Bank of Marin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-35.68	-8.41	19.9	46.59	33.23
Depreciation & Amortization	2.14	2.44	3.45	3.33	2.88
Provision for Credit Losses	0.56	5.32	2.23	-0.38	-2.44
Stock-Based Compensation	2.76	2.29	2.24	2.55	2.52
Other Adjustments	85.58	33.13	10.46	8.39	4.4
Changes in Accrued Interest and Accounts Receivable	-17.18	-6.7	-4.15	2.23	5.55
Changes in Accounts Payable	0.59	0.17	2.38	-4.71	2.28
Changes in Other Operating Activities	0.3	0.12	-0.84	-2.72	-3.16
Operating Cash Flow	39.08	28.37	35.66	55.28	45.25
Operating Cash Flow Growth	37.76%	-20.46%	-35.49%	22.15%	10.79%
Net Change in Loans Held-for-Investment	-38.5	-9.72	20.21	164.02	256.86
Net Change in Securities and Investments	-133.47	206.61	312.28	-375.46	-737.19
Capital Expenditures	-1.82	-0.52	-1.75	-2.27	-1.04
Sale of Property, Plant & Equipment	-	0.02	-	-	-
Other Investing Activities	1.8	-1.22	3.95	-4.39	140.71
Investing Cash Flow	-171.99	195.17	334.69	-218.1	-340.67
Net Change in Deposits	195.53	-70.06	-283.27	-235.2	514.28
Short-Term Debt Issued	-	-26	-86	112	-13.89
Net Short-Term Debt Issued (Repaid)	-	-26	-86	112	-13.89
Long-Term Debt Issued	45	-	-	-	-
Long-Term Debt Repaid	-0.13	-0.15	-0.15	-0.13	-4.21
Net Long-Term Debt Issued (Repaid)	44.87	-0.15	-0.15	-0.13	-4.21
Issuance of Common Stock	0.04	0.04	0.28	0.9	0.59
Repurchase of Common Stock	-3.4	-4.32	-0.07	-1.29	-40.93
Net Common Stock Issued (Repurchased)	-3.36	-4.28	0.21	-0.39	-40.34
Common Dividends Paid	-16.13	-16.2	-16.11	-15.67	-13.11
Financing Cash Flow	220.91	-116.69	-385.32	-139.4	442.73
Net Cash Flow	88	106.85	-14.97	-302.22	147.32
Free Cash Flow	37.26	27.85	33.91	53.01	44.21
Free Cash Flow Growth	33.80%	-17.89%	-36.03%	19.91%	10.90%
FCF Margin	131.80%	46.73%	33.62%	38.09%	36.85%
Free Cash Flow Per Share	2.34	1.74	2.12	3.32	3.07
Levered Free Cash Flow	-6.77	-39.04	-67.16	154.32	21.64
Unlevered Free Cash Flow	-15.97	-4.48	-0.91	-4.13	6.51

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q