Banco Macro S.A. (BMA)

Banco Macro Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	3,075,050	2,128,740	2,363,440	2,070,510	794,881
Net Interest Income Growth	44.45%	-9.93%	14.15%	160.48%	180.89%
Non-Interest Income	1,532,490	4,058,710	5,919,900	1,334,350	381,301
Non-Interest Income Growth	-62.24%	-31.44%	343.65%	249.95%	199.25%
Revenues Before Loan Losses	1,564,590	3,575,210	5,796,600	1,953,660	548,115
Provision for Credit Losses	-538,422	-142,214	-131,685	-46,776	-15,746
Revenue	4,069,110	6,045,230	8,151,650	3,358,080	1,160,440
Revenue Growth (YoY)	-32.69%	-25.84%	142.75%	189.38%	190.31%
Compensation Expenses	-954,276	-925,393	-797,832	-526,491	-239,493
Selling, General & Admin	-446,678	-481,929	-470,451	-265,527	-121,878
Other Non-Interest Expenses	-2,156,520	-4,168,480	-5,266,330	-2,163,460	-654,183
Total Non-Interest Expense	-3,557,480	-5,575,810	-6,534,610	-2,955,470	-1,015,550
Pretax Income	511,121	473,595	2,477,080	401,072	145,944
Provision for Income Taxes	-220,416	-44,100	-808,752	-124,572	-7,194
Net Income	289,495	428,194	1,667,330	276,451	138,745
Minority Interest in Earnings	1,211	1,301	1,005	48.04	4.53
Net Income to Common	289,495	428,194	1,667,330	276,451	138,745
Net Income Growth	-32.39%	-74.32%	503.12%	99.25%	80.42%
Shares Outstanding (Basic)	64	64	64	639	639
Shares Outstanding (Diluted)	64	64	64	639	639
Shares Change (YoY)	-0.00%	-	-90.00%	-	-
EPS (Basic)	4527.53	6696.67	26075.90	432.35	216.99
EPS (Diluted)	4527.53	6696.67	26075.90	432.35	216.99
EPS Growth	-32.39%	-74.32%	5931.17%	99.25%	80.42%
Shares Outstanding	63.94	63.94	63.94	63.94	63.94
Free Cash Flow	383,253	2,469,990	-407,647	3,345,930	229,958
Free Cash Flow Growth	-84.48%	-	-	1355.02%	-32.58%
Free Cash Flow Per Share	5993.86	38629.00	-6375.33	5232.81	359.64
Dividends Per Share	-	491.071	628.288	117.360	22.180
Dividend Growth	-	-21.84%	435.35%	429.13%	41.82%
Profit Margin	7.14%	7.10%	20.47%	8.23%	11.96%
FCF Margin	9.42%	40.86%	-5.00%	99.64%	19.82%
EBITDA	178,815	181,722	166,433	103,406	43,225
EBITDA Margin	4.39%	3.01%	2.04%	3.08%	3.72%
Effective Tax Rate	-43.12%	-9.31%	-32.65%	-31.06%	-4.93%

Updated Feb 25, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q