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Bank of Montreal (BMO)
NYSE: BMO · Real-Time Price · USD
179.45
+0.83 (0.46%)
At close: Jul 31, 2026, 4:00 PM EDT
179.54
+0.09 (0.05%)
After-hours: Jul 31, 2026, 7:34 PM EDT

Bank of Montreal Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
34,68332,65729,03427,08133,39727,166
Revenue Growth
13.34%12.48%7.21%-18.91%22.94%22.19%
Net Income
9,7318,7097,3184,42513,5377,754
Earnings Per Share
13.0311.449.515.7619.9911.58
EPS Growth
21.21%20.29%65.10%-71.19%72.63%53.38%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Canadian P&C
12,53312,17411,35910,5599,6448,786
US P&C
11,46011,48310,8119,1806,0605,511
BMO WM
5,8375,3904,6795,4114,5077,053
BMO CM
7,9217,4476,5146,3926,1126,126
Corporate Services
-31-699-590-2,2837,387-290

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Equivalents
67,14770,32268,73882,04393,200101,564
Total Debt
8,3368,5008,3778,2288,1506,893
Net Cash (Debt)
-8,336-8,500-8,377-8,228-8,150-6,893
Net Cash Growth
------
Net Cash Per Share
-11.69-11.75-11.50-11.58-12.24-10.63

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
19,48510,24026,7039,5914,95744,049
Capital Expenditures
-----777-484
Free Cash Flow
19,48510,24026,7039,5914,18043,565
Free Cash Flow Growth
131.63%-61.65%178.42%129.45%-90.41%-13.63%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Pretax Margin
37.31%35.37%32.84%21.96%51.51%42.91%
Profit Margin
28.09%26.72%25.24%16.38%40.53%28.54%
FCF Margin
56.18%31.36%91.97%35.42%12.52%160.37%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
4.8416.4406.1205.8005.4404.240
Dividend Per Share Growth
6.49%5.23%5.52%6.62%28.30%0%
Dividend Yield
2.70%4.00%4.16%3.64%3.11%3.43%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
18.4115.2313.3418.196.2811.60
Forward PE
17.1413.4212.548.369.3210.71
P/FCF Ratio
61.8412.063.477.8820.332.00
PS Ratio
4.933.783.192.792.543.21