Bar Harbor Bankshares Statistics

Total Valuation

BHB has a market cap or net worth of $549.18 million.

Market Cap	549.18M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 22, 2024, after market close.

Earnings Date	Oct 22, 2024
Ex-Dividend Date	Nov 14, 2024

Share Statistics

BHB has 15.27 million shares outstanding. The number of shares has increased by 0.62% in one year.

Current Share Class	15.27M
Shares Outstanding	15.27M
Shares Change (YoY)	+0.62%
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	2.58%
Owned by Institutions (%)	57.30%
Float	14.88M

Valuation Ratios

The trailing PE ratio is 12.94 and the forward PE ratio is 13.22.

PE Ratio	12.94
Forward PE	13.22
PS Ratio	3.68
Forward PS	3.47
PB Ratio	1.19
P/TBV Ratio	1.63
P/FCF Ratio	11.94
P/OCF Ratio	9.91
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.83%.

Return on Equity (ROE)	9.83%
Return on Assets (ROA)	1.06%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$321,874
Profits Per Employee	$91,970
Employee Count	462
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHB has paid $9.16 million in taxes.

Income Tax	9.16M
Effective Tax Rate	17.74%

Stock Price Statistics

The stock price has increased by +37.03% in the last 52 weeks. The beta is 0.66, so BHB's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	+37.03%
50-Day Moving Average	32.27
200-Day Moving Average	28.30
Relative Strength Index (RSI)	60.14
Average Volume (20 Days)	36,644

Short Selling Information

The latest short interest is 56,913, so 0.37% of the outstanding shares have been sold short.

Short Interest	56,913
Short Previous Month	67,841
Short % of Shares Out	0.37%
Short % of Float	0.38%
Short Ratio (days to cover)	1.95

Income Statement

In the last 12 months, BHB had revenue of $148.71 million and earned $42.49 million in profits. Earnings per share was $2.78.

Revenue	148.71M
Gross Profit	148.71M
Operating Income	52.87M
Pretax Income	52.35M
Net Income	42.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.78

Full Income Statement

Balance Sheet

The company has $95.74 million in cash and $259.48 million in debt, giving a net cash position of -$163.75 million or -$10.72 per share.

Cash & Cash Equivalents	95.74M
Total Debt	259.48M
Net Cash	-163.75M
Net Cash Per Share	-$10.72
Equity (Book Value)	459.92M
Book Value Per Share	30.12
Working Capital	-3.36B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $55.42 million and capital expenditures -$9.43 million, giving a free cash flow of $45.99 million.

Operating Cash Flow	55.42M
Capital Expenditures	-9.43M
Free Cash Flow	45.99M
FCF Per Share	$3.01

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	35.55%
Pretax Margin	34.73%
Profit Margin	28.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.73%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.34%.

Dividend Per Share	$1.20
Dividend Yield	3.34%
Dividend Growth (YoY)	7.27%
Years of Dividend Growth	20
Payout Ratio	43.16%
Buyback Yield	-0.62%
Shareholder Yield	2.71%
Earnings Yield	7.74%
FCF Yield	8.37%

Dividend Details

Analyst Forecast

The average price target for BHB is $30.50, which is -15.21% lower than the current price. The consensus rating is "Hold".

Price Target	$30.50
Price Target Difference	-15.21%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 22, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 22, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4