Sierra Bancorp (BSRR)

Sierra Bancorp Statistics

Total Valuation

Sierra Bancorp has a market cap or net worth of $382.96 million. The enterprise value is $579.80 million.

Market Cap	382.96M
Enterprise Value	579.80M

Important Dates

The next estimated earnings date is Monday, April 21, 2025, before market open.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	Feb 3, 2025

Share Statistics

Sierra Bancorp has 13.79 million shares outstanding. The number of shares has decreased by -2.32% in one year.

Current Share Class	13.79M
Shares Outstanding	13.79M
Shares Change (YoY)	-2.32%
Shares Change (QoQ)	-0.25%
Owned by Insiders (%)	10.73%
Owned by Institutions (%)	58.90%
Float	12.31M

Valuation Ratios

The trailing PE ratio is 9.89 and the forward PE ratio is 9.71.

PE Ratio	9.89
Forward PE	9.71
PS Ratio	2.71
Forward PS	2.42
PB Ratio	1.10
P/TBV Ratio	1.16
P/FCF Ratio	6.83
P/OCF Ratio	6.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.29
EV / Sales	3.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.32
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.67%.

Return on Equity (ROE)	11.67%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$300,734
Profits Per Employee	$83,115
Employee Count	488
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Sierra Bancorp has paid $13.31 million in taxes.

Income Tax	13.31M
Effective Tax Rate	24.70%

Stock Price Statistics

The stock price has increased by +37.62% in the last 52 weeks. The beta is 0.89, so Sierra Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+37.62%
50-Day Moving Average	29.71
200-Day Moving Average	28.63
Relative Strength Index (RSI)	39.00
Average Volume (20 Days)	38,162

Short Selling Information

The latest short interest is 112,510, so 0.82% of the outstanding shares have been sold short.

Short Interest	112,510
Short Previous Month	105,380
Short % of Shares Out	0.82%
Short % of Float	0.91%
Short Ratio (days to cover)	2.58

Income Statement

In the last 12 months, Sierra Bancorp had revenue of $146.76 million and earned $40.56 million in profits. Earnings per share was $2.82.

Revenue	146.76M
Gross Profit	146.76M
Operating Income	53.87M
Pretax Income	48.43M
Net Income	40.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.82

Balance Sheet

The company has $100.66 million in cash and $297.78 million in debt, giving a net cash position of -$197.12 million or -$14.29 per share.

Cash & Cash Equivalents	100.66M
Total Debt	297.78M
Net Cash	-197.12M
Net Cash Per Share	-$14.29
Equity (Book Value)	357.30M
Book Value Per Share	25.43
Working Capital	-2.89B

Cash Flow

In the last 12 months, operating cash flow was $57.15 million and capital expenditures -$1.16 million, giving a free cash flow of $56.00 million.

Operating Cash Flow	57.15M
Capital Expenditures	-1.16M
Free Cash Flow	56.00M
FCF Per Share	$4.06

Margins

Gross Margin	n/a
Operating Margin	36.71%
Pretax Margin	36.71%
Profit Margin	27.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	38.16%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.45%.

Dividend Per Share	$0.96
Dividend Yield	3.45%
Dividend Growth (YoY)	4.35%
Years of Dividend Growth	1
Payout Ratio	34.04%
Buyback Yield	2.32%
Shareholder Yield	5.76%
Earnings Yield	10.60%
FCF Yield	14.63%

Analyst Forecast

The average price target for Sierra Bancorp is $35.00, which is 26.04% higher than the current price. The consensus rating is "Hold".

Price Target	$35.00
Price Target Difference	26.04%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 17, 1997. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 17, 1997
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4