Sierra Bancorp (BSRR)

Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	113.98	114.26	96.79	86.71	99.25	96.18
Interest Income on Investments	58.08	58.08	66.33	35.11	13.83	14.06
Total Interest Income	172.06	172.35	163.12	121.82	113.08	110.24
Interest Paid on Deposits	41.19	43.36	31.55	6.82	2.39	3.95
Interest Paid on Borrowings	8.96	8.96	19.16	5.39	1.66	1.46
Total Interest Expense	50.16	52.32	50.72	12.2	4.05	5.41
Net Interest Income	121.91	120.03	112.41	109.62	109.03	104.84
Net Interest Income Growth (YoY)	6.15%	6.78%	2.54%	0.54%	4.00%	7.67%
Gain (Loss) on Sale of Assets	-0.04	3.78	15.27	-0.01	0.18	-
Gain (Loss) on Sale of Investments	0.08	-2.93	-14.4	1.41	0.34	-0.35
Other Non-Interest Income	6.75	6.49	6.42	6.27	5.25	14.74
Total Non-Interest Income	30.5	31.52	30.4	30.77	28.08	26.15
Non-Interest Income Growth (YoY)	-4.77%	3.69%	-1.20%	9.58%	7.38%	11.39%
Revenues Before Loan Losses	152.4	151.55	142.81	140.39	137.11	130.99
Provision for Loan Losses	7.04	4.79	3.68	10.67	-3.65	8.55
Revenue	145.37	146.76	139.12	129.72	140.76	122.44
Revenue Growth (YoY)	2.12%	5.49%	7.25%	-7.84%	14.96%	3.50%
Salaries and Employee Benefits	48.7	48.38	49.23	45.77	41.44	39.49
Occupancy Expenses	7.87	7.87	7.66	7.52	7.64	2.03
Selling, General & Administrative	7.89	7.88	6.26	5.21	4.72	10.39
Other Non-Interest Expense	27.39	28.76	29.31	26.3	29.77	24
Total Non-Interest Expense	91.86	92.89	92.46	84.8	83.56	75.91
EBT Excluding Unusual Items	53.51	53.87	46.66	44.92	57.2	46.52
Other Unusual Items	-	-	-0.2	-	-	-
Pretax Income	53.51	53.87	46.46	44.92	57.2	46.52
Income Tax Expense	12.81	13.31	11.62	11.26	14.19	11.08
Net Income	40.7	40.56	34.84	33.66	43.01	35.44
Net Income to Common	40.7	40.56	34.84	33.66	43.01	35.44
Net Income Growth	13.79%	16.41%	3.52%	-21.75%	21.35%	-1.44%
Basic Shares Outstanding	14	14	15	15	15	15
Diluted Shares Outstanding	14	14	15	15	15	15
Shares Change (YoY)	-3.32%	-2.32%	-1.90%	-2.15%	0.48%	-1.02%
EPS (Basic)	2.92	2.84	2.37	2.25	2.82	2.33
EPS (Diluted)	2.90	2.82	2.36	2.24	2.80	2.32
EPS Growth	18.55%	19.49%	5.36%	-20.00%	20.69%	-0.43%
Dividend Per Share	0.990	0.960	0.920	0.920	0.870	0.800
Dividend Growth	6.45%	4.35%	-	5.75%	8.75%	8.11%
Effective Tax Rate	23.94%	24.70%	25.01%	25.06%	24.80%	23.81%

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q