Bowhead Specialty Holdings Inc. (BOW)
NYSE: BOW · Real-Time Price · USD
34.32
+0.10 (0.29%)
Nov 10, 2026, 4:00 PM EST - Market closed
BOW Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Premiums & Annuity Revenue | 565.31 | 491.68 | 385.11 | 263.9 | 182.86 |
Total Interest & Dividend Income | 73.96 | 57.83 | 40.12 | 19.37 | 4.73 |
Gain (Loss) on Sale of Investments | 0.03 | 0.04 | -0.02 | - | - |
Other Revenue | 3.7 | 2.04 | 0.44 | 0.13 | 0.01 |
| 642.99 | 551.59 | 425.66 | 283.4 | 187.6 | |
Revenue Growth | 23.83% | 29.58% | 50.20% | 51.06% | - |
Policy Benefits | 380.56 | 328.02 | 248.1 | 166.28 | 111.76 |
Policy Acquisition & Underwriting Costs | 59.87 | 46.51 | 32.4 | 20.94 | 15.19 |
Selling, General & Administrative | 105.79 | 102.26 | 89.11 | 63.46 | 45.99 |
Total Operating Expenses | 546.22 | 476.8 | 369.61 | 250.67 | 172.94 |
Operating Income | 96.77 | 74.79 | 56.05 | 32.73 | 14.66 |
Interest Expense | -10.88 | -2.01 | -0.73 | - | - |
Currency Exchange Gain (Loss) | 0.01 | -0.05 | -0.07 | 0.02 | - |
Other Non Operating Income (Expenses) | -3.14 | -3.14 | -1.92 | - | - |
EBT Excluding Unusual Items | 82.76 | 69.59 | 53.34 | 32.75 | 14.66 |
Other Unusual Items | -0.96 | -2.29 | -2.81 | -0.63 | - |
Pretax Income | 74.95 | 67.3 | 50.54 | 32.12 | 14.66 |
Income Tax Expense | 15.01 | 13.51 | 12.29 | 7.07 | 3.41 |
Net Income | 59.93 | 53.79 | 38.24 | 25.05 | 11.26 |
Net Income to Common | 59.93 | 53.79 | 38.24 | 25.05 | 11.26 |
Net Income Growth | 14.05% | 40.64% | 52.69% | 122.52% | - |
Shares Outstanding (Basic) | 33 | 33 | 29 | 24 | 24 |
Shares Outstanding (Diluted) | 34 | 34 | 30 | 24 | 24 |
Shares Change | -0.00% | 13.68% | 23.66% | - | - |
EPS (Basic) | 1.82 | 1.64 | 1.31 | 1.04 | 0.47 |
EPS (Diluted) | 1.77 | 1.59 | 1.29 | 1.04 | 0.47 |
EPS Growth | 13.88% | 23.26% | 24.04% | 121.75% | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Free Cash Flow | 406.64 | 326.02 | 291.18 | 232.41 | 177.67 |
Free Cash Flow Per Share | 12.04 | 9.66 | 9.81 | 9.68 | 7.40 |
Operating Margin | 15.05% | 13.56% | 13.17% | 11.55% | 7.81% |
Profit Margin | 9.32% | 9.75% | 8.98% | 8.84% | 6.00% |
Free Cash Flow Margin | 63.24% | 59.10% | 68.41% | 82.01% | 94.71% |
EBITDA | 99.29 | 76.42 | 56.22 | 32.89 | 14.79 |
EBITDA Margin | 15.44% | 13.85% | 13.21% | 11.61% | 7.88% |
D&A For EBITDA | 2.52 | 1.63 | 0.17 | 0.17 | 0.13 |
EBIT | 96.77 | 74.79 | 56.05 | 32.73 | 14.66 |
EBIT Margin | 15.05% | 13.56% | 13.17% | 11.55% | 7.81% |
Effective Tax Rate | 20.03% | 20.08% | 24.32% | 22.01% | 23.23% |
Revenue as Reported | 642.99 | 551.59 | 425.66 | 283.4 | 187.6 |