BOK Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,640	1,630	1,766	1,635	982.68	774.82
Interest Income on Investments	885	900.85	870.63	707.5	409.42	405.11
Total Interest Income	2,525	2,531	2,636	2,342	1,392	1,180
Interest Paid on Deposits	895.56	955.77	1,026	626.6	121.75	33.48
Interest Paid on Borrowings	252.46	248.15	399.98	443.69	58.97	28.41
Total Interest Expense	1,148	1,204	1,426	1,070	180.72	61.9
Net Interest Income	1,377	1,327	1,211	1,272	1,211	1,118
Net Interest Income Growth	8.83%	9.63%	-4.83%	5.02%	8.35%	0.86%
Trust Income	269.71	257.16	230.86	207.32	196.33	178.27
Mortgage Banking Activities	78.73	77.59	74.11	55.7	49.37	105.9
Gain (Loss) on Sale of Investments	62.22	39.48	19.22	-34.93	-21.33	1.47
Other Non-Interest Income	364.65	349.33	396.71	453.35	308.26	365.92
Total Non-Interest Income	904.79	849.09	839.64	789.95	643.26	755.78
Non-Interest Income Growth	11.51%	1.13%	6.29%	22.80%	-14.89%	-10.27%
Revenues Before Loan Losses	2,282	2,176	2,050	2,062	1,855	1,874
Provision for Loan Losses	2	2	18	46	30	-100
Revenue	2,280	2,174	2,032	2,016	1,825	1,974
Revenue Growth	9.89%	6.99%	0.81%	10.50%	-7.56%	14.21%
Salaries and Employee Benefits	852.23	855.27	788.36	750.26	659.35	682.14
Occupancy Expenses	91.65	89.96	83.12	80.61	79.31	72.79
Federal Deposit Insurance	25.25	26.41	31.11	30.78	17.99	15.88
Amortization of Goodwill & Intangibles	10.15	10.62	11.61	13.88	15.69	18.31
Selling, General & Administrative	387.36	380.09	354.64	340.97	313.66	282.07
Other Non-Interest Expense	90.73	81.2	77.79	69.9	75.97	97.52
Total Non-Interest Expense	1,457	1,444	1,360	1,289	1,164	1,178
EBT Excluding Unusual Items	822.74	730.89	672.17	727.02	660.16	796.1
Other Unusual Items	9.73	9.73	-5.52	-43.77	-	-
Pretax Income	832.47	740.62	666.64	683.25	660.16	796.1
Income Tax Expense	182.03	162.64	143.09	152.12	139.86	179.78
Earnings From Continuing Operations	650.44	577.98	523.55	531.13	520.29	616.33
Minority Interest in Earnings	0.06	0.01	0.02	-0.39	-0.02	1.8
Net Income	650.5	577.99	523.57	530.75	520.27	618.12
Preferred Dividends & Other Adjustments	3.55	4.01	4.99	4.25	3.8	4.3
Net Income to Common	646.95	573.98	518.58	526.49	516.47	613.82
Net Income Growth	21.96%	10.68%	-1.50%	1.94%	-15.86%	41.95%
Basic Shares Outstanding	61	63	64	66	67	69
Diluted Shares Outstanding	61	63	64	66	67	69
Shares Change	-3.89%	-1.76%	-2.90%	-2.32%	-2.01%	-1.79%
EPS (Basic)	10.61	9.17	8.14	8.02	7.68	8.95
EPS (Diluted)	10.61	9.17	8.14	8.02	7.68	8.95
EPS Growth	26.90%	12.67%	1.44%	4.42%	-14.18%	44.57%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.520	2.400	2.240	2.180	2.140	2.100
Dividend Growth	10.53%	7.14%	2.75%	1.87%	1.91%	1.94%
Effective Tax Rate	21.87%	21.96%	21.46%	22.26%	21.19%	22.58%

SEC Filings: 10-K · 10-Q