Banco Macro S.A. (BMA)

Banco Macro Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	228,517	324,143	1,267,415	134,025	44,554	76,900
Depreciation & Amortization	140,364	138,141	126,518	47,485	13,880	12,944
Provision for Credit Losses	363,656	109,355	100,051	20,424	5,056	23,115
Change in Trading Asset Securities	-299,863	4,667,610	-1,962,286	-450,209	109,430	-213,978
Change in Other Net Operating Assets	-3,596,606	-4,794,518	658,105	442,033	34,067	-72,266
Other Operating Activities	542,104	473,861	2,527,193	956,505	170,259	140,377
Operating Cash Flow	-2,621,829	918,591	2,716,996	1,150,263	377,247	-32,908
Operating Cash Flow Growth	-	-66.19%	136.21%	204.91%	-	-
Capital Expenditures	-129,935	-124,516	-124,285	-75,754	-13,426	-10,809
Cash Acquisitions	-8,526	-8,526	-47,813	-	-69.45	-
Other Investing Activities	142.18	-647.26	349,189	-11.89	-	-
Investing Cash Flow	-138,319	-133,690	177,091	-75,766	-13,496	-10,809
Long-Term Debt Issued	-	-	64,191	15,271	-	20.55
Total Debt Issued	732,486	-	64,191	15,271	-	20.55
Long-Term Debt Repaid	-	-116,743	-55,353	-30,364	-15,384	-18,402
Total Debt Repaid	-95,865	-116,743	-55,353	-30,364	-15,384	-18,402
Net Debt Issued (Repaid)	636,621	-116,743	8,838	-15,093	-15,384	-18,381
Common Dividends Paid	-41,106	-466,941	-391.29	-59,463	-	-1.18
Net Increase (Decrease) in Deposit Accounts	929,117	1,083,548	-2,902,593	461,986	-289,976	384,804
Other Financing Activities	-10,969	-8,344	-8,570	-3,230	-1,521	-1,668
Financing Cash Flow	1,513,663	491,520	-2,902,717	384,200	-306,881	364,753
Foreign Exchange Rate Adjustments	642,540	365,924	1,980,056	393,367	52,772	85,784
Net Cash Flow	-1,115,056	-151,368	-2,070,614	455,282	-171,335	185,077
Free Cash Flow	-2,751,764	794,074	2,592,711	1,074,509	363,821	-43,717
Free Cash Flow Growth	-	-69.37%	141.29%	195.34%	-	-
Free Cash Flow Margin	-103.32%	17.33%	41.86%	69.36%	97.67%	-10.97%
Free Cash Flow Per Share	-4303.58	1241.88	4054.83	1680.46	568.99	-68.37
Cash Income Tax Paid	-	322,211	57,804	8,378	21,554	24,546

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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