Berkshire Hills Bancorp Statistics
Total Valuation
BHLB has a market cap or net worth of $1.18 billion. The enterprise value is $448.53 million.
| Market Cap | 1.18B |
| Enterprise Value | 448.53M |
Important Dates
The last earnings date was Thursday, July 18, 2024, before market open.
| Earnings Date | Jul 18, 2024 |
| Ex-Dividend Date | Jun 20, 2024 |
Share Statistics
BHLB has 43.29 million shares outstanding. The number of shares has decreased by -2.29% in one year.
| Shares Outstanding | 43.29M |
| Shares Change (YoY) | -2.29% |
| Shares Change (QoQ) | -0.16% |
| Owned by Insiders (%) | 1.03% |
| Owned by Institutions (%) | 85.05% |
| Float | 41.60M |
Valuation Ratios
The trailing PE ratio is 54.68 and the forward PE ratio is 12.24. BHLB's PEG ratio is 1.74.
| PE Ratio | 54.68 |
| Forward PE | 12.24 |
| PS Ratio | 3.35 |
| Forward PS | 3.12 |
| PB Ratio | 1.17 |
| P/FCF Ratio | 9.44 |
| PEG Ratio | 1.74 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 14.18, with an EV/FCF ratio of 3.58.
| EV / Earnings | 20.60 |
| EV / Sales | 1.27 |
| EV / EBITDA | 14.18 |
| EV / EBIT | 24.04 |
| EV / FCF | 3.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 14.49 |
| Debt / FCF | 3.66 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.20% and return on invested capital (ROIC) is 1.48%.
| Return on Equity (ROE) | 2.20% |
| Return on Assets (ROA) | 0.20% |
| Return on Capital (ROIC) | 1.48% |
| Revenue Per Employee | $269,642 |
| Profits Per Employee | $16,621 |
| Employee Count | 1,310 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -3.12M |
| Effective Tax Rate | -16.70% |
Stock Price Statistics
The stock price has increased by +14.44% in the last 52 weeks. The beta is 0.89, so BHLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.89 |
| 52-Week Price Change | +14.44% |
| 50-Day Moving Average | 22.69 |
| 200-Day Moving Average | 22.28 |
| Relative Strength Index (RSI) | 83.49 |
| Average Volume (20 Days) | 311,731 |
Short Selling Information
The latest short interest is 1.07 million, so 2.48% of the outstanding shares have been sold short.
| Short Interest | 1.07M |
| Short Previous Month | 859,286 |
| Short % of Shares Out | 2.48% |
| Short % of Float | 2.58% |
| Short Ratio (days to cover) | 3.86 |
Income Statement
In the last 12 months, BHLB had revenue of $353.23 million and earned $21.77 million in profits. Earnings per share was $0.50.
| Revenue | 353.23M |
| Gross Profit | 353.23M |
| Operating Income | 18.66M |
| Pretax Income | 18.66M |
| Net Income | 21.77M |
| EBITDA | 31.64M |
| EBIT | 18.66M |
| Earnings Per Share (EPS) | $0.50 |
Balance Sheet
The company has $1.19 billion in cash and $458.59 million in debt, giving a net cash position of $735.10 million or $16.98 per share.
| Cash & Cash Equivalents | 1.19B |
| Total Debt | 458.59M |
| Net Cash | 735.10M |
| Net Cash Per Share | $16.98 |
| Equity (Book Value) | 1.01B |
| Book Value Per Share | 23.33 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $126.70 million and capital expenditures -$1.30 million, giving a free cash flow of $125.40 million.
| Operating Cash Flow | 126.70M |
| Capital Expenditures | -1.30M |
| Free Cash Flow | 125.40M |
| FCF Per Share | $2.93 |
Margins
Gross margin is 100.00%, with operating and profit margins of 5.28% and 6.16%.
| Gross Margin | 100.00% |
| Operating Margin | 5.28% |
| Pretax Margin | 5.28% |
| Profit Margin | 6.16% |
| EBITDA Margin | 8.96% |
| EBIT Margin | 5.28% |
| FCF Margin | 35.50% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 2.63%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 2.63% |
| Dividend Growth (YoY) | 9.09% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 144.00% |
| Buyback Yield | 2.29% |
| Shareholder Yield | 4.92% |
| Earnings Yield | 1.84% |
| FCF Yield | 10.59% |
Analyst Forecast
The average price target for BHLB is $22.75, which is -16.79% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.75 |
| Price Target Difference | -16.79% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |