Cathay General Bancorp (CATY)

Cathay General Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020
Interest Income on Loans	293.98	300.99	310.31	303.34	302.53	302.48	293.11	273.48	261.18	243.32	211.54	181.02	166.09	164.06	163.95	161.49	159.72	163.62	167.56	168.15
Interest Income on Investments	25.41	28.99	29.18	29.52	30.11	30.79	30.36	26.63	24.21	20.46	14.47	8.51	5.85	5.13	4.68	3.88	3.6	3.98	4.68	5.86
Total Interest Income	319.4	329.98	339.49	332.86	332.64	333.26	323.47	300.11	285.39	263.79	226.01	189.53	171.95	169.19	168.63	165.38	163.32	167.6	172.23	174.01
Interest Paid on Deposits	138.5	155.64	165.7	162.59	152.33	141.11	128.23	110.63	87.99	57.4	24.09	12.62	11.19	12.14	14.54	15.52	19.6	25.14	32.01	36.73
Interest Paid on Borrowings	4.26	3.33	4.63	4.96	11.74	10.02	9.6	7.94	4.96	4.57	4.4	1.75	1.57	1.6	1.6	1.85	1.9	2.64	2.72	2.8
Total Interest Expense	142.76	158.97	170.34	167.54	164.07	151.13	137.83	118.57	92.95	61.97	28.49	14.37	12.76	13.74	16.14	17.37	21.5	27.78	34.73	39.53
Net Interest Income	176.64	171.01	169.16	165.32	168.57	182.14	185.64	181.53	192.44	201.81	197.53	175.16	159.19	155.45	152.48	148	141.82	139.82	137.5	134.48
Net Interest Income Growth (YoY)	4.78%	-6.11%	-8.88%	-8.93%	-12.40%	-9.75%	-6.02%	3.64%	20.88%	29.82%	29.54%	18.35%	12.25%	11.18%	10.89%	10.06%	1.07%	-0.98%	-6.46%	-6.21%
Trust Income	6.17	6.19	6.55	5.68	5.64	4.82	5.15	3.64	3.9	3.94	4.18	3.96	4.35	3.98	3.58	3.94	3.56	-	-	-
Gain (Loss) on Sale of Investments	-4.19	-1.31	4.25	-1.43	-7.92	8.95	-6.22	10.66	1.85	-0.97	-3.66	-0.96	5.97	2.2	0	-0.88	-1.9	1.32	-1.61	6.93
Other Non-Interest Income	7.47	8.92	8	7.19	7.34	7.91	7.37	7.17	6.66	7.58	7.66	9.99	8.23	12.14	7.23	8.18	6.98	8.86	10.32	7.56
Total Non-Interest Income	11.2	15.47	20.37	13.22	6.61	23.1	7.84	23.11	14.24	12.09	9.88	14.62	20.23	19.8	12.22	12.58	10	11.45	9.98	15.61
Non-Interest Income Growth (YoY)	69.47%	-33.02%	159.86%	-42.82%	-53.59%	91.11%	-20.65%	58.09%	-29.60%	-38.96%	-19.16%	16.17%	102.32%	72.95%	22.44%	-19.37%	72.83%	32.41%	-3.96%	21.98%
Revenues Before Loan Losses	187.84	186.49	189.52	178.53	175.18	205.24	193.48	204.64	206.68	213.9	207.41	189.78	179.42	175.26	164.7	160.58	151.82	151.27	147.48	150.08
Provision for Loan Losses	15.5	14.5	14.5	6.6	1.9	1.72	7	9.16	8.1	1.4	2	2.5	8.64	3.5	3.05	-9	-13.56	-5	12.5	25
Revenue	172.34	171.99	175.02	171.93	173.28	203.52	186.48	195.49	198.58	212.5	205.41	187.28	170.78	171.76	161.65	169.58	165.38	156.27	134.98	125.08
Revenue Growth (YoY)	-0.54%	-15.49%	-6.14%	-12.05%	-12.74%	-4.23%	-9.21%	4.38%	16.28%	23.72%	27.07%	10.44%	3.27%	9.91%	19.76%	35.58%	36.56%	0.91%	-15.31%	-19.91%
Salaries and Employee Benefits	40.92	40.64	38.96	39.14	42.65	38.06	36.77	35.65	36.72	33.29	32.88	35.5	33.86	32.07	31.74	31.56	31.48	29.75	32.04	27.2
