Skip to main content
logo
Bank of Montreal (BMO)
NYSE: BMO · Real-Time Price · USD
174.43
+1.53 (0.88%)
At close: Aug 21, 2026, 4:00 PM EDT
175.00
+0.57 (0.33%)
After-hours: Aug 21, 2026, 7:51 PM EDT

Bank of Montreal Financials Overview

Millions CAD. Fiscal year is Nov - Oct.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
34,68332,65729,03427,08133,38127,059
Revenue Growth
13.34%12.48%7.21%-18.87%23.36%21.71%
Net Income
9,2828,2736,9324,09413,3067,510
Earnings Per Share
13.0211.449.515.7619.9911.58
EPS Growth
20.92%20.29%65.10%-71.19%72.63%53.38%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Canadian P&C
12,53312,17411,35910,5599,6448,786
US P&C
11,46011,48310,8119,1806,0605,511
BMO WM
5,8375,3904,6795,4114,5077,053
BMO CM
7,9217,4476,5146,3926,1126,126
Corporate Services
-31-699-590-2,2837,387-290

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Investments
454,606449,089395,744361,274362,644349,960
Total Debt
329,962324,743299,418276,413273,186200,822
Net Cash (Debt)
124,644124,34696,32684,86189,458149,138
Net Cash Growth
-28.05%29.09%13.51%-5.14%-40.02%21.20%
Net Cash Per Share
174.90171.92132.22119.44134.38229.91

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
3,60423,473-39,411-23,130-40,275-8,195
Capital Expenditures
-755-720-1,564-1,677-777-484
Free Cash Flow
2,84922,753-40,975-24,807-41,052-8,679
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Profit Margin
26.76%25.33%23.88%15.12%39.86%27.75%
FCF Margin
8.21%69.67%-141.13%-91.60%-122.98%-32.07%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
4.8416.4406.1205.8005.4404.240
Dividend Per Share Growth
6.49%5.23%5.52%6.62%28.30%0%
Dividend Yield
2.78%3.79%5.15%6.20%5.10%3.87%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
17.9215.0913.3518.456.3311.60
P/FCF Ratio
59.095.49----
PS Ratio
4.803.823.192.792.523.22