Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Statistics

Total Valuation

BHB has a market cap or net worth of $496.00 million. The enterprise value is $546.89 million.

Market Cap	496.00M
Enterprise Value	546.89M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Nov 20, 2025

Share Statistics

BHB has 16.69 million shares outstanding. The number of shares has increased by 2.19% in one year.

Current Share Class	16.69M
Shares Outstanding	16.69M
Shares Change (YoY)	+2.19%
Shares Change (QoQ)	+5.93%
Owned by Insiders (%)	2.67%
Owned by Institutions (%)	52.99%
Float	16.24M

Valuation Ratios

The trailing PE ratio is 12.88 and the forward PE ratio is 8.50.

PE Ratio	12.88
Forward PE	8.50
PS Ratio	3.03
Forward PS	2.49
PB Ratio	0.95
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.13
EV / Sales	3.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.37%.

Return on Equity (ROE)	7.37%
Return on Assets (ROA)	0.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$333,216
Profits Per Employee	$78,945
Employee Count	458
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHB has paid $8.60 million in taxes.

Income Tax	8.60M
Effective Tax Rate	19.22%

Stock Price Statistics

The stock price has decreased by -8.30% in the last 52 weeks. The beta is 0.69, so BHB's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	-8.30%
50-Day Moving Average	30.91
200-Day Moving Average	30.52
Relative Strength Index (RSI)	47.00
Average Volume (20 Days)	48,405

Short Selling Information

The latest short interest is 129,238, so 0.77% of the outstanding shares have been sold short.

Short Interest	129,238
Short Previous Month	122,875
Short % of Shares Out	0.77%
Short % of Float	0.80%
Short Ratio (days to cover)	2.27

Income Statement

In the last 12 months, BHB had revenue of $152.61 million and earned $36.16 million in profits. Earnings per share was $2.31.

Revenue	152.61M
Gross Profit	152.61M
Operating Income	54.18M
Pretax Income	44.76M
Net Income	36.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.31

Balance Sheet

The company has $141.29 million in cash and $192.19 million in debt, giving a net cash position of -$50.89 million or -$3.05 per share.

Cash & Cash Equivalents	141.29M
Total Debt	192.19M
Net Cash	-50.89M
Net Cash Per Share	-$3.05
Equity (Book Value)	520.96M
Book Value Per Share	31.22
Working Capital	-3.81B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	35.50%
Pretax Margin	29.33%
Profit Margin	23.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 4.28%.

Dividend Per Share	$1.28
Dividend Yield	4.28%
Dividend Growth (YoY)	6.78%
Years of Dividend Growth	21
Payout Ratio	54.61%
Buyback Yield	-2.19%
Shareholder Yield	2.12%
Earnings Yield	7.29%
FCF Yield	n/a

Analyst Forecast

The average price target for BHB is $34.50, which is 16.08% higher than the current price. The consensus rating is "Buy".

Price Target	$34.50
Price Target Difference	16.08%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 22, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 22, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2