Sierra Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	171.39	114.26	96.79	86.71	99.25
Interest Income on Investments	-	58.08	66.33	35.11	13.83
Total Interest Income	171.39	172.35	163.12	121.82	113.08
Interest Paid on Deposits	46.7	43.36	31.55	6.82	2.39
Interest Paid on Borrowings	-	8.96	19.16	5.39	1.66
Total Interest Expense	46.7	52.32	50.72	12.2	4.05
Net Interest Income	124.69	120.03	112.41	109.62	109.03
Net Interest Income Growth (YoY)	3.88%	6.78%	2.54%	0.54%	4.00%
Gain (Loss) on Sale of Assets	-0.05	3.78	15.27	-0.01	0.18
Gain (Loss) on Sale of Investments	0.12	-2.93	-14.4	1.41	0.34
Other Non-Interest Income	7.03	6.49	6.42	6.27	5.25
Total Non-Interest Income	30.59	31.52	30.4	30.77	28.08
Non-Interest Income Growth (YoY)	-2.96%	3.69%	-1.20%	9.58%	7.38%
Revenues Before Loan Losses	155.28	151.55	142.81	140.39	137.11
Provision for Loan Losses	6.1	4.79	3.68	10.67	-3.65
Revenue	149.18	146.76	139.12	129.72	140.76
Revenue Growth (YoY)	1.65%	5.49%	7.25%	-7.84%	14.96%
Salaries and Employee Benefits	51.06	48.38	49.23	45.77	41.44
Occupancy Expenses	-	7.87	7.66	7.52	7.64
Selling, General & Administrative	14.06	7.88	6.26	5.21	4.72
Other Non-Interest Expense	27.72	28.76	29.31	26.3	29.77
Total Non-Interest Expense	92.84	92.89	92.46	84.8	83.56
EBT Excluding Unusual Items	56.34	53.87	46.66	44.92	57.2
Other Unusual Items	-	-	-0.2	-	-
Pretax Income	56.34	53.87	46.46	44.92	57.2
Income Tax Expense	14.02	13.31	11.62	11.26	14.19
Net Income	42.33	40.56	34.84	33.66	43.01
Net Income to Common	42.33	40.56	34.84	33.66	43.01
Net Income Growth	4.36%	16.41%	3.52%	-21.75%	21.35%
Basic Shares Outstanding	13	14	15	15	15
Diluted Shares Outstanding	14	14	15	15	15
Shares Change (YoY)	-5.58%	-2.32%	-1.90%	-2.15%	0.48%
EPS (Basic)	3.14	2.84	2.37	2.25	2.82
EPS (Diluted)	3.11	2.82	2.36	2.24	2.80
EPS Growth	10.28%	19.49%	5.36%	-20.00%	20.69%
Dividend Per Share	1.010	0.960	0.920	0.920	0.870
Dividend Growth	5.21%	4.35%	-	5.75%	8.75%
Effective Tax Rate	24.88%	24.70%	25.01%	25.06%	24.80%

Updated Feb 2, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q