Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Statistics

Total Valuation

BHB has a market cap or net worth of $562.36 million. The enterprise value is $751.16 million.

Market Cap	562.36M
Enterprise Value	751.16M

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Feb 20, 2026

Share Statistics

BHB has 16.70 million shares outstanding. The number of shares has increased by 4.21% in one year.

Current Share Class	16.70M
Shares Outstanding	16.70M
Shares Change (YoY)	+4.21%
Shares Change (QoQ)	+2.91%
Owned by Insiders (%)	2.76%
Owned by Institutions (%)	55.52%
Float	16.23M

Valuation Ratios

The trailing PE ratio is 14.58 and the forward PE ratio is 9.44.

PE Ratio	14.58
Forward PE	9.44
PS Ratio	3.27
Forward PS	2.81
PB Ratio	1.06
P/TBV Ratio	1.50
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.35
EV / Sales	4.60
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.45%.

Return on Equity (ROE)	7.45%
Return on Assets (ROA)	0.84%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.29%
Revenue Per Employee	$356,779
Profits Per Employee	$80,609
Employee Count	458
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHB has paid $9.02 million in taxes.

Income Tax	9.02M
Effective Tax Rate	19.63%

Stock Price Statistics

The stock price has increased by +10.21% in the last 52 weeks. The beta is 0.65, so BHB's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+10.21%
50-Day Moving Average	31.43
200-Day Moving Average	30.53
Relative Strength Index (RSI)	60.90
Average Volume (20 Days)	74,865

Short Selling Information

The latest short interest is 143,562, so 0.86% of the outstanding shares have been sold short.

Short Interest	143,562
Short Previous Month	143,293
Short % of Shares Out	0.86%
Short % of Float	0.88%
Short Ratio (days to cover)	1.91

Income Statement

In the last 12 months, BHB had revenue of $163.41 million and earned $36.92 million in profits. Earnings per share was $2.31.

Revenue	163.41M
Gross Profit	163.41M
Operating Income	59.96M
Pretax Income	45.94M
Net Income	36.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.31

Balance Sheet

The company has $80.84 million in cash and $269.64 million in debt, with a net cash position of -$188.81 million or -$11.30 per share.

Cash & Cash Equivalents	80.84M
Total Debt	269.64M
Net Cash	-188.81M
Net Cash Per Share	-$11.30
Equity (Book Value)	532.54M
Book Value Per Share	31.88
Working Capital	-3.74B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.70%
Pretax Margin	28.11%
Profit Margin	22.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.80%.

Dividend Per Share	$1.28
Dividend Yield	3.80%
Dividend Growth (YoY)	6.67%
Years of Dividend Growth	22
Payout Ratio	55.41%
Buyback Yield	-4.21%
Shareholder Yield	-0.41%
Earnings Yield	6.57%
FCF Yield	n/a

Analyst Forecast

The average price target for BHB is $36.00, which is 6.92% higher than the current price. The consensus rating is "Buy".

Price Target	$36.00
Price Target Difference	6.92%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 22, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 22, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2