (Decrease) in Deposit Accounts	30.67	22.31	126.53	97.73	-5.11	142.33
Other Financing Activities	-1.9	-0.83	-1.01	-0.81	-0.22	-0.62
Financing Cash Flow	-118.38	-128.31	66.83	17.43	194.89	-30.03

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	17.35	8.68	-22.68	2.55	-158.09	24.38

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	57.18	43.47	44.98	40.87	53.39	57.45
Free Cash Flow Growth	24.55%	-3.36%	10.04%	-23.45%	-7.07%	313.09%
Free Cash Flow Margin	30.51%	26.60%	30.23%	27.31%	36.72%	41.40%
Free Cash Flow Per Share	3.43	2.72	2.94	2.69	3.53	3.82

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	73.89	73.12	73.4	51.97	12.45	16.35
Cash Income Tax Paid	9.02	6.6	9.86	15.03	10.6	8.86

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 21, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 22, 2026

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