BOK Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,649	1,630	1,766	1,635	982.68	774.82
Interest Income on Investments	898.06	900.85	870.63	707.5	409.42	405.11
Total Interest Income	2,547	2,531	2,636	2,342	1,392	1,180
Interest Paid on Deposits	870.57	955.77	1,026	626.6	121.75	33.48
Interest Paid on Borrowings	267.02	248.15	399.98	443.69	58.97	28.41
Total Interest Expense	1,138	1,204	1,426	1,070	180.72	61.9
Net Interest Income	1,410	1,327	1,211	1,272	1,211	1,118
Net Interest Income Growth	8.84%	9.63%	-4.83%	5.02%	8.35%	0.86%
Trust Income	275.7	257.16	230.86	207.32	196.33	178.27
Mortgage Banking Activities	75.7	77.59	74.11	55.7	49.37	105.9
Gain (Loss) on Sale of Investments	60.24	39.48	19.22	-34.93	-21.33	1.47
Other Non-Interest Income	342.19	349.33	396.71	453.35	308.26	365.92
Total Non-Interest Income	885.55	849.09	839.64	789.95	643.26	755.78
Non-Interest Income Growth	8.80%	1.13%	6.29%	22.80%	-14.89%	-10.27%
Revenues Before Loan Losses	2,295	2,176	2,050	2,062	1,855	1,874
Provision for Loan Losses	-	2	18	46	30	-100
Revenue	2,295	2,174	2,032	2,016	1,825	1,974
Revenue Growth	8.93%	6.99%	0.81%	10.50%	-7.56%	14.21%
Salaries and Employee Benefits	839.23	855.27	788.36	750.26	659.35	682.14
Occupancy Expenses	91.57	89.96	83.12	80.61	79.31	72.79
Federal Deposit Insurance	24.3	26.41	31.11	30.78	17.99	15.88
Amortization of Goodwill & Intangibles	9.8	10.62	11.61	13.88	15.69	18.31
Selling, General & Administrative	390.26	380.09	354.64	340.97	313.66	282.07
Other Non-Interest Expense	91.88	81.2	77.79	69.9	75.97	97.52
Total Non-Interest Expense	1,447	1,444	1,360	1,289	1,164	1,178
EBT Excluding Unusual Items	848.15	730.89	672.17	727.02	660.16	796.1
Other Unusual Items	8.52	9.73	-5.52	-43.77	-	-
Pretax Income	856.67	740.62	666.64	683.25	660.16	796.1
Income Tax Expense	187.23	162.64	143.09	152.12	139.86	179.78
Earnings From Continuing Operations	669.44	577.98	523.55	531.13	520.29	616.33
Minority Interest in Earnings	0.02	0.01	0.02	-0.39	-0.02	1.8
Net Income	669.46	577.99	523.57	530.75	520.27	618.12
Preferred Dividends & Other Adjustments	3.11	4.01	4.99	4.25	3.8	4.3
Net Income to Common	666.35	573.98	518.58	526.49	516.47	613.82
Net Income Growth	25.44%	10.68%	-1.50%	1.94%	-15.86%	41.95%
Basic Shares Outstanding	60	63	64	66	67	69
Diluted Shares Outstanding	60	63	64	66	67	69
Shares Change	-4.73%	-1.76%	-2.90%	-2.32%	-2.01%	-1.79%
EPS (Basic)	11.05	9.17	8.14	8.02	7.68	8.95
EPS (Diluted)	11.05	9.17	8.14	8.02	7.68	8.95
EPS Growth	31.66%	12.67%	1.44%	4.42%	-14.18%	44.57%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.670	2.400	2.240	2.180	2.140	2.100
Dividend Growth	14.10%	7.14%	2.75%	1.87%	1.91%	1.94%
Effective Tax Rate	21.86%	21.96%	21.46%	22.26%	21.19%	22.58%

SEC Filings: 10-K · 10-Q