Sierra Bancorp (BSRR)

Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	121.91	120.03	112.41	109.62	109.03	104.84
Net Interest Income Growth	6.15%	6.78%	2.54%	0.54%	4.00%	7.67%
Non-Interest Income	6.73	31.52	30.4	30.77	28.08	26.15
Non-Interest Income Growth	-73.51%	3.69%	-1.20%	9.58%	7.38%	11.39%
Revenues Before Loan Losses	128.64	151.55	142.81	140.39	137.11	130.99
Provision for Credit Losses	7.04	4.79	3.68	10.67	-3.65	8.55
Revenue	121.6	146.76	139.12	129.72	140.76	122.44
Revenue Growth (YoY)	-10.41%	5.49%	7.25%	-7.84%	14.96%	3.50%
Compensation Expenses	50.66	50.34	50.98	47.05	42.43	40.18
Selling, General & Admin	12.32	12.37	10.16	9.72	9.84	9.84
Other Non-Interest Expenses	28.88	30.18	31.52	28.03	31.29	25.89
Total Non-Interest Expense	91.86	92.89	92.66	84.8	83.56	75.91
Pretax Income	53.51	53.87	46.46	44.92	57.2	46.52
Provision for Income Taxes	12.81	13.31	11.62	11.26	14.19	11.08
Net Income	40.7	40.56	34.84	33.66	43.01	35.44
Net Income to Common	40.7	40.56	34.84	33.66	43.01	35.44
Net Income Growth	13.79%	16.41%	3.52%	-21.75%	21.35%	-1.44%
Shares Outstanding (Basic)	14	14	15	15	15	15
Shares Outstanding (Diluted)	14	14	15	15	15	15
Shares Change (YoY)	-3.42%	-2.32%	-1.90%	-2.15%	0.48%	-1.02%
EPS (Basic)	2.92	2.84	2.37	2.25	2.82	2.33
EPS (Diluted)	2.90	2.82	2.36	2.24	2.80	2.32
EPS Growth	17.89%	19.49%	5.36%	-20.00%	20.69%	-0.43%
Free Cash Flow	53.11	56	51.83	32.3	52.29	37.11
Free Cash Flow Growth	-5.15%	8.04%	60.46%	-38.22%	40.89%	-19.24%
Free Cash Flow Per Share	3.78	3.89	3.52	2.15	3.41	2.43
Dividends Per Share	0.990	0.960	0.920	0.920	0.870	0.800
Dividend Growth	3.13%	4.35%	-	5.75%	8.75%	8.11%
Profit Margin	35.44%	28.53%	25.79%	28.34%	29.79%	31.12%
FCF Margin	46.24%	39.39%	38.36%	27.20%	36.21%	32.59%
EBITDA	2.76	2.89	3.41	3.54	4.27	4.1
EBITDA Margin	2.41%	2.03%	2.52%	2.98%	2.96%	3.60%
Effective Tax Rate	23.94%	24.70%	25.01%	25.06%	24.80%	23.81%

Updated Jul 28, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q