Chubb Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	10,622	9,640	9,015	5,246	8,525
Depreciation & Amortization	301	323	310	285	287
Other Adjustments	-1,145	-1,215	-1,225	1,511	-3,308
Changes in Receivables	-1,167	-1,278	-1,072	-696	-984
Changes in Reinsurance Contract Assets	-169	-30	-498	-1,737	-1,949
Changes in Deferred Acquisition Costs	-1,566	-1,429	-1,100	-396	-422
Changes in Accounts Payable	131	-105	-155	446	582
Changes in Accrued Expenses	53	342	-735	-68	-2,423
Changes in Unearned Premiums	2,098	1,805	1,377	1,435	1,252
Changes in Claims Reserves	4,892	6,408	4,318	4,592	6,218
Changes in Income Taxes Payable	-160	69	128	-149	48
Changes in Other Operating Activities	-1,074	1,652	2,269	789	3,325
Operating Cash Flow	12,816	16,182	12,632	11,258	11,151
Operating Cash Flow Growth	-20.80%	28.10%	12.21%	0.96%	13.96%
Purchases of Investments	-39,970	-39,162	-32,299	-32,006	-34,454
Proceeds from Sale of Investments	29,434	28,018	24,575	33,614	28,360
Payments for Business Acquisitions	-289	-538	-34	-5,166	-1,184
Other Investing Activities	-435	-2,241	110	-2,096	619
Investing Cash Flow	-11,260	-13,923	-7,648	-5,654	-6,659
Long-Term Debt Issued	2,424	2,408	-	-	1,576
Long-Term Debt Repaid	-800	-1,437	-475	-1,000	-
Net Long-Term Debt Issued (Repaid)	1,624	971	-475	-1,000	1,576
Issuance of Common Stock	327	356	212	264	300
Repurchase of Common Stock	-3,694	-1,801	-2,411	-2,894	-4,861
Net Common Stock Issued (Repurchased)	-3,367	-1,445	-2,199	-2,630	-4,561
Common Dividends Paid	-1,505	-1,436	-1,394	-1,375	-1,401
Other Financing Activities	1,398	-271	-421	-137	-25
Financing Cash Flow	-1,850	-2,181	-4,489	-5,142	-4,411
Effect of Exchange Rate Changes on Cash and Cash Equivalents	215	-150	-1	-146	-106
Net Cash Flow	-79	-72	494	316	-25
Free Cash Flow	12,816	16,182	12,632	11,258	11,151
Free Cash Flow Growth	-20.80%	28.10%	12.21%	0.96%	13.96%
FCF Margin	21.58%	29.02%	25.40%	26.12%	27.28%
Free Cash Flow Per Share	31.92	39.61	30.50	26.58	25.16
Levered Free Cash Flow	11,548	12,870	10,149	4,851	10,801
Unlevered Free Cash Flow	9,802	12,030	10,456	6,384	7,593

Updated Feb 3, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

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