Bank of Marin Bancorp (BMRC)

Bank of Marin Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-6.46	-8.41	19.9	46.59	33.23	30.24
Depreciation & Amortization	2.35	2.44	3.45	3.33	2.88	3
Provision for Credit Losses	4.93	5.32	2.23	-0.38	-2.44	6.16
Stock-Based Compensation	2.71	2.29	2.24	2.55	2.52	2.71
Other Adjustments	15.87	33.13	10.46	8.39	4.4	-0.63
Changes in Accrued Interest and Accounts Receivable	-5.73	-6.7	-4.15	2.23	5.55	-5.14
Changes in Accounts Payable	-0.7	0.17	2.38	-4.71	2.28	-0.55
Changes in Other Operating Activities	0.08	0.12	-0.84	-2.72	-3.16	5.04
Operating Cash Flow	28.98	28.37	35.66	55.28	45.25	40.85
Operating Cash Flow Growth	9.17%	-20.46%	-35.49%	22.15%	10.79%	-0.21%
Net Change in Loans Held-for-Investment	17.71	-9.72	20.21	164.02	256.86	-249.34
Net Change in Securities and Investments	69.42	206.61	312.28	-375.46	-737.19	79.35
Capital Expenditures	-0.67	-0.52	-1.75	-2.27	-1.04	-0.98
Sale of Property, Plant & Equipment	-	0.02	-	-	-	-
Other Investing Activities	-0.11	-1.22	3.95	-4.39	140.71	-2.47
Investing Cash Flow	197.43	195.17	334.69	-218.1	-340.67	-173.44
Net Change in Deposits	17.87	-70.06	-283.27	-235.2	514.28	167.76
Short-Term Debt Issued	-13	-26	-86	112	-13.89	-
Net Short-Term Debt Issued (Repaid)	-13	-26	-86	112	-13.89	-
Long-Term Debt Repaid	-0.15	-0.15	-0.15	-0.13	-4.21	-0.17
Net Long-Term Debt Issued (Repaid)	-0.15	-0.15	-0.15	-0.13	-4.21	-0.17
Issuance of Common Stock	0.04	0.04	0.28	0.9	0.59	1.42
Repurchase of Common Stock	-0.13	-4.32	-0.07	-1.29	-40.93	-6.97
Net Common Stock Issued (Repurchased)	-0.09	-4.28	0.21	-0.39	-40.34	-5.55
Common Dividends Paid	-16.18	-16.2	-16.11	-15.67	-13.11	-12.51
Financing Cash Flow	-2.79	-116.69	-385.32	-139.4	442.73	149.53
Net Cash Flow	223.62	106.85	-14.97	-302.22	147.32	16.93
Free Cash Flow	28.3	27.85	33.91	53.01	44.21	39.86
Free Cash Flow Growth	1.64%	-17.89%	-36.03%	19.91%	10.90%	-1.31%
FCF Margin	43.07%	44.43%	32.83%	38.09%	36.85%	42.92%
Free Cash Flow Per Share	1.76	1.74	2.12	3.32	3.07	2.93
Levered Free Cash Flow	-24.28	-39.04	-67.16	154.32	21.64	31.45
Unlevered Free Cash Flow	-4.67	-4.48	-0.91	-4.13	6.51	1.38

Updated Nov 7, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q