Berkshire Hills Bancorp, Inc. (BHLB)

Berkshire Hills Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	21.77	69.6	92.53	118.66	-533.33	96.49
Depreciation & Amortization	12.98	13.27	14.71	16.24	18.1	16.7
Share-Based Compensation	8.4	7.5	7.34	4.17	4.73	4.81
Other Operating Activities	83.55	66.8	-3.84	-54.28	737.83	-7.44
Operating Cash Flow	126.7	157.16	110.74	84.79	227.64	111.53
Operating Cash Flow Growth	-8.44%	41.92%	30.61%	-62.75%	104.12%	-49.82%
Capital Expenditures	-1.3	-1.82	-1.5	-1.61	-7.21	-10.57
Acquisitions	0	0	0	-352.81	0	110.77
Change in Investments	346.71	-284.64	-1,261.7	973.1	647.51	1,100
Other Investing Activities	2	2	2.31	2.57	0.81	2.14
Investing Cash Flow	347.41	-284.46	-1,260.89	621.24	641.1	1,203
Dividends Paid	-23.7	-31.71	-24.53	-24.55	-36.56	-45.11
Share Issuance / Repurchase	-26.7	-23.84	-124.25	-68.3	0.19	-52.56
Debt Issued / Paid	-567.23	380.78	14.11	-462.06	-256.37	-843.8
Other Financing Activities	330.65	319.97	342.36	-81.19	402.05	24
Financing Cash Flow	-286.98	645.19	207.7	-636.1	109.3	-917.47
Net Cash Flow	187.13	517.89	-942.45	69.93	978.05	396.64
Free Cash Flow	125.4	155.34	109.24	83.18	220.43	100.96
Free Cash Flow Growth	-7.89%	42.19%	31.33%	-62.26%	118.34%	-52.58%
Free Cash Flow Margin	35.50%	37.72%	26.42%	19.15%	57.54%	22.47%
Free Cash Flow Per Share	2.93	3.59	2.40	1.69	4.38	2.05

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).