Berkshire Hills Bancorp Statistics
Total Valuation
BHLB has a market cap or net worth of $1.14 billion. The enterprise value is $1.05 billion.
Important Dates
The next estimated earnings date is Thursday, July 17, 2025, before market open.
| Earnings Date | Jul 17, 2025 |
| Ex-Dividend Date | May 15, 2025 |
Share Statistics
BHLB has 45.70 million shares outstanding. The number of shares has increased by 0.62% in one year.
| Current Share Class | 45.70M |
| Shares Outstanding | 45.70M |
| Shares Change (YoY) | +0.62% |
| Shares Change (QoQ) | +6.96% |
| Owned by Insiders (%) | 1.12% |
| Owned by Institutions (%) | 95.29% |
| Float | 45.16M |
Valuation Ratios
The trailing PE ratio is 10.17 and the forward PE ratio is 8.67.
| PE Ratio | 10.17 |
| Forward PE | 8.67 |
| PS Ratio | 2.51 |
| Forward PS | 1.84 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 8.55 |
| P/OCF Ratio | 8.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.85 |
| EV / Sales | 2.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.87 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.69%.
| Return on Equity (ROE) | 9.69% |
| Return on Assets (ROA) | 0.89% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $348,468 |
| Profits Per Employee | $86,357 |
| Employee Count | 1,238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BHLB has paid $33.66 million in taxes.
| Income Tax | 33.66M |
| Effective Tax Rate | 23.95% |
Stock Price Statistics
The stock price has increased by +16.57% in the last 52 weeks. The beta is 0.62, so BHLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +16.57% |
| 50-Day Moving Average | 24.98 |
| 200-Day Moving Average | 27.35 |
| Relative Strength Index (RSI) | 48.23 |
| Average Volume (20 Days) | 437,900 |
Short Selling Information
The latest short interest is 3.70 million, so 8.09% of the outstanding shares have been sold short.
| Short Interest | 3.70M |
| Short Previous Month | 3.55M |
| Short % of Shares Out | 8.09% |
| Short % of Float | 8.19% |
| Short Ratio (days to cover) | 7.44 |
Income Statement
In the last 12 months, BHLB had revenue of $431.40 million and earned $106.91 million in profits. Earnings per share was $2.46.
| Revenue | 431.40M |
| Gross Profit | 431.40M |
| Operating Income | 153.21M |
| Pretax Income | 140.57M |
| Net Income | 106.91M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.46 |
Full Income StatementBalance Sheet
The company has $831.35 million in cash and $740.19 million in debt, giving a net cash position of $91.15 million or $1.99 per share.
| Cash & Cash Equivalents | 831.35M |
| Total Debt | 740.19M |
| Net Cash | 91.15M |
| Net Cash Per Share | $1.99 |
| Equity (Book Value) | 1.20B |
| Book Value Per Share | 26.19 |
| Working Capital | -9.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $141.60 million and capital expenditures -$7.71 million, giving a free cash flow of $133.89 million.
| Operating Cash Flow | 141.60M |
| Capital Expenditures | -7.71M |
| Free Cash Flow | 133.89M |
| FCF Per Share | $2.93 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.51% |
| Pretax Margin | 32.58% |
| Profit Margin | 24.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.04% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 29.24% |
| Buyback Yield | -0.62% |
| Shareholder Yield | 2.26% |
| Earnings Yield | 9.34% |
| FCF Yield | 11.70% |
Dividend DetailsAnalyst Forecast
The average price target for BHLB is $32.70, which is 30.59% higher than the current price. The consensus rating is "Hold".
| Price Target | $32.70 |
| Price Target Difference | 30.59% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |