Bank of Commerce Holdings (BOCH)
Stock Price:
$7.58 USD
0.03 (0.40%)
Updated Aug 3, 2020 1:03 PM EDT - Market open
Key Info
| Market Cap |
130.71M |
| Revenue (ttm) |
53.53M |
| Net Income (ttm) |
13.57M |
| Shares Out |
16.74M |
| EPS (ttm) |
0.78 |
| PE Ratio |
9.72 |
| Forward PE |
n/a |
| Dividend |
$0.20 |
| Dividend Yield |
2.64% |
Stock Quote
| Trading Day |
Aug 3, 2020 |
| Last Price |
$7.58 |
| Previous Close |
$7.55 |
| Change ($) |
0.03 |
| Change (%) |
0.40% |
| Day's Open |
7.62 |
| Day's Range |
7.52 - 7.65 |
| Day's Volume |
15,393 |
| 52-Week Range |
5.68 - 12.31 |
More Stats
| Market Cap |
130.71M |
| Enterprise Value |
117.05M |
| Earnings Date (est) |
n/a |
| Ex-Dividend Date |
Mar 30, 2020 |
| Shares Outstanding |
16.74M |
| Float |
15.57M |
| EPS (basic) |
0.75 |
| EPS (diluted) |
0.78 |
| FCF / Share |
0.88 |
| Dividend |
$0.20 |
| Dividend Yield |
2.64% |
| Earnings Yield |
10.29% |
| FCF Yield |
11.91% |
| Payout Ratio |
32.00% |
| Shares Short |
241,748 |
| Short Ratio |
4.87 |
| Short % of Float |
1.58% |
| Beta |
0.73 |
| PE Ratio |
9.72 |
| Forward PE |
n/a |
| P/FCF Ratio |
8.39 |
| PS Ratio |
2.44 |
| PB Ratio |
0.75 |
| Revenue |
53.53M |
| Operating Income |
18.57M |
| Net Income |
13.57M |
| Free Cash Flow |
15.57M |
| Net Cash |
13.66M |
| Net Cash / Share |
0.79 |
| Gross Margin |
107.83% |
| Operating Margin |
34.69% |
| Profit Margin |
24.80% |
| FCF Margin |
29.09% |
| ROA |
0.87% |
| ROE |
8.17% |
| ROIC |
1.30% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (2)
| Buy |
0 |
| Overweight |
1 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$8.75*
(15.44% upside)
Low
8.00
Current: $7.58
High
9.50
Target: 8.75
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 57.72 | 51.57 | 45.24 | 39.72 | 36.95 | 33.74 | 34.58 | 32.30 | 29.06 | 26.22 |
| Revenue Growth | 11.93% | 13.99% | 13.9% | 7.48% | 9.52% | -2.41% | 7.04% | 11.17% | 10.83% | - |
| Gross Profit | 57.72 | 51.57 | 45.24 | 39.72 | 36.95 | 33.74 | 34.58 | 32.30 | 29.06 | 26.22 |
| Operating Income | 20.46 | 19.36 | 14.27 | 9.54 | 12.05 | 7.31 | 12.79 | 11.08 | 9.13 | 7.53 |
| Net Income | 14.96 | 15.73 | 7.34 | 5.26 | 8.59 | 5.73 | 7.94 | 7.42 | 7.26 | 6.22 |
| Shares Outstanding | 17.96 | 16.25 | 15.21 | 13.37 | 13.33 | 13.48 | 14.94 | 16.34 | 16.99 | 14.95 |
| Earnings Per Share | 0.83 | 0.96 | 0.48 | 0.39 | 0.62 | 0.41 | 0.52 | 0.40 | 0.37 | 0.35 |
| EPS Growth | -13.54% | 100% | 23.08% | -37.1% | 51.22% | -21.15% | 30% | 8.11% | 5.71% | - |
| Dividend Per Share | 0.19 | 0.15 | 0.12 | 0.12 | 0.12 | 0.12 | 0.14 | 0.12 | 0.12 | 0.18 |
| Dividend Growth | 26.67% | 25% | 0% | 0% | 0% | -14.29% | 16.67% | 0% | -33.33% | - |
| Operating Cash Flow | 16.65 | 20.73 | 13.63 | 11.88 | 10.34 | 14.08 | 9.93 | 44.68 | 6.25 | 5.62 |
| Capital Expenditures | -1.96 | -0.35 | -0.58 | -2.87 | -0.71 | -2.73 | -2.16 | -1.31 | -0.59 | -0.58 |
| Free Cash Flow | 14.69 | 20.38 | 13.05 | 9.01 | 9.63 | 11.35 | 7.77 | 43.37 | 5.66 | 5.04 |
| Cash & Equivalents | 80.60 | 47.37 | 66.97 | 68.41 | 51.19 | 58.42 | 58.52 | 45.07 | 47.32 | 63.26 |
| Total Debt | 20.27 | 23.72 | 27.27 | 29.04 | 105 | 85.31 | 90.47 | 154 | 138 | 175 |
| Net Cash / Debt | 60.34 | 23.65 | 39.70 | 39.36 | -53.81 | -26.89 | -31.95 | -108 | -90.93 | -112 |
| Assets | 1,480 | 1,307 | 1,269 | 1,141 | 1,015 | 997 | 956 | 979 | 941 | 939 |
| Liabilities | 1,305 | 1,169 | 1,142 | 1,047 | 925 | 894 | 855 | 869 | 827 | 835 |
| Book Value | 174 | 138 | 127 | 94.11 | 90.52 | 104 | 102 | 110 | 110 | 101 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Bank of Commerce Holdings |
| Country |
United States |
| Employees |
214 |
| CEO |
Randall S. Eslick |
Stock Information
| Ticker Symbol |
BOCH |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: BOCH |
| IPO Date |
June 29, 1998 |
Description
Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce that provides a range of financial services and products for small to medium-sized businesses, and retail customers in California. The company accepts various deposit products, such as checking, interest bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial loans, commercial real estate loans, residential real estate loans, consumer loans, construction loans, term loans, and small business administration loans. In addition, it provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. The company operates ten full service offices and one limited service office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.