Net Income | 9,272 | 9,028 | 5,246 | 8,525 | 3,533 | |
Depreciation & Amortization | 323 | 310 | 285 | 287 | 290 | |
Gain (Loss) on Sale of Investments | -711 | 266 | 1,660 | -366 | 73 | |
Change in Accounts Receivable | -1,278 | -1,072 | -696 | -984 | -114 | |
Reinsurance Recoverable | -30 | -498 | -1,737 | -1,949 | -336 | |
Change in Accounts Payable | 342 | -735 | -68 | -2,423 | -98 | |
Change in Unearned Revenue | 1,805 | 1,377 | 1,435 | 1,252 | 846 | |
Change in Income Taxes | 69 | 128 | -149 | 48 | 46 | |
Change in Insurance Reserves / Liabilities | 6,303 | 4,163 | 5,038 | 6,800 | 5,435 | |
Other Operating Activities | 2,483 | 1,632 | 641 | 2,818 | 1,218 | |
Operating Cash Flow | 16,182 | 12,632 | 11,258 | 11,151 | 9,785 | |
Operating Cash Flow Growth | 28.10% | 12.21% | 0.96% | 13.96% | 54.29% | |
Cash Acquisitions | -538 | -34 | -5,166 | -1,184 | - | |
Investment in Securities | -13,304 | -7,719 | -861 | -6,340 | -7,845 | |
Other Investing Activities | -108 | 122 | 373 | 865 | 324 | |
Investing Cash Flow | -13,923 | -7,648 | -5,654 | -6,659 | -7,521 | |
Short-Term Debt Issued | 4,505 | 4,984 | 4,510 | 1,858 | 2,354 | |
Long-Term Debt Issued | 2,408 | - | - | 1,576 | 988 | |
Total Debt Issued | 6,913 | 4,984 | 4,510 | 3,434 | 3,342 | |
Total Debt Repaid | -6,259 | -5,203 | -5,508 | -1,858 | -3,655 | |
Net Debt Issued (Repaid) | 654 | -219 | -998 | 1,576 | -313 | |
Issuance of Common Stock | 356 | 212 | 264 | 300 | 145 | |
Repurchases of Common Stock | -1,801 | -2,411 | -2,894 | -4,861 | -610 | |
Common Dividends Paid | -1,436 | -1,394 | -1,375 | -1,401 | -1,388 | |
Other Financing Activities | -269 | -864 | -106 | -81 | - | |
Financing Cash Flow | -2,181 | -4,489 | -5,142 | -4,411 | -2,082 | |
Foreign Exchange Rate Adjustments | -150 | -1 | -146 | -106 | 8 | |
Net Cash Flow | -72 | 494 | 316 | -25 | 190 | |
Cash Interest Paid | 599 | 553 | 552 | 492 | 524 | |
Cash Income Tax Paid | 1,662 | 1,465 | 1,242 | 1,298 | 902 | |
Levered Free Cash Flow | 12,632 | 11,059 | -2,213 | 10,947 | 8,659 | |
Unlevered Free Cash Flow | 13,095 | 11,479 | -1,856 | 11,254 | 8,982 | |
Change in Net Working Capital | -5,233 | -4,940 | 6,622 | -6,008 | -5,848 | |