Berkshire Hills Bancorp, Inc. (BHLB)

Berkshire Hills Bancorp Statistics

Total Valuation

BHLB has a market cap or net worth of $1.11 billion. The enterprise value is $888.49 million.

Market Cap	1.11B
Enterprise Value	888.49M

Important Dates

The last earnings date was Thursday, July 24, 2025, before market open.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 14, 2025

Share Statistics

BHLB has 45.62 million shares outstanding. The number of shares has increased by 3.27% in one year.

Current Share Class	45.62M
Shares Outstanding	45.62M
Shares Change (YoY)	+3.27%
Shares Change (QoQ)	-0.12%
Owned by Insiders (%)	1.12%
Owned by Institutions (%)	95.11%
Float	45.09M

Valuation Ratios

The trailing PE ratio is 9.52 and the forward PE ratio is 7.54.

PE Ratio	9.52
Forward PE	7.54
PS Ratio	2.44
Forward PS	1.49
PB Ratio	0.91
P/TBV Ratio	0.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.85
EV / Sales	2.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.13%.

Return on Equity (ROE)	10.13%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$354,532
Profits Per Employee	$91,479
Employee Count	1,238
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BHLB has paid $37.61 million in taxes.

Income Tax	37.61M
Effective Tax Rate	24.93%

Stock Price Statistics

The stock price has decreased by -11.81% in the last 52 weeks. The beta is 0.66, so BHLB's price volatility has been lower than the market average.

Beta (5Y)	0.66
52-Week Price Change	-11.81%
50-Day Moving Average	25.38
200-Day Moving Average	27.12
Relative Strength Index (RSI)	34.66
Average Volume (20 Days)	455,198

Short Selling Information

The latest short interest is 3.30 million, so 7.24% of the outstanding shares have been sold short.

Short Interest	3.30M
Short Previous Month	3.50M
Short % of Shares Out	7.24%
Short % of Float	7.33%
Short Ratio (days to cover)	6.18

Income Statement

In the last 12 months, BHLB had revenue of $438.91 million and earned $113.25 million in profits. Earnings per share was $2.56.

Revenue	438.91M
Gross Profit	438.91M
Operating Income	165.16M
Pretax Income	140.57M
Net Income	113.25M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.56

Balance Sheet

The company has $807.57 million in cash and $585.60 million in debt, giving a net cash position of $221.97 million or $4.87 per share.

Cash & Cash Equivalents	807.57M
Total Debt	585.60M
Net Cash	221.97M
Net Cash Per Share	$4.87
Equity (Book Value)	1.22B
Book Value Per Share	26.79
Working Capital	-9.16B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.63%
Pretax Margin	34.37%
Profit Margin	25.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.96%.

Dividend Per Share	$0.72
Dividend Yield	2.96%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	35.22%
Buyback Yield	-3.27%
Shareholder Yield	-0.31%
Earnings Yield	10.20%
FCF Yield	n/a

Analyst Forecast

The average price target for BHLB is $33.88, which is 39.20% higher than the current price. The consensus rating is "Buy".

Price Target	$33.88
Price Target Difference	39.20%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2