Berkshire Hills Bancorp, Inc. (BHLB)

Berkshire Hills Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,160	1,084	1,346	1,383	870	1,642
Market Cap Growth	-10.28%	-19.46%	-2.68%	58.97%	-47.00%	34.05%
Enterprise Value	449	388	786	-134	-116	1,890
PE Ratio	54.68	15.58	14.55	11.66	-1.63	17.02
PS Ratio	3.35	2.63	3.26	3.18	2.27	3.66
PB Ratio	1.17	1.07	1.41	1.17	0.73	0.93
P/FCF Ratio	9.44	6.98	12.32	16.63	3.95	16.26
P/OCF Ratio	9.34	6.90	12.16	16.32	3.82	14.72
EV/Sales Ratio	1.27	0.94	1.90	-0.31	-0.30	4.21
EV/EBITDA Ratio	14.18	4.23	6.12	-0.81	0.22	13.83
EV/EBIT Ratio	24.04	4.95	6.91	-0.90	0.21	15.76
EV/FCF Ratio	3.58	2.50	7.20	-1.61	-0.53	18.72
Debt / Equity Ratio	0.45	0.50	0.13	0.09	0.48	0.47
Debt / EBITDA Ratio	14.49	5.53	0.98	0.67	-1.07	6.06
Debt / FCF Ratio	3.66	3.26	1.15	1.33	2.59	8.20
Asset Turnover	0.03	0.03	0.04	0.04	0.03	0.03
Return on Equity (ROE)	2.20%	7.10%	9.20%	10.10%	-40.60%	5.60%
Return on Assets (ROA)	0.20%	0.60%	0.80%	1.00%	-4.10%	0.70%
Return on Capital (ROIC)	1.48%	4.58%	8.57%	9.18%	-30.30%	5.01%
Earnings Yield	1.84%	6.42%	6.87%	8.58%	-61.29%	5.88%
FCF Yield	10.59%	14.33%	8.11%	6.01%	25.33%	6.15%
Dividend Yield	2.63%	2.90%	1.80%	1.70%	4.20%	2.80%
Payout Ratio	144.00%	44.70%	26.60%	19.90%	-6.80%	46.50%
Buyback Yield / Dilution	2.29%	5.25%	7.35%	1.42%	-1.72%	-6.90%
Total Shareholder Return	4.92%	8.15%	9.15%	3.12%	2.48%	-4.10%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).