Bank of Montreal Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 30, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Interest Income	21,903	21,487	19,468	18,681	15,885	14,310
Net Interest Income Growth	5.67%	10.37%	4.21%	17.60%	11.01%	2.43%
Non-Interest Income	15,817	14,787	13,327	10,578	17,825	12,876
Non-Interest Income Growth	10.09%	10.96%	25.99%	-40.66%	38.44%	14.81%
Revenues Before Loan Losses	37,720	36,274	32,795	29,259	33,710	27,186
Provision for Credit Losses	3,037	3,617	3,761	2,178	313	20
Revenue	34,683	32,657	29,034	27,081	33,397	27,166
Revenue Growth	13.34%	12.48%	7.21%	-18.91%	22.94%	22.19%
Compensation Expenses	12,568	12,018	10,872	11,460	8,795	8,322
Selling, General & Admin	6,410	6,294	5,925	6,912	5,218	4,664
Other Non-Interest Expenses	2,766	2,795	2,702	2,762	1,498	3,922
Total Non-Interest Expense	21,744	21,107	19,499	21,134	16,194	15,509
Pretax Income	12,939	11,550	9,535	5,947	17,203	11,657
Provision for Income Taxes	3,195	2,825	2,208	1,510	4,349	2,504
Net Income	9,744	8,725	7,327	4,437	13,537	7,754
Minority Interest in Earnings	13	16	9	12	-	-
Net Income to Common	9,731	8,709	7,318	4,425	13,537	7,754
Net Income Growth	17.81%	19.01%	65.38%	-67.31%	74.58%	52.13%
Shares Outstanding (Basic)	712	722	728	709	664	647
Shares Outstanding (Diluted)	713	723	729	711	666	649
Shares Change	-2.19%	-0.72%	2.54%	6.73%	2.63%	1.02%
EPS (Basic)	13.06	11.46	9.52	5.77	20.04	11.60
EPS (Diluted)	13.03	11.44	9.51	5.76	19.99	11.58
EPS Growth	21.21%	20.29%	65.10%	-71.19%	72.63%	53.38%
Free Cash Flow	19,485	10,240	26,703	9,591	4,180	43,565
Free Cash Flow Growth	131.63%	-61.65%	178.42%	129.45%	-90.41%	-13.63%
Free Cash Flow Per Share	27.31	14.16	36.65	13.50	6.28	67.16
Dividends Per Share	6.600	6.440	6.120	5.800	5.440	4.240
Dividend Growth	5.10%	5.23%	5.52%	6.62%	28.30%	0%
Profit Margin	28.09%	26.72%	25.24%	16.38%	40.53%	28.54%
FCF Margin	56.18%	31.36%	91.97%	35.42%	12.52%	160.37%
Effective Tax Rate	24.69%	24.46%	23.16%	25.39%	25.28%	21.48%

SEC Filings: 10-K · 10-Q