Sierra Bancorp (BSRR)

Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	124.69	120.03	112.41	109.62	109.03
Net Interest Income Growth	3.88%	6.78%	2.54%	0.54%	4.00%
Non-Interest Income	30.59	31.52	30.4	30.77	28.08
Non-Interest Income Growth	-2.96%	3.69%	-1.20%	9.58%	7.38%
Revenues Before Loan Losses	155.28	151.55	142.81	140.39	137.11
Provision for Credit Losses	6.1	4.79	3.78	10.54	-3.65
Revenue	149.18	146.76	139.03	129.84	140.76
Revenue Growth (YoY)	1.65%	5.56%	7.07%	-7.75%	14.96%
Compensation Expenses	51.06	50.34	50.98	47.05	42.43
Selling, General & Admin	27.25	28.05	25.7	9.72	9.84
Other Non-Interest Expenses	43.78	44.68	47.51	28.03	31.29
Total Non-Interest Expense	122.08	123.07	124.18	84.8	83.56
Pretax Income	56.34	53.87	46.46	44.92	57.2
Provision for Income Taxes	14.02	13.31	11.62	11.26	14.19
Net Income	42.33	40.56	34.84	33.66	43.01
Net Income to Common	42.33	40.56	34.84	33.66	43.01
Net Income Growth	4.36%	16.41%	3.52%	-21.75%	21.35%
Shares Outstanding (Basic)	13	14	15	15	15
Shares Outstanding (Diluted)	14	14	15	15	15
Shares Change (YoY)	-5.58%	-2.32%	-1.90%	-2.15%	0.48%
EPS (Basic)	3.14	2.84	2.37	2.25	2.82
EPS (Diluted)	3.11	2.82	2.36	2.24	2.80
EPS Growth	10.28%	19.49%	5.36%	-20.00%	20.69%
Free Cash Flow	32.17	56	51.83	32.3	52.29
Free Cash Flow Growth	-42.55%	8.04%	60.46%	-38.22%	40.89%
Free Cash Flow Per Share	2.37	3.89	3.52	2.15	3.41
Dividends Per Share	1.010	0.940	0.920	0.920	0.870
Dividend Growth	7.45%	2.17%	-	5.75%	8.75%
Profit Margin	28.37%	27.60%	25.10%	26.01%	30.56%
FCF Margin	21.57%	38.10%	37.34%	24.96%	37.15%
EBITDA	2.08	2.1	2.36	2.54	3.24
EBITDA Margin	1.40%	1.43%	1.70%	1.96%	2.30%
Effective Tax Rate	24.88%	24.70%	25.01%	25.06%	24.80%

Updated Feb 2, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q