Bank of Marin Bancorp (BMRC)

NASDAQ: BMRC · IEX Real-Time Price · USD
16.67
+0.81 (5.11%)
Mar 27, 2024, 12:00 AM EDT - Market open

Total Valuation

BMRC has a market cap or net worth of $256.83 million. The enterprise value is $275.58 million.

Market Cap 256.83M
Enterprise Value 275.58M

Important Dates

The next estimated earnings date is Monday, April 22, 2024, before market open.

Earnings Date Apr 22, 2024
Ex-Dividend Date Feb 7, 2024

Share Statistics

BMRC has 16.19 million shares outstanding. The number of shares has increased by 0.36% in one year.

Shares Outstanding 16.19M
Shares Change (YoY) +0.36%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 10.78%
Owned by Institutions (%) 54.07%
Float 14.25M

Valuation Ratios

The trailing PE ratio is 13.44 and the forward PE ratio is 13.16. BMRC's PEG ratio is 1.93.

PE Ratio 13.44
Forward PE 13.16
PS Ratio 2.43
Forward PS 2.38
PB Ratio 0.58
P/FCF Ratio 7.57
PEG Ratio 1.93
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.35, with an EV/FCF ratio of 8.13.

EV / Earnings 13.85
EV / Sales 2.61
EV / EBITDA 9.35
EV / EBIT 10.58
EV / FCF 8.13

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.11
Debt / EBITDA 1.67
Debt / FCF 1.45
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.60% and return on invested capital (ROIC) is 4.51%.

Return on Equity (ROE) 4.60%
Return on Assets (ROA) 0.50%
Return on Capital (ROIC) 4.51%
Revenue Per Employee $320,720
Profits Per Employee $60,471
Employee Count 329
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, BMRC has paid $6.14 million in taxes.

Income Tax 6.14M
Effective Tax Rate 23.59%

Stock Price Statistics

The stock price has decreased by -29.42% in the last 52 weeks. The beta is 0.84, so BMRC's price volatility has been lower than the market average.

Beta (1Y) 0.84
52-Week Price Change -29.42%
50-Day Moving Average 17.78
200-Day Moving Average 18.94
Relative Strength Index (RSI) 47.47
Average Volume (30 Days) 62,714

Short Selling Information

The latest short interest is 783,848, so 4.84% of the outstanding shares have been sold short.

Short Interest 783,848
Short Previous Month 736,943
Short % of Shares Out 4.84%
Short % of Float 5.50%
Short Ratio (days to cover) 10.54

Income Statement

In the last 12 months, BMRC had revenue of $105.52 million and earned $19.90 million in profits. Earnings per share was $1.24.

Revenue 105.52M
Gross Profit 105.52M
Operating Income 28.82M
Pretax Income 26.04M
Net Income 19.90M
EBITDA 29.48M
EBIT 26.04M
Earnings Per Share (EPS) $1.24
Full Income Statement

Balance Sheet

The company has $30.45 million in cash and $49.20 million in debt, giving a net cash position of -$18.75 million or -$1.16 per share.

Cash & Cash Equivalents 30.45M
Total Debt 49.20M
Net Cash -18.75M
Net Cash Per Share -$1.16
Equity / Book Value 439.06M
Book Value Per Share 27.11
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $35.66 million and capital expenditures -$1.75 million, giving a free cash flow of $33.91 million.

Operating Cash Flow 35.66M
Capital Expenditures -1.75M
Free Cash Flow 33.91M
FCF Per Share $2.12
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 27.31% and 18.85%.

Gross Margin 100.00%
Operating Margin 27.31%
Pretax Margin 24.67%
Profit Margin 18.85%
EBITDA Margin 27.94%
EBIT Margin 24.67%
FCF Margin 32.14%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 6.00%.

Dividend Per Share $1.00
Dividend Yield 6.00%
Dividend Growth (YoY) 1.01%
Years of Dividend Growth 18
Payout Ratio 80.65%
Buyback Yield -0.36%
Shareholder Yield 5.64%
Earnings Yield 7.75%
FCF Yield 13.20%
Dividend Details

Analyst Forecast

The average price target for BMRC is $22.00, which is 31.97% higher than the current price. The consensus rating is "Hold".

Price Target $22.00
Price Target Difference 31.97%
Analyst Consensus Hold
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on November 28, 2018. It was a forward split with a ratio of 2:1.

Last Split Date Nov 28, 2018
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4