Sierra Bancorp (BSRR)
Stock Price:
$19.32 USD
0.48 (2.55%)
Updated Aug 10, 2020 2:23 PM EDT - Market open
Key Info
| Market Cap |
293.52M |
| Revenue (ttm) |
116.00M |
| Net Income (ttm) |
34.35M |
| Shares Out |
15.19M |
| EPS (ttm) |
2.23 |
| PE Ratio |
8.66 |
| Forward PE |
9.61 |
| Dividend |
$0.80 |
| Dividend Yield |
4.14% |
Stock Quote
| Trading Day |
Aug 10, 2020 |
| Last Price |
$19.32 |
| Previous Close |
$18.84 |
| Change ($) |
0.48 |
| Change (%) |
2.55% |
| Day's Open |
18.88 |
| Day's Range |
18.64 - 19.51 |
| Day's Volume |
13,633 |
| 52-Week Range |
13.05 - 30.15 |
More Stats
| Market Cap |
293.52M |
| Enterprise Value |
376.40M |
| Earnings Date (est) |
Oct 26, 2020 |
| Ex-Dividend Date |
Jul 30, 2020 |
| Shares Outstanding |
15.19M |
| Float |
13.84M |
| EPS (basic) |
2.25 |
| EPS (diluted) |
2.23 |
| FCF / Share |
3.13 |
| Dividend |
$0.80 |
| Dividend Yield |
4.14% |
| Earnings Yield |
11.54% |
| FCF Yield |
16.20% |
| Payout Ratio |
34.70% |
| Shares Short |
228,938 |
| Short Ratio |
3.76 |
| Short % of Float |
1.39% |
| Beta |
1.11 |
| PE Ratio |
8.66 |
| Forward PE |
9.61 |
| P/FCF Ratio |
6.17 |
| PS Ratio |
2.53 |
| PB Ratio |
0.82 |
| Revenue |
116.00M |
| Operating Income |
45.08M |
| Net Income |
34.35M |
| Free Cash Flow |
47.56M |
| Net Cash |
-82.87M |
| Net Cash / Share |
-5.45 |
| Gross Margin |
101.98% |
| Operating Margin |
38.86% |
| Profit Margin |
29.60% |
| FCF Margin |
41.00% |
| ROA |
1.21% |
| ROE |
11.00% |
| ROIC |
1.60% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (6)
| Buy |
1 |
| Overweight |
1 |
| Hold |
4 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$20.33*
(5.23% upside)
Low
19.0
Current: $19.32
High
23.0
Target: 20.33
*Average 12-month price target from 6 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 118 | 110 | 98.62 | 84.42 | 77.84 | 67.81 | 61.28 | 54.50 | 55.95 | 58.77 |
| Revenue Growth | 7.93% | 11.14% | 16.82% | 8.45% | 14.8% | 10.65% | 12.44% | -2.6% | -4.8% | - |
| Gross Profit | 118 | 110 | 98.62 | 84.42 | 77.84 | 67.81 | 61.28 | 54.50 | 55.95 | 58.77 |
| Operating Income | 47.72 | 39.58 | 33.18 | 26.37 | 27.14 | 21.43 | 16.46 | 7.84 | 8.34 | 7.13 |
| Net Income | 35.96 | 29.68 | 19.54 | 17.57 | 18.07 | 15.24 | 13.37 | 8.19 | 7.78 | 7.36 |
| Shares Outstanding | 15.31 | 15.26 | 14.17 | 13.53 | 13.46 | 14.00 | 14.16 | 14.10 | 14.10 | 13.98 |
| Earnings Per Share | 2.33 | 1.92 | 1.36 | 1.29 | 1.33 | 1.08 | 0.94 | 0.58 | 0.55 | 0.60 |
| EPS Growth | 21.35% | 41.18% | 5.43% | -3.01% | 23.15% | 14.89% | 62.07% | 5.45% | -8.33% | - |
| Dividend Per Share | 0.74 | 0.64 | 0.56 | 0.48 | 0.42 | 0.34 | 0.26 | 0.24 | 0.24 | 0.24 |
| Dividend Growth | 15.63% | 14.29% | 16.67% | 14.29% | 23.53% | 30.77% | 8.33% | 0% | 0% | - |
| Operating Cash Flow | 46.74 | 30.45 | 40.68 | 15.58 | 28.70 | 29.34 | 34.10 | 38.70 | 34.65 | 32.02 |
| Capital Expenditures | -0.77 | -3.12 | -2.14 | -3.59 | -2.47 | -2.38 | -0.67 | -3.41 | -2.73 | -2.48 |
| Free Cash Flow | 45.96 | 27.32 | 38.54 | 12.00 | 26.23 | 26.96 | 33.43 | 35.29 | 31.91 | 29.53 |
| Cash & Equivalents | 80.08 | 74.13 | 70.14 | 120 | 48.62 | 50.10 | 78.01 | 61.82 | 63.04 | 42.65 |
| Total Debt | 80.66 | 107 | 64.64 | 108 | 118 | 62.38 | 36.90 | 74.00 | 66.09 | 60.58 |
| Net Cash / Debt | -0.58 | -33.09 | 5.50 | 12.94 | -69.01 | -12.28 | 41.10 | -12.18 | -3.05 | -17.93 |
| Assets | 2,594 | 2,523 | 2,340 | 2,033 | 1,797 | 1,637 | 1,410 | 1,438 | 1,335 | 1,287 |
| Liabilities | 2,285 | 2,249 | 2,084 | 1,827 | 1,606 | 1,450 | 1,229 | 1,264 | 1,167 | 1,127 |
| Book Value | 309 | 273 | 256 | 206 | 190 | 187 | 182 | 174 | 169 | 160 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Sierra Bancorp |
| Country |
United States |
| Employees |
446 |
| CEO |
Kevin J. McPhaill |
Stock Information
| Ticker Symbol |
BSRR |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: BSRR |
| IPO Date |
November 2, 1994 |
Description
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include real estate, commercial, mortgage warehouse, agricultural, industrial, and consumer loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of February 4, 2020, it operated 40 full service branches, a loan production office, an online branch, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.