Banco Santander-Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,805,280	3,161,280	3,268,110	3,535,810	2,826,760	3,271,830
Securities and Investments	5,582,920	9,415,190	7,938,390	12,818,200	10,890,600	10,592,500
Short-Term Interbank Lending and Reverse Repurchase Agreements	1,108,190	496,054	184,345	68,438	32,990	428
Trading Assets	-	11,594,400	12,639,100	10,217,800	11,827,000	9,567,820
Other Earning Assets	293,770	261,192	843,628	605,529	477,762	629,136
Gross Loans	39,458,000	39,523,600	40,078,200	39,593,500	37,543,100	35,477,200
Net Loans	39,458,000	39,523,600	40,078,200	39,593,500	37,543,100	35,477,200
Net Property, Plant & Equipment	267,205	272,437	312,638	352,272	371,890	374,818
Other Intangible Assets	83,116	91,475	88,669	97,551	107,789	95,411
Long-Term Investments	68,312	67,040	59,785	55,284	46,586	37,694
Other Non-Earning Assets	3,891,190	3,212,280	3,046,030	3,437,280	4,297,470	3,795,130
Total Assets	69,896,900	68,095,000	68,458,900	70,781,600	68,422,000	63,842,000
Interest-bearing deposits	17,247,600	16,493,800	17,098,600	16,137,900	12,978,800	10,131,100
Noninterest-bearing deposits	13,746,400	14,075,600	14,260,600	13,537,800	14,086,200	17,900,900
Total Deposits	30,994,000	30,569,400	31,359,200	29,675,800	27,065,000	28,032,000
Short-Term Interbank Borrowing and Repurchase Agreements	6,205,570	6,189,480	4,614,540	10,649,100	9,180,120	8,913,220
Short-Term Borrowings	218,481	224,321	200,541	296,273	292,995	182,907
Trading Liabilities	-	10,587,300	12,155,000	9,521,580	11,319,300	9,507,030
Accounts Payable	1,812,210	1,068,220	497,110	775,082	746,872	379,934
Accrued Expenses	808,771	637,190	606,141	-	-	-
Long-Term Debt	10,225,600	10,277,100	10,737,400	9,814,980	8,899,760	8,397,060
Other Liabilities	4,162,260	3,702,370	3,892,160	4,706,330	5,953,990	4,002,240
Total Liabilities	65,003,100	63,255,300	64,062,100	65,439,100	63,458,100	59,414,400
Common Stock	891,303	891,303	891,303	891,303	891,303	891,303
Additional Paid-in Capital	3,485,910	3,459,800	3,232,510	3,769,330	3,450,790	3,148,700
Accumulated Other Comprehensive Income	-	-71,181	-107,174	-5,242	-167,147	-353,850
Retained Earnings	541,384	439,776	275,806	562,368	679,439	647,065
Total Common Shareholders' Equity	4,739,340	4,719,700	4,292,440	5,217,760	4,854,380	4,333,210
Minority Interest	154,485	119,942	104,394	124,735	109,564	94,360
Shareholders' Equity	4,893,820	4,839,640	4,396,830	5,342,500	4,963,950	4,427,570
Total Liabilities & Equity	69,896,900	68,095,000	68,458,900	70,781,600	68,422,000	63,842,000
Total Debt	10,225,600	10,277,100	10,737,400	9,814,980	8,899,760	8,397,060
Net Cash (Debt)	-10,225,600	-10,277,100	-10,737,400	-9,814,980	-8,899,760	-8,397,060
Net Cash Per Share	-21705.10	-21814.42	-22791.46	-20833.51	-18890.84	-17823.80
Book Value	4,739,340	4,719,700	4,292,440	5,217,760	4,854,380	4,333,210
Book Value Per Share	10059.80	10018.10	9111.23	11075.30	10304.00	9197.78
Tangible Book Value	4,656,220	4,628,220	4,203,770	5,120,210	4,746,590	4,237,800
Tangible Book Value Per Share	9883.40	9823.97	8923.02	10868.30	10075.20	8995.25

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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