Berkshire Hills Bancorp Statistics
Total Valuation
BHLB has a market cap or net worth of $1.22 billion. The enterprise value is $1.05 billion.
Important Dates
The last earnings date was Thursday, July 24, 2025, before market open.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 14, 2025 |
Share Statistics
BHLB has 45.71 million shares outstanding. The number of shares has increased by 3.27% in one year.
| Current Share Class | 45.71M |
| Shares Outstanding | 45.71M |
| Shares Change (YoY) | +3.27% |
| Shares Change (QoQ) | -0.12% |
| Owned by Insiders (%) | 1.12% |
| Owned by Institutions (%) | 98.43% |
| Float | 45.19M |
Valuation Ratios
The trailing PE ratio is 10.42 and the forward PE ratio is 8.25.
| PE Ratio | 10.42 |
| Forward PE | 8.25 |
| PS Ratio | 2.67 |
| Forward PS | 1.64 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 8.97 |
| P/OCF Ratio | 8.37 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.27 |
| EV / Sales | 2.39 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.73 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.71 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.13%.
| Return on Equity (ROE) | 10.13% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $354,532 |
| Profits Per Employee | $91,479 |
| Employee Count | 1,238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BHLB has paid $37.61 million in taxes.
| Income Tax | 37.61M |
| Effective Tax Rate | 24.93% |
Stock Price Statistics
The stock price has increased by +1.10% in the last 52 weeks. The beta is 0.66, so BHLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +1.10% |
| 50-Day Moving Average | 25.41 |
| 200-Day Moving Average | 26.94 |
| Relative Strength Index (RSI) | 63.18 |
| Average Volume (20 Days) | 403,245 |
Short Selling Information
The latest short interest is 3.17 million, so 6.94% of the outstanding shares have been sold short.
| Short Interest | 3.17M |
| Short Previous Month | 3.62M |
| Short % of Shares Out | 6.94% |
| Short % of Float | 7.02% |
| Short Ratio (days to cover) | 7.05 |
Income Statement
In the last 12 months, BHLB had revenue of $438.91 million and earned $113.25 million in profits. Earnings per share was $2.56.
| Revenue | 438.91M |
| Gross Profit | 438.91M |
| Operating Income | 165.16M |
| Pretax Income | 140.57M |
| Net Income | 113.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.56 |
Full Income StatementBalance Sheet
The company has $807.57 million in cash and $639.60 million in debt, giving a net cash position of $167.97 million or $3.67 per share.
| Cash & Cash Equivalents | 807.57M |
| Total Debt | 639.60M |
| Net Cash | 167.97M |
| Net Cash Per Share | $3.67 |
| Equity (Book Value) | 1.22B |
| Book Value Per Share | 26.79 |
| Working Capital | -9.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $145.37 million and capital expenditures -$9.60 million, giving a free cash flow of $135.77 million.
| Operating Cash Flow | 145.37M |
| Capital Expenditures | -9.60M |
| Free Cash Flow | 135.77M |
| FCF Per Share | $2.97 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.63% |
| Pretax Margin | 34.37% |
| Profit Margin | 25.80% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.93% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.70%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.70% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 35.22% |
| Buyback Yield | -3.27% |
| Shareholder Yield | -0.43% |
| Earnings Yield | 9.30% |
| FCF Yield | 11.15% |
Dividend DetailsAnalyst Forecast
The average price target for BHLB is $33.88, which is 27.23% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.88 |
| Price Target Difference | 27.23% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
