Bar Harbor Bankshares (BHB)

Bar Harbor Bankshares Statistics

Total Valuation

BHB has a market cap or net worth of $455.69 million. The enterprise value is $681.07 million.

Market Cap	455.69M
Enterprise Value	681.07M

Important Dates

The next estimated earnings date is Thursday, April 17, 2025, after market close.

Earnings Date	Apr 17, 2025
Ex-Dividend Date	Feb 20, 2025

Share Statistics

BHB has 15.32 million shares outstanding. The number of shares has increased by 0.76% in one year.

Current Share Class	15.32M
Shares Outstanding	15.32M
Shares Change (YoY)	+0.76%
Shares Change (QoQ)	+0.13%
Owned by Insiders (%)	2.48%
Owned by Institutions (%)	57.52%
Float	14.94M

Valuation Ratios

The trailing PE ratio is 10.48 and the forward PE ratio is 10.19.

PE Ratio	10.48
Forward PE	10.19
PS Ratio	3.05
Forward PS	2.79
PB Ratio	0.99
P/TBV Ratio	1.36
P/FCF Ratio	10.13
P/OCF Ratio	8.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.64
EV / Sales	4.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	15.14

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.04
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.78%.

Return on Equity (ROE)	9.78%
Return on Assets (ROA)	1.08%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$324,876
Profits Per Employee	$95,074
Employee Count	458
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHB has paid $9.07 million in taxes.

Income Tax	9.07M
Effective Tax Rate	17.24%

Stock Price Statistics

The stock price has increased by +16.08% in the last 52 weeks. The beta is 0.69, so BHB's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+16.08%
50-Day Moving Average	31.44
200-Day Moving Average	31.07
Relative Strength Index (RSI)	42.05
Average Volume (20 Days)	47,314

Short Selling Information

The latest short interest is 76,010, so 0.50% of the outstanding shares have been sold short.

Short Interest	76,010
Short Previous Month	43,717
Short % of Shares Out	0.50%
Short % of Float	0.51%
Short Ratio (days to cover)	1.62

Income Statement

In the last 12 months, BHB had revenue of $148.79 million and earned $43.54 million in profits. Earnings per share was $2.84.

Revenue	148.79M
Gross Profit	148.79M
Operating Income	55.37M
Pretax Income	52.35M
Net Income	43.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.84

Balance Sheet

The company has $91.02 million in cash and $316.41 million in debt, giving a net cash position of -$225.39 million or -$14.71 per share.

Cash & Cash Equivalents	91.02M
Total Debt	316.41M
Net Cash	-225.39M
Net Cash Per Share	-$14.71
Equity (Book Value)	458.43M
Book Value Per Share	30.00
Working Capital	-3.43B

Cash Flow

In the last 12 months, operating cash flow was $52.37 million and capital expenditures -$7.40 million, giving a free cash flow of $44.98 million.

Operating Cash Flow	52.37M
Capital Expenditures	-7.40M
Free Cash Flow	44.98M
FCF Per Share	$2.94

Margins

Gross Margin	n/a
Operating Margin	37.22%
Pretax Margin	35.36%
Profit Margin	29.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.23%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 4.03%.

Dividend Per Share	$1.20
Dividend Yield	4.03%
Dividend Growth (YoY)	7.14%
Years of Dividend Growth	10
Payout Ratio	42.25%
Buyback Yield	-0.76%
Shareholder Yield	3.23%
Earnings Yield	9.56%
FCF Yield	9.87%

Analyst Forecast

The average price target for BHB is $34.50, which is 15.97% higher than the current price. The consensus rating is "Hold".

Price Target	$34.50
Price Target Difference	15.97%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 22, 2017. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 22, 2017
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4