Bar Harbor Bankshares (BHB)

NYSEAMERICAN: BHB · Real-Time Price · USD

39.62

-0.03 (-0.08%)

Aug 24, 2026, 4:00 PM EDT - Market closed

Bar Harbor Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	187.39	163.41	148.79	149.66	145.41	138.76
Revenue Growth	27.46%	9.82%	-0.58%	2.92%	4.80%	1.62%
Net Income	49.37	36.92	43.54	44.85	43.56	39.3
Earnings Per Share	2.96	2.31	2.84	2.95	2.88	2.61
EPS Growth	15.11%	-18.66%	-3.73%	2.43%	10.35%	19.73%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	116.44	89.64	91.02	116.68	122.33	264.54
Total Debt	300.59	286.32	316.41	357.43	427.98	203.42
Net Cash (Debt)	-184.15	-196.67	-225.39	-240.75	-305.64	61.11
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.05	-12.33	-14.72	-15.84	-20.23	4.06

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	64.09	48.28	52.37	47.4	55.91	59.17
Capital Expenditures	-6.92	-4.81	-7.4	-6.53	-2.52	-1.72
Free Cash Flow	57.18	43.47	44.98	40.87	53.39	57.45
Free Cash Flow Growth	24.55%	-3.36%	10.04%	-23.45%	-7.07%	313.09%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	26.35%	22.59%	29.27%	29.97%	29.95%	28.32%
FCF Margin	30.51%	26.60%	30.23%	27.31%	36.72%	41.40%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.360	1.260	1.180	1.100	1.020	0.940
Dividend Per Share Growth	6.45%	6.78%	7.27%	7.84%	8.51%	6.82%
Dividend Yield	3.43%	4.17%	4.13%	4.18%	3.71%	3.92%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.40	14.04	10.72	9.92	11.08	11.03
Forward PE	10.71	8.88	11.24	10.98	9.84	10.41
P/FCF Ratio	11.62	11.92	10.38	10.89	9.04	7.55
PS Ratio	3.54	3.17	3.14	2.97	3.32	3.13