Beacon Financial Corporation (BBT)

Beacon Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	604.29	503.11	329.59	339.71	344.6	291.17
Net Interest Income Growth	81.02%	52.65%	-2.98%	-1.42%	18.35%	-8.09%
Non-Interest Income	49.87	49.89	25.62	31.93	68.94	143.25
Non-Interest Income Growth	784.76%	94.78%	-19.79%	-53.68%	-51.88%	116.04%
Revenues Before Loan Losses	654.16	553	355.2	371.65	413.53	434.41
Provision for Credit Losses	0.01	0.01	-0.36	0.34	-	-
Revenue	654.15	552.99	355.56	371.31	413.53	434.41
Revenue Growth (YoY)	92.64%	55.53%	-4.24%	-10.21%	-4.81%	13.40%
Compensation Expenses	139.85	191.2	143.72	138.9	152.74	150.59
Selling, General & Admin	73.93	88.65	61.8	59.16	90.37	94.19
Other Non-Interest Expenses	69.4	109.89	36.34	41.47	45.61	41.11
Total Non-Interest Expense	410.99	389.75	241.87	239.52	288.72	285.89
Pretax Income	243.16	163.24	113.69	131.78	124.82	148.52
Provision for Income Taxes	44.95	31.59	22.98	18.92	21.29	30.36
Net Income	117.39	90.27	68.72	75	92.53	118.66
Net Income to Common	117.39	90.27	68.72	75	92.53	118.66
Net Income Growth	60.48%	31.37%	-8.38%	-18.95%	-22.02%	-
Shares Outstanding (Basic)	75	87	89	88	46	49
Shares Outstanding (Diluted)	75	88	89	88	46	50
Shares Change (YoY)	72.47%	-1.79%	0.96%	92.64%	-7.35%	-1.42%
EPS (Basic)	1.28	1.03	0.77	0.85	2.03	2.41
EPS (Diluted)	1.28	1.03	0.77	0.85	2.02	2.39
EPS Growth	-29.67%	33.77%	-9.41%	-57.92%	-15.48%	-
Shares Outstanding	83.82	83.82	89.1	88.89	76.84	77.62
Free Cash Flow	-	212.16	99.97	104.24	109.24	83.18
Free Cash Flow Growth	-	112.22%	-4.10%	-4.58%	31.33%	-62.26%
Free Cash Flow Per Share	-	2.42	1.12	1.18	2.38	1.68
Dividends Per Share	1.103	0.915	0.540	0.540	0.530	0.480
Dividend Growth	20.49%	69.44%	-	1.89%	10.42%	4.35%
Profit Margin	17.95%	16.32%	19.33%	20.20%	22.38%	27.32%
FCF Margin	-	38.37%	28.12%	28.07%	26.42%	19.15%
EBITDA	-	9.55	7.89	8.16	9.58	11.04
EBITDA Margin	-	1.73%	2.22%	2.20%	2.32%	2.54%
Effective Tax Rate	18.48%	19.35%	20.21%	14.35%	17.05%	20.44%

Updated Apr 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.