Federal Deposit Insurance	3.4	1.2	3.25	3.74	6.09	14.36	3.06	3.01	3.16	2.04	2	2.19	1.8	1.94	1.83	1.44	1.93	2.15	1.99	2.45
Amortization of Goodwill & Intangibles	0.25	0.25	0.25	0.26	0.34	0.25	0.25	0.56	0.25	1.17	0.25	0.25	0.22	0.17	0.17	0.17	0.17	0.17	0.17	0.17
Selling, General & Administrative	27.03	27.05	25.56	25.91	24.78	25.11	25.35	26.14	23.2	24.34	23.11	23.52	20.74	22.24	20.71	20.25	20.81	21.41	19.74	18.23
Other Non-Interest Expense	4.76	4.99	4.18	5.43	4.7	5.73	4.95	5.63	4.22	5.72	5.09	5.36	3.78	4.9	4.97	5.42	4.62	5.51	5.45	5.84
Total Non-Interest Expense	85.66	85.22	96.87	99.35	93.24	109.83	93.97	92.82	83.19	81.18	75.33	74.03	68.76	72.25	71.74	69.71	70.67	74.35	76	67.27
EBT Excluding Unusual Items	86.69	86.77	78.15	72.58	80.04	93.69	92.5	102.67	115.39	131.32	130.08	113.25	102.02	99.51	89.91	99.88	94.71	81.92	58.98	57.81
Other Unusual Items	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.69	-	-
Pretax Income	86.69	86.77	78.15	72.58	80.04	93.02	92.5	102.67	115.39	131.28	130.02	113.16	98.08	98.56	89.44	99.88	93.97	81.23	58.98	57.81
Income Tax Expense	17.18	6.57	10.64	5.75	8.61	10.49	10.13	9.45	19.39	33.68	30.98	24.18	23.06	23.23	17.04	22.68	20.59	10.33	2.19	3.49
Net Income	69.51	80.2	67.51	66.83	71.44	82.53	82.37	93.22	96.01	97.6	99.04	88.98	75.03	75.32	72.4	77.2	73.38	70.89	56.79	54.32
Net Income to Common	69.51	80.2	67.51	66.83	71.44	82.53	82.37	93.22	96.01	97.6	99.04	88.98	75.03	75.32	72.4	77.2	73.38	70.89	56.79	54.32
Net Income Growth	-2.70%	-2.82%	-18.04%	-28.31%	-25.59%	-15.45%	-16.83%	4.77%	27.96%	29.58%	36.79%	15.26%	2.24%	6.25%	27.47%	42.12%	56.63%	5.22%	-22.02%	-24.81%
Basic Shares Outstanding	70	71	72	73	73	73	73	73	73	73	74	75	75	77	78	79	80	80	80	80
Diluted Shares Outstanding	71	71	72	73	73	73	73	73	73	73	74	75	76	77	78	79	80	80	80	80
Shares Change (YoY)	-3.14%	-1.94%	-1.18%	0.10%	0.10%	-0.76%	-1.82%	-3.34%	-3.72%	-4.48%	-5.00%	-5.22%	-5.15%	-3.66%	-2.02%	-0.33%	0.00%	-0.21%	-0.29%	-0.77%
EPS (Basic)	0.99	1.13	0.94	0.92	0.98	1.14	1.14	1.29	1.32	1.33	1.34	1.19	1.00	0.98	0.93	0.98	0.92	0.89	0.71	0.68
EPS (Diluted)	0.98	1.12	0.94	0.92	0.98	1.13	1.13	1.28	1.32	1.33	1.33	1.18	0.99	0.98	0.93	0.97	0.92	0.89	0.71	0.68
EPS Growth	0%	-0.72%	-16.81%	-28.14%	-25.76%	-15.19%	-15.04%	8.48%	33.33%	35.88%	43.01%	21.65%	7.61%	10.20%	30.99%	42.65%	56.28%	5.95%	-21.98%	-24.44%
Dividend Per Share	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.340	0.310	0.310	0.310	0.310	0.310
Dividend Growth	-	-	-	-	-	-	-	-	-	-	-	9.68%	9.68%	9.68%	9.68%	-	-	-	-	-
Effective Tax Rate	19.82%	7.57%	13.61%	7.92%	10.76%	11.28%	10.95%	9.20%	16.80%	25.65%	23.83%	21.37%	23.51%	23.57%	19.05%	22.71%	21.91%	12.72%	3.71%	6.04%

Updated Apr 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q