Bar Harbor Bankshares Statistics

Total Valuation

BHB has a market cap or net worth of $482.01 million. The enterprise value is $645.75 million.

Market Cap	482.01M
Enterprise Value	645.75M

Important Dates

The next estimated earnings date is Tuesday, January 28, 2025, after market close.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	Nov 14, 2024

Share Statistics

BHB has 15.27 million shares outstanding. The number of shares has increased by 0.62% in one year.

Current Share Class	15.27M
Shares Outstanding	15.27M
Shares Change (YoY)	+0.62%
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	2.58%
Owned by Institutions (%)	56.81%
Float	14.87M

Valuation Ratios

The trailing PE ratio is 11.35 and the forward PE ratio is 11.61.

PE Ratio	11.35
Forward PE	11.61
PS Ratio	3.23
Forward PS	3.03
PB Ratio	1.05
P/TBV Ratio	1.43
P/FCF Ratio	10.48
P/OCF Ratio	8.70
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.20
EV / Sales	4.34
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.04

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.83%.

Return on Equity (ROE)	9.83%
Return on Assets (ROA)	1.06%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$321,874
Profits Per Employee	$91,970
Employee Count	462
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHB has paid $9.16 million in taxes.

Income Tax	9.16M
Effective Tax Rate	17.74%

Stock Price Statistics

The stock price has increased by +14.70% in the last 52 weeks. The beta is 0.72, so BHB's price volatility has been lower than the market average.

Beta (5Y)	0.72
52-Week Price Change	+14.70%
50-Day Moving Average	33.53
200-Day Moving Average	29.69
Relative Strength Index (RSI)	49.22
Average Volume (20 Days)	47,576

Short Selling Information

The latest short interest is 64,273, so 0.42% of the outstanding shares have been sold short.

Short Interest	64,273
Short Previous Month	91,132
Short % of Shares Out	0.42%
Short % of Float	0.43%
Short Ratio (days to cover)	1.40

Income Statement

In the last 12 months, BHB had revenue of $148.71 million and earned $42.49 million in profits. Earnings per share was $2.78.

Revenue	148.71M
Gross Profit	148.71M
Operating Income	52.87M
Pretax Income	52.35M
Net Income	42.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.78

Full Income Statement

Balance Sheet

The company has $95.74 million in cash and $259.48 million in debt, giving a net cash position of -$163.75 million or -$10.72 per share.

Cash & Cash Equivalents	95.74M
Total Debt	259.48M
Net Cash	-163.75M
Net Cash Per Share	-$10.72
Equity (Book Value)	459.92M
Book Value Per Share	30.12
Working Capital	-3.35B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $55.42 million and capital expenditures -$9.43 million, giving a free cash flow of $45.99 million.

Operating Cash Flow	55.42M
Capital Expenditures	-9.43M
Free Cash Flow	45.99M
FCF Per Share	$3.01

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.55%
Pretax Margin	34.73%
Profit Margin	28.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.93%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.80%.

Dividend Per Share	$1.20
Dividend Yield	3.80%
Dividend Growth (YoY)	7.27%
Years of Dividend Growth	21
Payout Ratio	43.16%
Buyback Yield	-0.62%
Shareholder Yield	3.18%
Earnings Yield	8.82%
FCF Yield	9.54%

Dividend Details

Analyst Forecast

The average price target for BHB is $33.50, which is 6.11% higher than the current price. The consensus rating is "Hold".

Price Target	$33.50
Price Target Difference	6.11%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 22, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 22, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4