Chubb Limited (CB)

Chubb Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	51,572	49,735	43,097	40,869	35,994	34,186
Revenue Growth (YoY)	15.83%	15.40%	5.45%	13.54%	5.29%	4.49%
Cost of Revenue	28,690	27,728	24,886	22,770	22,494	19,470
Gross Profit	22,882	22,007	18,211	18,099	13,500	14,716
Selling, General & Admin	4,147	4,007	3,395	3,135	2,979	3,030
Other Operating Expenses	8,159	7,802	7,761	4,678	5,843	5,885
Operating Expenses	12,306	11,809	11,156	7,813	8,822	8,915
Operating Income	10,576	10,198	7,055	10,286	4,678	5,801
Interest Expense / Income	690	672	570	492	516	552
Other Expense / Income	138	-13	-	-	-	-
Pretax Income	9,748	9,539	6,485	9,794	4,162	5,249
Income Tax	469	511	1,239	1,269	629	795
Net Income	9,279	9,028	5,246	8,525	3,533	4,454
Net Income Growth	78.96%	72.09%	-38.46%	141.30%	-20.68%	12.42%
Shares Outstanding (Basic)	406	408	415	431	451	453
Shares Change	-1.87%	-1.70%	-3.64%	-4.57%	-0.40%	-1.65%
EPS (Basic)	22.69	21.97	12.50	19.38	7.82	9.77
EPS (Diluted)	22.51	21.80	12.39	19.24	7.79	9.71
EPS Growth	82.27%	75.95%	-35.60%	146.98%	-19.77%	14.37%
Free Cash Flow	13,601	12,632	11,258	11,151	9,785	6,342
Free Cash Flow Per Share	33.52	30.96	27.12	25.89	21.68	13.99
Dividend Per Share	3.440	3.410	3.290	3.180	3.090	2.980
Dividend Growth	3.61%	3.65%	3.46%	2.91%	3.69%	2.76%
Gross Margin	44.37%	44.25%	42.26%	44.29%	37.51%	43.05%
Operating Margin	20.51%	20.50%	16.37%	25.17%	13.00%	16.97%
Profit Margin	17.99%	18.15%	12.17%	20.86%	9.82%	13.03%
Free Cash Flow Margin	26.37%	25.40%	26.12%	27.28%	27.19%	18.55%
Effective Tax Rate	4.81%	5.36%	19.11%	12.96%	15.11%	15.15%
EBITDA	10,756	10,521	7,340	10,573	4,968	6,106
EBITDA Margin	20.86%	21.15%	17.03%	25.87%	13.80%	17.86%
Depreciation & Amortization	318	310	285	287	290	305
EBIT	10,438	10,211	7,055	10,286	4,678	5,801
EBIT Margin	20.24%	20.53%	16.37%	25.17%	13.00%	16.97%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).