Banco Santander-Chile (BSAC)
NYSE: BSAC · Real-Time Price · USD
32.51
+0.09 (0.28%)
Jun 12, 2026, 4:00 PM EDT - Market closed
Banco Santander-Chile Income Statement
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,992,590 | 2,016,700 | 1,818,300 | 1,093,050 | 1,570,110 | 1,794,770 |
Net Interest Income Growth | 92.64% | 10.91% | 66.35% | -30.38% | -12.52% | 13.77% |
Non-Interest Income | 902,985 | 874,738 | 804,567 | 822,056 | 638,504 | 472,315 |
Non-Interest Income Growth | 114.09% | 8.72% | -2.13% | 28.75% | 35.19% | 8.18% |
Revenues Before Loan Losses | 2,895,570 | 2,891,430 | 2,622,870 | 1,923,870 | 2,218,930 | 2,266,610 |
Provision for Credit Losses | 158,777 | - | - | 322,785 | 356,494 | 291,228 |
| 2,736,800 | 2,891,430 | 2,622,870 | 1,601,080 | 1,862,430 | 1,975,390 | |
Revenue Growth (YoY) | 107.87% | 10.24% | 63.82% | -14.03% | -5.72% | 28.46% |
Compensation Expenses | 417,688 | 412,902 | 398,819 | 412,275 | 414,808 | 397,675 |
Selling, General & Admin | 368,522 | 387,605 | 366,431 | 320,111 | 310,219 | 280,134 |
Other Non-Interest Expenses | 212,386 | 135,159 | 141,435 | 175,400 | 236,299 | 223,485 |
Total Non-Interest Expense | 238,263 | 935,666 | 906,685 | 909,698 | 961,326 | 901,294 |
Pretax Income | 2,498,530 | 1,955,770 | 1,716,190 | 691,385 | 901,106 | 1,074,090 |
Provision for Income Taxes | 55,909 | - | - | - | - | - |
Net Income | 2,442,630 | 1,955,770 | 1,716,190 | 593,837 | 807,482 | 852,428 |
Minority Interest in Earnings | 7,288 | - | - | - | - | - |
Net Income to Common | 273,189 | 1,955,770 | 1,716,190 | 593,837 | 807,482 | 852,428 |
Net Income Growth | -1.66% | 13.96% | 189.00% | -26.46% | -5.27% | 54.22% |
Shares Outstanding (Basic) | 471 | 471 | 471 | 471 | 471 | 471 |
Shares Outstanding (Diluted) | 471 | 471 | 471 | 471 | 471 | 471 |
Shares Change (YoY) | 0.02% | - | - | - | - | - |
EPS (Basic) | 2220.00 | 2236.00 | 1820.00 | 1230.00 | 1681.60 | 1788.40 |
EPS (Diluted) | 2220.00 | 2236.00 | 1820.00 | 1230.00 | 1681.60 | 1788.40 |
EPS Growth | 2.02% | 22.86% | 47.97% | -26.86% | -5.97% | 53.85% |
Free Cash Flow | - | 412,728 | 1,008,710 | 1,241,330 | -417,381 | -652,674 |
Free Cash Flow Growth | - | -59.08% | -18.74% | - | - | - |
Free Cash Flow Per Share | - | 876.07 | 2141.11 | 2634.88 | -885.94 | -1385.38 |
Dividends Per Share | 3.353 | 3.353 | 3.186 | 1.844 | 2.575 | 2.467 |
Dividend Growth | - | 5.26% | 72.76% | -28.39% | 4.38% | 49.79% |
Profit Margin | 89.25% | 67.64% | 65.43% | 37.09% | 43.36% | 43.15% |
FCF Margin | - | 14.27% | 38.46% | 77.53% | -22.41% | -33.04% |
EBITDA | - | 135,159 | 141,435 | 143,762 | 129,993 | 122,055 |
EBITDA Margin | - | 4.67% | 5.39% | 8.98% | 6.98% | 6.18% |
Effective Tax Rate | 2.24% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |