Banco Santander-Chile (BSAC)
NYSE: BSAC · Real-Time Price · USD
33.47
-0.27 (-0.80%)
At close: Jul 24, 2026, 4:00 PM EDT
33.28
-0.19 (-0.57%)
After-hours: Jul 24, 2026, 7:34 PM EDT
Banco Santander-Chile Financials Overview
Financials in millions CLP. Fiscal year is January - December.
Millions CLP. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 2,000,680 | 2,891,430 | 2,622,870 | 1,601,080 | 1,862,430 | 1,975,390 |
Revenue Growth | -23.72% | 10.24% | 63.82% | -14.03% | -5.72% | 28.46% |
Net Income Net Income Growth | 655,761 | 1,955,770 | 1,716,190 | 593,837 | 807,482 | 852,428 |
Earnings Per Share EPS Growth | 1391.93 | 2236.00 | 1820.00 | 1230.00 | 1681.60 | 1788.40 |
EPS Growth | -23.52% | 22.86% | 47.97% | -26.86% | -5.97% | 53.85% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Wealth Management & Insurance Wealth Management & Insurance Growth | 91,174 | 81,187 | 77,259 | 60,049 | - |
Corporate & Investment Banking (CIB) Corporate & Investment Banking (CIB) Growth | 407,091 | 463,751 | 490,718 | 335,432 | 242,875 |
Retail Banking Retail Banking Growth | 1,711,010 | 1,627,939 | 1,619,076 | 1,361,652 | 1,102,439 |
Middle Market Middle Market Growth | 335,545 | 325,022 | 331,179 | 194,913 | 341,784 |
Corporate Activities (Others) Corporate Activities (Others) Growth | -281,837 | -418,118 | -942,873 | -113,981 | 284,804 |
Total Total Growth | 2,262,983 | 2,079,781 | 1,575,359 | 1,838,065 | 1,975,386 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 1,895,210 | 3,161,280 | 3,268,110 | 3,535,810 | 2,826,760 | 3,271,830 |
Total Debt Total Debt Growth | 9,868,740 | 10,277,100 | 10,737,400 | 9,814,980 | 8,899,760 | 8,397,060 |
Net Cash (Debt) Net Cash Growth | -9,868,740 | -10,277,100 | -10,737,400 | -9,814,980 | -8,899,760 | -8,397,060 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -20947.62 | -21814.42 | -22791.46 | -20833.51 | -18890.84 | -17823.80 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 472,022 | 472,022 | 1,054,490 | 1,315,760 | -358,988 | -594,679 |
Capital Expenditures CapEx Growth | -59,294 | -59,294 | -45,781 | -74,426 | -58,393 | -57,995 |
Free Cash Flow Free Cash Flow Growth | 412,728 | 412,728 | 1,008,710 | 1,241,330 | -417,381 | -652,674 |
Free Cash Flow Growth | - | -59.08% | -18.74% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 88.09% | 67.64% | 65.43% | 43.18% | 48.38% | 54.37% |
Profit Margin | 14.02% | 67.64% | 65.43% | 37.09% | 43.36% | 43.15% |
FCF Margin | 0.00% | 14.27% | 38.46% | 77.53% | -22.41% | -33.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.098 | 3.353 | 3.186 | 1.844 | 2.575 | 2.467 |
Dividend Per Share Growth | 10.67% | 5.26% | 72.76% | -28.39% | 4.38% | 49.79% |
Dividend Yield | 3.28% | 4.55% | 3.93% | 6.02% | 7.34% | 4.75% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.95 | 12.52 | 10.30 | 13.92 | 7.99 | 7.76 |
P/FCF Ratio | - | 31.96 | 8.76 | 6.50 | - | - |
PS Ratio | 6.12 | 4.56 | 3.37 | 5.04 | 3.40 | 3.31 |