Interest Income on Loans | 101.48 | 98.51 | 93.87 | 91.61 | 84.67 | |
Interest Income on Investments | 39.79 | 40.99 | 36.17 | 16.74 | 14.96 | |
Total Interest Income | 141.27 | 139.49 | 130.04 | 108.35 | 99.64 | |
Interest Paid on Deposits | 46.37 | 25.17 | 2.46 | 2.03 | 2.82 | |
Interest Paid on Borrowings | 0.24 | 11.56 | 0.09 | 1.37 | 0.16 | |
Total Interest Expense | 46.61 | 36.73 | 2.55 | 3.4 | 2.98 | |
Net Interest Income | 94.66 | 102.76 | 127.49 | 104.95 | 96.66 | |
Net Interest Income Growth (YoY) | -7.88% | -19.40% | 21.48% | 8.58% | 1.02% | |
Trust Income | 2.42 | 2.15 | 2.23 | 2.22 | 1.85 | |
Gain (Loss) on Sale of Investments | -32.54 | -5.89 | -0.06 | -0.02 | 0.92 | |
Other Non-Interest Income | 6.6 | 6.34 | 6.65 | 5.23 | 4.47 | |
Total Non-Interest Income | -21.36 | 4.68 | 10.82 | 9.03 | 8.55 | |
Non-Interest Income Growth (YoY) | - | -56.78% | 19.79% | 5.64% | 0.33% | |
Revenues Before Loan Losses | 73.3 | 107.44 | 138.31 | 113.98 | 105.21 | |
Provision for Loan Losses | 5.32 | 2.23 | -0.38 | -2.44 | 6.16 | |
Revenue | 67.98 | 105.2 | 138.69 | 116.42 | 99.05 | |
Revenue Growth (YoY) | -35.38% | -24.15% | 19.13% | 17.55% | -4.00% | |
Salaries and Employee Benefits | 42.39 | 41.21 | 39.5 | 36.42 | 31.68 | |
Occupancy Expenses | 4.8 | 4.91 | 4.31 | 4.21 | 4.59 | |
Federal Deposit Insurance | 1.86 | 1.88 | 1.18 | 0.89 | 0.47 | |
Amortization of Goodwill & Intangibles | 0.98 | 1.35 | 1.49 | 1.14 | 0.85 | |
Selling, General & Administrative | 20.54 | 19.41 | 20.23 | 17.77 | 15.11 | |
Other Non-Interest Expense | 10.57 | 9.96 | 7.5 | 5.17 | 4.72 | |
Total Non-Interest Expense | 81.82 | 79.48 | 75.27 | 66.18 | 58.46 | |
EBT Excluding Unusual Items | -13.84 | 25.72 | 63.42 | 50.24 | 40.59 | |
Pretax Income | -13.84 | 26.04 | 63.51 | 44.89 | 40.59 | |
Income Tax Expense | -5.43 | 6.14 | 16.92 | 11.66 | 10.35 | |
Net Income | -8.41 | 19.9 | 46.59 | 33.23 | 30.24 | |
Net Income to Common | -8.41 | 19.9 | 46.59 | 33.23 | 30.24 | |
Net Income Growth | - | -57.29% | 40.20% | 9.87% | -11.68% | |
Basic Shares Outstanding | 16 | 16 | 16 | 14 | 14 | |
Diluted Shares Outstanding | 16 | 16 | 16 | 14 | 14 | |
Shares Change (YoY) | 0.10% | 0.36% | 10.73% | 5.91% | -1.28% | |
EPS (Basic) | -0.52 | 1.24 | 2.93 | 2.32 | 2.24 | |
EPS (Diluted) | -0.52 | 1.24 | 2.92 | 2.30 | 2.22 | |
EPS Growth | - | -57.53% | 26.96% | 3.60% | -10.48% | |
Dividend Per Share | 1.000 | 1.000 | 0.980 | 0.940 | 0.920 | |
Dividend Growth | - | 2.04% | 4.25% | 2.17% | 15.00% | |
Effective Tax Rate | - | 23.59% | 26.65% | 25.97% | 25.49% | |