Interest Income on Loans | 114.26 | 96.79 | 86.71 | 99.25 | 96.18 | |
Interest Income on Investments | 58.08 | 66.33 | 35.11 | 13.83 | 14.06 | |
Total Interest Income | 172.35 | 163.12 | 121.82 | 113.08 | 110.24 | |
Interest Paid on Deposits | 43.36 | 31.55 | 6.82 | 2.39 | 3.95 | |
Interest Paid on Borrowings | 8.96 | 19.16 | 5.39 | 1.66 | 1.46 | |
Total Interest Expense | 52.32 | 50.72 | 12.2 | 4.05 | 5.41 | |
Net Interest Income | 120.03 | 112.41 | 109.62 | 109.03 | 104.84 | |
Net Interest Income Growth (YoY) | 6.78% | 2.54% | 0.54% | 4.00% | 7.67% | |
Gain (Loss) on Sale of Assets | 3.78 | 15.27 | -0.01 | 0.18 | - | |
Gain (Loss) on Sale of Investments | -2.93 | -14.4 | 1.41 | 0.34 | -0.35 | |
Other Non-Interest Income | 6.49 | 6.42 | 6.27 | 5.25 | 14.74 | |
Total Non-Interest Income | 31.52 | 30.4 | 30.77 | 28.08 | 26.15 | |
Non-Interest Income Growth (YoY) | 3.69% | -1.20% | 9.58% | 7.38% | 11.39% | |
Revenues Before Loan Losses | 151.55 | 142.81 | 140.39 | 137.11 | 130.99 | |
Provision for Loan Losses | 4.79 | 3.68 | 10.67 | -3.65 | 8.55 | |
Revenue | 146.76 | 139.12 | 129.72 | 140.76 | 122.44 | |
Revenue Growth (YoY) | 5.49% | 7.25% | -7.84% | 14.96% | 3.50% | |
Salaries and Employee Benefits | 48.38 | 49.23 | 45.77 | 41.44 | 39.49 | |
Occupancy Expenses | 7.87 | 7.66 | 7.52 | 7.64 | 2.03 | |
Selling, General & Administrative | 7.88 | 6.26 | 5.21 | 4.72 | 10.39 | |
Other Non-Interest Expense | 28.76 | 29.31 | 26.3 | 29.77 | 24 | |
Total Non-Interest Expense | 92.89 | 92.46 | 84.8 | 83.56 | 75.91 | |
EBT Excluding Unusual Items | 53.87 | 46.66 | 44.92 | 57.2 | 46.52 | |
Other Unusual Items | - | -0.2 | - | - | - | |
Pretax Income | 53.87 | 46.46 | 44.92 | 57.2 | 46.52 | |
Income Tax Expense | 13.31 | 11.62 | 11.26 | 14.19 | 11.08 | |
Net Income | 40.56 | 34.84 | 33.66 | 43.01 | 35.44 | |
Net Income to Common | 40.56 | 34.84 | 33.66 | 43.01 | 35.44 | |
Net Income Growth | 16.41% | 3.52% | -21.75% | 21.35% | -1.44% | |
Basic Shares Outstanding | 14 | 15 | 15 | 15 | 15 | |
Diluted Shares Outstanding | 14 | 15 | 15 | 15 | 15 | |
Shares Change (YoY) | -2.32% | -1.90% | -2.15% | 0.48% | -1.02% | |
EPS (Basic) | 2.84 | 2.37 | 2.25 | 2.82 | 2.33 | |
EPS (Diluted) | 2.82 | 2.36 | 2.24 | 2.80 | 2.32 | |
EPS Growth | 19.49% | 5.36% | -20.00% | 20.69% | -0.43% | |
Dividend Per Share | 0.960 | 0.920 | 0.920 | 0.870 | 0.800 | |
Dividend Growth | 4.35% | - | 5.75% | 8.75% | 8.11% | |
Effective Tax Rate | 24.70% | 25.01% | 25.06% | 24.80% | 23.81% | |