Sierra Bancorp (BSRR)

Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	125.03	114.26	96.79	86.71	99.25	96.18
Interest Income on Investments	46.17	58.08	66.33	35.11	13.83	14.06
Total Interest Income	171.2	172.35	163.12	121.82	113.08	110.24
Interest Paid on Deposits	39	43.36	31.55	6.82	2.39	3.95
Interest Paid on Borrowings	9.11	8.96	19.16	5.39	1.66	1.46
Total Interest Expense	48.12	52.32	50.72	12.2	4.05	5.41
Net Interest Income	123.09	120.03	112.41	109.62	109.03	104.84
Net Interest Income Growth (YoY)	4.71%	6.78%	2.54%	0.54%	4.00%	7.67%
Gain (Loss) on Sale of Assets	-0.04	3.78	15.27	-0.01	0.18	-
Gain (Loss) on Sale of Investments	0.32	-2.93	-14.4	1.41	0.34	-0.35
Other Non-Interest Income	6.92	6.49	6.42	6.27	5.25	14.74
Total Non-Interest Income	30.76	31.52	30.4	30.77	28.08	26.15
Non-Interest Income Growth (YoY)	-4.02%	3.69%	-1.20%	9.58%	7.38%	11.39%
Revenues Before Loan Losses	153.85	151.55	142.81	140.39	137.11	130.99
Provision for Loan Losses	9.37	4.79	3.68	10.67	-3.65	8.55
Revenue	144.49	146.76	139.12	129.72	140.76	122.44
Revenue Growth (YoY)	0.56%	5.49%	7.25%	-7.84%	14.96%	3.50%
Salaries and Employee Benefits	49.08	48.38	49.23	45.77	41.44	39.49
Occupancy Expenses	8.06	7.87	7.66	7.52	7.64	2.03
Selling, General & Administrative	8.07	7.88	6.26	5.21	4.72	10.39
Other Non-Interest Expense	27.49	28.76	29.31	26.3	29.77	24
Total Non-Interest Expense	92.68	92.89	92.46	84.8	83.56	75.91
EBT Excluding Unusual Items	51.81	53.87	46.66	44.92	57.2	46.52
Other Unusual Items	-	-	-0.2	-	-	-
Pretax Income	51.81	53.87	46.46	44.92	57.2	46.52
Income Tax Expense	12.01	13.31	11.62	11.26	14.19	11.08
Net Income	39.8	40.56	34.84	33.66	43.01	35.44
Net Income to Common	39.8	40.56	34.84	33.66	43.01	35.44
Net Income Growth	9.08%	16.41%	3.52%	-21.75%	21.35%	-1.44%
Basic Shares Outstanding	14	14	15	15	15	15
Diluted Shares Outstanding	14	14	15	15	15	15
Shares Change (YoY)	-4.48%	-2.32%	-1.90%	-2.15%	0.48%	-1.02%
EPS (Basic)	2.90	2.84	2.37	2.25	2.82	2.33
EPS (Diluted)	2.88	2.82	2.36	2.24	2.80	2.32
EPS Growth	14.51%	19.49%	5.36%	-20.00%	20.69%	-0.43%
Dividend Per Share	1.000	0.960	0.920	0.920	0.870	0.800
Dividend Growth	6.38%	4.35%	-	5.75%	8.75%	8.11%
Effective Tax Rate	23.18%	24.70%	25.01%	25.06%	24.80%	23.81%

Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q