Popular Statistics
Total Valuation
Sierra Bancorp has a market cap or net worth of $390.70 million. The enterprise value is $664.49 million.
Important Dates
The last earnings date was Monday, October 27, 2025, before market open.
| Earnings Date | Oct 27, 2025 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
Sierra Bancorp has 13.30 million shares outstanding. The number of shares has decreased by -4.48% in one year.
| Current Share Class | 13.30M |
| Shares Outstanding | 13.30M |
| Shares Change (YoY) | -4.48% |
| Shares Change (QoQ) | -1.22% |
| Owned by Insiders (%) | 10.55% |
| Owned by Institutions (%) | 58.07% |
| Float | 11.90M |
Valuation Ratios
The trailing PE ratio is 10.20 and the forward PE ratio is 8.78.
| PE Ratio | 10.20 |
| Forward PE | 8.78 |
| PS Ratio | 2.79 |
| Forward PS | 2.40 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | 9.64 |
| P/OCF Ratio | 9.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.70 |
| EV / Sales | 4.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.07%.
| Return on Equity (ROE) | 11.07% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $296,078 |
| Profits Per Employee | $81,551 |
| Employee Count | 488 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Sierra Bancorp has paid $12.01 million in taxes.
| Income Tax | 12.01M |
| Effective Tax Rate | 23.18% |
Stock Price Statistics
The stock price has decreased by -8.64% in the last 52 weeks. The beta is 0.83, so Sierra Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | -8.64% |
| 50-Day Moving Average | 28.97 |
| 200-Day Moving Average | 28.86 |
| Relative Strength Index (RSI) | 54.48 |
| Average Volume (20 Days) | 47,087 |
Short Selling Information
The latest short interest is 183,929, so 1.38% of the outstanding shares have been sold short.
| Short Interest | 183,929 |
| Short Previous Month | 162,114 |
| Short % of Shares Out | 1.38% |
| Short % of Float | 1.55% |
| Short Ratio (days to cover) | 4.72 |
Income Statement
In the last 12 months, Sierra Bancorp had revenue of $144.49 million and earned $39.80 million in profits. Earnings per share was $2.88.
| Revenue | 144.49M |
| Gross Profit | 144.49M |
| Operating Income | 51.81M |
| Pretax Income | 51.81M |
| Net Income | 39.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.88 |
Full Income StatementBalance Sheet
The company has $95.50 million in cash and $369.29 million in debt, giving a net cash position of -$273.79 million or -$20.59 per share.
| Cash & Cash Equivalents | 95.50M |
| Total Debt | 369.29M |
| Net Cash | -273.79M |
| Net Cash Per Share | -$20.59 |
| Equity (Book Value) | 360.08M |
| Book Value Per Share | 27.08 |
| Working Capital | -3.00B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $41.85 million and capital expenditures -$1.33 million, giving a free cash flow of $40.52 million.
| Operating Cash Flow | 41.85M |
| Capital Expenditures | -1.33M |
| Free Cash Flow | 40.52M |
| FCF Per Share | $3.05 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.85% |
| Pretax Margin | 35.85% |
| Profit Margin | 27.54% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.04% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.40%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.40% |
| Dividend Growth (YoY) | 6.38% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 34.71% |
| Buyback Yield | 4.48% |
| Shareholder Yield | 7.88% |
| Earnings Yield | 10.19% |
| FCF Yield | 10.37% |
Dividend DetailsAnalyst Forecast
The average price target for Sierra Bancorp is $34.50, which is 17.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.50 |
| Price Target Difference | 17.39% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | $14.40 |
| Lynch Upside | -50.99% |
| Graham Number | $41.89 |
| Graham Upside | 42.54% |
Stock Splits
The last stock split was on November 17, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 17, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
