Banco Macro S.A. (BMA)

Banco Macro Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	3,074,962	2,128,625	1,796,623	2,070,509	794,881
Net Interest Income Growth	44.46%	18.48%	-13.23%	160.48%	180.89%
Non-Interest Income	1,507,054	3,842,566	4,500,154	1,334,352	381,301
Non-Interest Income Growth	-60.78%	-14.61%	237.25%	249.95%	199.25%
Revenues Before Loan Losses	1,564,894	3,573,218	4,406,429	1,953,660	548,115
Provision for Credit Losses	-	-	-100,103	-46,776	-15,746
Revenue	4,069,379	6,043,351	6,196,674	3,358,084	1,160,436
Revenue Growth (YoY)	-32.66%	-2.47%	84.53%	189.38%	190.31%
Compensation Expenses	-954,276	-925,393	-606,492	-526,491	-239,493
Selling, General & Admin	-446,678	-481,929	-357,624	-265,527	-121,878
Other Non-Interest Expenses	-2,156,683	-4,169,398	-4,003,326	-2,163,455	-654,183
Total Non-Interest Expense	-3,557,637	-5,576,720	-4,967,443	-2,955,473	-1,015,554
Pretax Income	511,228	470,798	1,883,015	401,072	145,944
Provision for Income Taxes	-220,524	-43,091	-614,793	-124,572	-7,194
Net Income	289,493	426,406	1,267,459	276,451	138,745
Minority Interest in Earnings	1,211	1,301	763.79	48.04	4.53
Net Income to Common	289,493	426,406	1,267,459	276,451	138,745
Net Income Growth	-32.11%	-66.36%	358.47%	99.25%	80.42%
Shares Outstanding (Basic)	639	639	639	639	639
Shares Outstanding (Diluted)	639	639	639	639	639
Shares Change (YoY)	-0.00%	-	-	-	-
EPS (Basic)	452.75	509.06	1982.22	432.35	216.99
EPS (Diluted)	452.75	509.06	1982.22	432.35	216.99
EPS Growth	-11.06%	-74.32%	358.47%	99.25%	80.42%
Shares Outstanding	639	639	63.94	63.94	63.94
Free Cash Flow	498,151	2,469,988	-309,883	3,345,927	229,958
Free Cash Flow Growth	-79.83%	-	-	1355.01%	-32.58%
Free Cash Flow Per Share	779.08	3862.90	-484.64	5232.81	359.64
Dividends Per Share	-	491.071	628.288	117.360	22.180
Dividend Growth	-	-21.84%	435.35%	429.13%	41.82%
Profit Margin	7.14%	7.08%	20.47%	8.23%	11.96%
FCF Margin	12.24%	40.87%	-5.00%	99.64%	19.82%
EBITDA	178,815	181,722	126,518	103,406	43,225
EBITDA Margin	4.39%	3.01%	2.04%	3.08%	3.72%
Effective Tax Rate	-43.14%	-9.15%	-32.65%	-31.06%	-4.93%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q