Berkshire Hills Bancorp, Inc. (BHLB)
NYSE: BHLB · Real-Time Price · USD
25.04
+0.45 (1.83%)
Jun 6, 2025, 4:00 PM - Market closed

Berkshire Hills Bancorp Statistics

Total Valuation

BHLB has a market cap or net worth of $1.14 billion. The enterprise value is $1.05 billion.

Market Cap 1.14B
Enterprise Value 1.05B

Important Dates

The next estimated earnings date is Thursday, July 17, 2025, before market open.

Earnings Date Jul 17, 2025
Ex-Dividend Date May 15, 2025

Share Statistics

BHLB has 45.70 million shares outstanding. The number of shares has increased by 0.62% in one year.

Current Share Class 45.70M
Shares Outstanding 45.70M
Shares Change (YoY) +0.62%
Shares Change (QoQ) +6.96%
Owned by Insiders (%) 1.12%
Owned by Institutions (%) 95.29%
Float 45.16M

Valuation Ratios

The trailing PE ratio is 10.17 and the forward PE ratio is 8.67.

PE Ratio 10.17
Forward PE 8.67
PS Ratio 2.51
Forward PS 1.84
PB Ratio 0.96
P/TBV Ratio 0.97
P/FCF Ratio 8.55
P/OCF Ratio 8.08
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.85
EV / Sales 2.44
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.87

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.53
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.69%.

Return on Equity (ROE) 9.69%
Return on Assets (ROA) 0.89%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $348,468
Profits Per Employee $86,357
Employee Count 1,238
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BHLB has paid $33.66 million in taxes.

Income Tax 33.66M
Effective Tax Rate 23.95%

Stock Price Statistics

The stock price has increased by +16.57% in the last 52 weeks. The beta is 0.62, so BHLB's price volatility has been lower than the market average.

Beta (5Y) 0.62
52-Week Price Change +16.57%
50-Day Moving Average 24.98
200-Day Moving Average 27.35
Relative Strength Index (RSI) 48.23
Average Volume (20 Days) 437,900

Short Selling Information

The latest short interest is 3.70 million, so 8.09% of the outstanding shares have been sold short.

Short Interest 3.70M
Short Previous Month 3.55M
Short % of Shares Out 8.09%
Short % of Float 8.19%
Short Ratio (days to cover) 7.44

Income Statement

In the last 12 months, BHLB had revenue of $431.40 million and earned $106.91 million in profits. Earnings per share was $2.46.

Revenue 431.40M
Gross Profit 431.40M
Operating Income 153.21M
Pretax Income 140.57M
Net Income 106.91M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.46
Full Income Statement

Balance Sheet

The company has $831.35 million in cash and $740.19 million in debt, giving a net cash position of $91.15 million or $1.99 per share.

Cash & Cash Equivalents 831.35M
Total Debt 740.19M
Net Cash 91.15M
Net Cash Per Share $1.99
Equity (Book Value) 1.20B
Book Value Per Share 26.19
Working Capital -9.45B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $141.60 million and capital expenditures -$7.71 million, giving a free cash flow of $133.89 million.

Operating Cash Flow 141.60M
Capital Expenditures -7.71M
Free Cash Flow 133.89M
FCF Per Share $2.93
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.51%
Pretax Margin 32.58%
Profit Margin 24.78%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.04%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.88%.

Dividend Per Share $0.72
Dividend Yield 2.88%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 29.24%
Buyback Yield -0.62%
Shareholder Yield 2.26%
Earnings Yield 9.34%
FCF Yield 11.70%
Dividend Details

Analyst Forecast

The average price target for BHLB is $32.70, which is 30.59% higher than the current price. The consensus rating is "Hold".

Price Target $32.70
Price Target Difference 30.59%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4