Banco Santander-Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,992,590	2,016,700	1,818,300	1,093,050	1,570,110	1,794,770
Net Interest Income Growth	92.64%	10.91%	66.35%	-30.38%	-12.52%	13.77%
Non-Interest Income	902,985	874,738	804,567	822,056	638,504	472,315
Non-Interest Income Growth	114.09%	8.72%	-2.13%	28.75%	35.19%	8.18%
Revenues Before Loan Losses	2,895,570	2,891,430	2,622,870	1,923,870	2,218,930	2,266,610
Provision for Credit Losses	158,777	-	-	322,785	356,494	291,228
Revenue	2,736,800	2,891,430	2,622,870	1,601,080	1,862,430	1,975,390
Revenue Growth (YoY)	107.87%	10.24%	63.82%	-14.03%	-5.72%	28.46%
Compensation Expenses	417,688	412,902	398,819	412,275	414,808	397,675
Selling, General & Admin	368,522	387,605	366,431	320,111	310,219	280,134
Other Non-Interest Expenses	212,386	135,159	141,435	175,400	236,299	223,485
Total Non-Interest Expense	238,263	935,666	906,685	909,698	961,326	901,294
Pretax Income	2,498,530	1,955,770	1,716,190	691,385	901,106	1,074,090
Provision for Income Taxes	55,909	-	-	-	-	-
Net Income	273,189	1,955,770	1,716,190	593,837	807,482	852,428
Minority Interest in Earnings	7,288	-	-	-	-	-
Net Income to Common	273,189	1,955,770	1,716,190	593,837	807,482	852,428
Net Income Growth	-1.66%	13.96%	189.00%	-26.46%	-5.27%	54.22%
Shares Outstanding (Basic)	471	471	471	471	471	471
Shares Outstanding (Diluted)	471	471	471	471	471	471
Shares Change (YoY)	0.02%	-	-	-	-	-
EPS (Basic)	2220.00	2236.00	1820.00	1230.00	1681.60	1788.40
EPS (Diluted)	2220.00	2236.00	1820.00	1230.00	1681.60	1788.40
EPS Growth	2.02%	22.86%	47.97%	-26.86%	-5.97%	53.85%
Shares Outstanding	471.12	471.12	471.12	471.12	471.12	471.12
Free Cash Flow	-	412,728	1,008,710	1,241,330	-417,381	-652,674
Free Cash Flow Growth	-	-59.08%	-18.74%	-	-	-
Free Cash Flow Per Share	-	876.07	2141.11	2634.88	-885.94	-1385.38
Dividends Per Share	3.353	3.353	3.186	1.844	2.575	2.467
Dividend Growth	-	5.26%	72.76%	-28.39%	4.38%	49.79%
Profit Margin	89.25%	67.64%	65.43%	37.09%	43.36%	43.15%
FCF Margin	-	14.27%	38.46%	77.53%	-22.41%	-33.04%
EBITDA	-	135,159	141,435	143,762	129,993	122,055
EBITDA Margin	-	4.67%	5.39%	8.98%	6.98%	6.18%
Effective Tax Rate	2.24%	0.00%	0.00%	0.00%	0.00%	0.00%

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q