Blue Ridge Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	73.48	78.86	78.66	93.04	104.57	92.48
Net Interest Income Growth	-4.64%	0.25%	-15.46%	-11.02%	13.07%	107.78%
Non-Interest Income	9.36	12.84	13.57	28.38	48.09	86.99
Non-Interest Income Growth	-46.54%	-5.43%	-52.17%	-41.00%	-44.71%	55.75%
Revenues Before Loan Losses	82.84	91.7	92.23	121.42	152.66	179.47
Provision for Credit Losses	2.65	-8	-10.2	22.32	25.69	0.12
Revenue	80.19	99.7	102.43	99.09	126.97	179.35
Revenue Growth	-15.82%	-2.67%	3.37%	-21.96%	-29.20%	99.48%
Compensation Expenses	40.65	46.17	58.16	58.16	56.01	61.48
Selling, General & Admin	18.56	19.67	21.6	25.19	20.1	17.46
Other Non-Interest Expenses	12.39	16.08	34.08	74.59	28.67	32.05
Total Non-Interest Expense	71.6	81.92	113.84	157.94	104.78	110.99
Pretax Income	7.5	17.78	-11.41	-58.84	22.2	68.36
Provision for Income Taxes	1.9	3.07	-1.12	-7.07	5.2	15.74
Net Income	5.6	10.71	-15.39	-51.77	-0.34	0.14
Earnings From Discontinued Operations	-	-	-	-	0.34	-0.14
Net Income to Common	5.6	10.71	-15.39	-51.77	34.67	104.95
Net Income Growth	332.33%	-	-	-	-66.97%	196.55%
Shares Outstanding (Basic)	88	88	49	19	19	18
Shares Outstanding (Diluted)	97	97	49	19	19	18
Shares Change	11.20%	97.98%	159.37%	0.61%	5.46%	109.13%
EPS (Basic)	0.12	0.12	-0.31	-2.73	0.92	2.94
EPS (Diluted)	0.11	0.11	-0.31	-2.73	0.92	2.94
EPS Growth	-	-	-	-	-68.71%	42.03%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	11.95	-6.9	43.1	93.48	58
Free Cash Flow Growth	-	-	-	-53.90%	61.18%	-
Free Cash Flow Per Share	-	0.12	-0.14	2.28	4.97	3.25
Dividends Per Share	-	-	-	0.122	0.490	0.460
Dividend Growth	-	-	-	-75.00%	6.52%	21.05%
Profit Margin	6.99%	10.74%	-15.02%	-52.25%	-0.27%	0.08%
FCF Margin	-	11.98%	-6.73%	43.49%	73.62%	32.34%
Effective Tax Rate	25.32%	17.25%	9.84%	12.02%	23.42%	23.02%

SEC Filings: 10-K · 10-Q